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Side-by-side financial comparison of Eastern Bankshares, Inc. (EBC) and Westrock Coffee Co (WEST). Click either name above to swap in a different company.
Westrock Coffee Co is the larger business by last-quarter revenue ($339.5M vs $295.9M, roughly 1.1× Eastern Bankshares, Inc.). Eastern Bankshares, Inc. runs the higher net margin — 22.1% vs -6.6%, a 28.7% gap on every dollar of revenue. On growth, Westrock Coffee Co posted the faster year-over-year revenue change (48.3% vs 1.7%). Over the past eight quarters, Eastern Bankshares, Inc.'s revenue compounded faster (38.6% CAGR vs 32.8%).
Eastern Bank is a bank based in Boston, Massachusetts. Before de-mutualizing in 2020, it was the oldest and largest mutual bank in the United States and the largest community bank in Massachusetts.
Westrock Coffee Co is a global integrated coffee, tea and functional beverage solutions provider. It sources, roasts, manufactures and distributes coffee products, ready-to-drink beverages and custom formulations for retail, foodservice and commercial clients across North America and other key markets.
EBC vs WEST — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $295.9M | $339.5M |
| Net Profit | $65.3M | $-22.6M |
| Gross Margin | — | 11.5% |
| Operating Margin | — | -2.6% |
| Net Margin | 22.1% | -6.6% |
| Revenue YoY | 1.7% | 48.3% |
| Net Profit YoY | 289.8% | 8.3% |
| EPS (diluted) | $0.29 | $-0.22 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $295.9M | — | ||
| Q4 25 | $37.5M | $339.5M | ||
| Q3 25 | $241.5M | $354.8M | ||
| Q2 25 | $244.9M | $280.9M | ||
| Q1 25 | $31.1M | $213.8M | ||
| Q4 24 | $216.5M | $229.0M | ||
| Q3 24 | $203.4M | $220.9M | ||
| Q2 24 | $154.0M | $208.4M |
| Q1 26 | $65.3M | — | ||
| Q4 25 | $99.5M | $-22.6M | ||
| Q3 25 | $106.1M | $-19.1M | ||
| Q2 25 | $100.2M | $-21.6M | ||
| Q1 25 | $-217.7M | $-27.2M | ||
| Q4 24 | $60.8M | $-24.6M | ||
| Q3 24 | $-6.2M | $-14.3M | ||
| Q2 24 | $26.3M | $-17.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | 11.5% | ||
| Q3 25 | — | 11.7% | ||
| Q2 25 | — | 14.7% | ||
| Q1 25 | — | 13.6% | ||
| Q4 24 | — | 16.6% | ||
| Q3 24 | — | 16.8% | ||
| Q2 24 | — | 19.9% |
| Q1 26 | — | — | ||
| Q4 25 | — | -2.6% | ||
| Q3 25 | 38.9% | -2.4% | ||
| Q2 25 | 41.0% | -5.3% | ||
| Q1 25 | -590.9% | -6.1% | ||
| Q4 24 | 33.3% | -4.3% | ||
| Q3 24 | -1.6% | -5.8% | ||
| Q2 24 | 24.7% | -7.9% |
| Q1 26 | 22.1% | — | ||
| Q4 25 | 265.6% | -6.6% | ||
| Q3 25 | 44.0% | -5.4% | ||
| Q2 25 | 40.9% | -7.7% | ||
| Q1 25 | -699.2% | -12.7% | ||
| Q4 24 | 28.1% | -10.7% | ||
| Q3 24 | -3.0% | -6.5% | ||
| Q2 24 | 17.1% | -8.5% |
| Q1 26 | $0.29 | — | ||
| Q4 25 | $0.48 | $-0.22 | ||
| Q3 25 | $0.53 | $-0.20 | ||
| Q2 25 | $0.50 | $-0.23 | ||
| Q1 25 | $-1.08 | $-0.29 | ||
| Q4 24 | $0.29 | $-0.26 | ||
| Q3 24 | $-0.03 | $-0.16 | ||
