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Side-by-side financial comparison of CoastalSouth Bancshares, Inc. (COSO) and HEALTHY CHOICE WELLNESS CORP. (HCWC). Click either name above to swap in a different company.
CoastalSouth Bancshares, Inc. is the larger business by last-quarter revenue ($21.3M vs $18.7M, roughly 1.1× HEALTHY CHOICE WELLNESS CORP.). CoastalSouth Bancshares, Inc. runs the higher net margin — 31.7% vs -8.9%, a 40.5% gap on every dollar of revenue. HEALTHY CHOICE WELLNESS CORP. produced more free cash flow last quarter ($-927.1K vs $-5.9M).
CoastalSouth Bancshares, Inc. is a U.S.-based regional bank holding company. It provides a full range of personal and commercial banking services including deposit accounts, consumer loans, mortgages, commercial financing and wealth management solutions for retail customers and small-to-medium enterprises across the U.S. Gulf Coast region.
COSO vs HCWC — Head-to-Head
Income Statement — Q3 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $21.3M | $18.7M |
| Net Profit | $6.7M | $-1.7M |
| Gross Margin | — | 39.1% |
| Operating Margin | 41.2% | -7.6% |
| Net Margin | 31.7% | -8.9% |
| Revenue YoY | — | — |
| Net Profit YoY | — | — |
| EPS (diluted) | $0.54 | $-0.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $18.7M | ||
| Q3 25 | $21.3M | $19.0M | ||
| Q2 25 | $19.9M | $20.2M | ||
| Q1 25 | — | $20.3M | ||
| Q3 24 | — | $18.2M |
| Q4 25 | — | $-1.7M | ||
| Q3 25 | $6.7M | $-1.2M | ||
| Q2 25 | $6.0M | $-339.4K | ||
| Q1 25 | — | $-712.4K | ||
| Q3 24 | — | $-2.7M |
| Q4 25 | — | 39.1% | ||
| Q3 25 | — | 38.8% | ||
| Q2 25 | — | 40.1% | ||
| Q1 25 | — | 38.8% | ||
| Q3 24 | — | 38.4% |
| Q4 25 | — | -7.6% | ||
| Q3 25 | 41.2% | -3.2% | ||
| Q2 25 | 35.4% | -0.2% | ||
| Q1 25 | — | -2.0% | ||
| Q3 24 | — | -2.0% |
| Q4 25 | — | -8.9% | ||
| Q3 25 | 31.7% | -6.4% | ||
| Q2 25 | 30.0% | -1.7% | ||
| Q1 25 | — | -3.5% | ||
| Q3 24 | — | -14.6% |
| Q4 25 | — | $-0.05 | ||
| Q3 25 | $0.54 | $-0.09 | ||
| Q2 25 | $0.57 | $-0.03 | ||
| Q1 25 | — | $-0.07 | ||
| Q3 24 | — | $-0.29 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $3.0M |
| Total DebtLower is stronger | — | $7.3M |
| Stockholders' EquityBook value | $250.4M | $7.3M |
| Total Assets | $2.3B | $33.5M |
| Debt / EquityLower = less leverage | — | 1.00× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $3.0M | ||
| Q3 25 | — | $3.0M | ||
| Q2 25 | — | $4.7M | ||
| Q1 25 | — | $1.8M | ||
| Q3 24 | — | $1.8M |
| Q4 25 | — | $7.3M | ||
| Q3 25 | — | $8.5M | ||
| Q2 25 | — | $9.7M | ||
| Q1 25 | — | $10.6M | ||
| Q3 24 | — | $11.6M |
| Q4 25 | — | $7.3M | ||
| Q3 25 | $250.4M | $5.9M | ||
| Q2 25 | $209.4M | $5.8M | ||
| Q1 25 | — | $2.1M | ||
| Q3 24 | — | $2.9M |
| Q4 25 | — | $33.5M | ||
| Q3 25 | $2.3B | $33.7M | ||
| Q2 25 | $2.2B | $36.4M | ||
| Q1 25 | — | $34.1M | ||
| Q3 24 | — | $33.2M |
| Q4 25 | — | 1.00× | ||
| Q3 25 | — | 1.43× | ||
| Q2 25 | — | 1.69× | ||
| Q1 25 | — | 5.01× | ||
| Q3 24 | — | 3.95× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-5.5M | $-855.1K |
| Free Cash FlowOCF − Capex | $-5.9M | $-927.1K |
| FCF MarginFCF / Revenue | -27.7% | -5.0% |
| Capex IntensityCapex / Revenue | 1.9% | 0.4% |
| Cash ConversionOCF / Net Profit | -0.82× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $675.4K |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $-855.1K | ||
| Q3 25 | $-5.5M | $-308.7K | ||
| Q2 25 | $-16.8M | $1.1M | ||
| Q1 25 | — | $1.1M | ||
| Q3 24 | — | — |
| Q4 25 | — | $-927.1K | ||
| Q3 25 | $-5.9M | $-351.3K | ||
| Q2 25 | $-17.9M | $988.6K | ||
| Q1 25 | — | $965.3K | ||
| Q3 24 | — | — |
| Q4 25 | — | -5.0% | ||
| Q3 25 | -27.7% | -1.8% | ||
| Q2 25 | -90.3% | 4.9% | ||
| Q1 25 | — | 4.8% | ||
| Q3 24 | — | — |
| Q4 25 | — | 0.4% | ||
| Q3 25 | 1.9% | 0.2% | ||
| Q2 25 | 5.5% | 0.4% | ||
| Q1 25 | — | 0.6% | ||
| Q3 24 | — | — |
| Q4 25 | — | — | ||
| Q3 25 | -0.82× | — | ||
| Q2 25 | -2.82× | — | ||
| Q1 25 | — | — | ||
| Q3 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
COSO
Segment breakdown not available.
HCWC
| Retail Grocery | $17.1M | 91% |
| Food Service Restaurant | $1.7M | 9% |