| Q2 24 | $0.16 | $-0.20 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $551.7M | $49.9M |
| Total DebtLower is stronger | — | $444.1M |
| Stockholders' EquityBook value | $4.3B | $-1.9M |
| Total Assets | $30.6B | $1.2B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $551.7M | — | ||
| Q4 25 | $507.6M | $49.9M | ||
| Q3 25 | $703.4M | $34.0M | ||
| Q2 25 | $948.3M | $44.0M | ||
| Q1 25 | $609.0M | $33.1M | ||
| Q4 24 | $1.9B | $26.2M | ||
| Q3 24 | $1.7B | $22.4M | ||
| Q2 24 | $1.4B | $24.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | $444.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $393.1M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $4.3B | — | ||
| Q4 25 | $4.3B | $-1.9M | ||
| Q3 25 | $3.8B | $11.4M | ||
| Q2 25 | $3.7B | $18.2M | ||
| Q1 25 | $3.6B | $71.4M | ||
| Q4 24 | $3.6B | $97.5M | ||
| Q3 24 | $3.7B | $110.3M | ||
| Q2 24 | $3.0B | $81.5M |
| Q1 26 | $30.6B | — | ||
| Q4 25 | $30.6B | $1.2B | ||
| Q3 25 | $25.5B | $1.2B | ||
| Q2 25 | $25.5B | $1.2B | ||
| Q1 25 | $25.0B | $1.1B | ||
| Q4 24 | $25.6B | $1.1B | ||
| Q3 24 | $25.5B | $1.1B | ||
| Q2 24 | $21.0B | $1.1B |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 4.03× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $36.7M |
| Free Cash FlowOCF − Capex | — | $27.8M |
| FCF MarginFCF / Revenue | — | 8.2% |
| Capex IntensityCapex / Revenue | — | 2.6% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-107.8M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $432.4M | $36.7M | ||
| Q3 25 | $157.1M | $-26.6M | ||
| Q2 25 | $123.9M | $-7.0M | ||
| Q1 25 | $47.3M | $-22.1M | ||
| Q4 24 | $283.8M | $2.8M | ||
| Q3 24 | $108.3M | $-332.0K | ||
| Q2 24 | $54.3M | $-23.7M |
| Q1 26 | — | — | ||
| Q4 25 | — | $27.8M | ||
| Q3 25 | — | $-44.7M | ||
| Q2 25 | — | $-27.5M | ||
| Q1 25 | — | $-63.4M | ||
| Q4 24 | — | $-15.4M | ||
| Q3 24 | — | $-36.7M | ||
| Q2 24 | — | $-59.9M |
| Q1 26 | — | — | ||
| Q4 25 | — | 8.2% | ||
| Q3 25 | — | -12.6% | ||
| Q2 25 | — | -9.8% | ||
| Q1 25 | — | -29.7% | ||
| Q4 24 | — | -6.7% | ||
| Q3 24 | — | -16.6% | ||
| Q2 24 | — | -28.7% |
| Q1 26 | — | — | ||
| Q4 25 | — | 2.6% | ||
| Q3 25 | — | 5.1% | ||
| Q2 25 | — | 7.3% | ||
| Q1 25 | — | 19.3% | ||
| Q4 24 | — | 7.9% | ||
| Q3 24 | — | 16.5% | ||
| Q2 24 | — | 17.4% |
| Q1 26 | — | — | ||
| Q4 25 | 4.35× | — | ||
| Q3 25 | 1.48× | — | ||
| Q2 25 | 1.24× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 4.67× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 2.06× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
EBC
| ALLL / total nonperforming loans ("NPLs") | $238.2M | 80% |
| Other | $51.6M | 17% |
| Return on average shareholders' equity | $6.1M | 2% |
WEST
| Coffee And Tea | $202.6M | 60% |
| Flavors Extracts And Ingredients | $69.6M | 21% |
| Sustainable Sourcing And Traceability Segments | $66.9M | 20% |
