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Side-by-side financial comparison of Essent Group Ltd. (ESNT) and Westrock Coffee Co (WEST). Click either name above to swap in a different company.
Westrock Coffee Co is the larger business by last-quarter revenue ($339.5M vs $312.4M, roughly 1.1× Essent Group Ltd.). Essent Group Ltd. runs the higher net margin — 49.6% vs -6.6%, a 56.3% gap on every dollar of revenue. On growth, Westrock Coffee Co posted the faster year-over-year revenue change (48.3% vs -0.8%). Essent Group Ltd. produced more free cash flow last quarter ($848.7M vs $27.8M). Over the past eight quarters, Westrock Coffee Co's revenue compounded faster (32.8% CAGR vs 2.3%).
Essentra PLC is a supplier of plastic and fibre products. The company operates internationally from headquarters in Kidlington, Oxfordshire. It is listed on the London Stock Exchange.
Westrock Coffee Co is a global integrated coffee, tea and functional beverage solutions provider. It sources, roasts, manufactures and distributes coffee products, ready-to-drink beverages and custom formulations for retail, foodservice and commercial clients across North America and other key markets.
ESNT vs WEST — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $312.4M | $339.5M |
| Net Profit | $155.0M | $-22.6M |
| Gross Margin | — | 11.5% |
| Operating Margin | 59.1% | -2.6% |
| Net Margin | 49.6% | -6.6% |
| Revenue YoY | -0.8% | 48.3% |
| Net Profit YoY | -7.7% | 8.3% |
| EPS (diluted) | $1.61 | $-0.22 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $312.4M | $339.5M | ||
| Q3 25 | $311.8M | $354.8M | ||
| Q2 25 | $319.1M | $280.9M | ||
| Q1 25 | $317.6M | $213.8M | ||
| Q4 24 | $315.0M | $229.0M | ||
| Q3 24 | $316.6M | $220.9M | ||
| Q2 24 | $312.9M | $208.4M | ||
| Q1 24 | $298.4M | $192.5M |
| Q4 25 | $155.0M | $-22.6M | ||
| Q3 25 | $164.2M | $-19.1M | ||
| Q2 25 | $195.3M | $-21.6M | ||
| Q1 25 | $175.4M | $-27.2M | ||
| Q4 24 | $167.9M | $-24.6M | ||
| Q3 24 | $176.2M | $-14.3M | ||
| Q2 24 | $203.6M | $-17.8M | ||
| Q1 24 | $181.7M | $-23.7M |
| Q4 25 | — | 11.5% | ||
| Q3 25 | — | 11.7% | ||
| Q2 25 | — | 14.7% | ||
| Q1 25 | — | 13.6% | ||
| Q4 24 | — | 16.6% | ||
| Q3 24 | — | 16.8% | ||
| Q2 24 | — | 19.9% | ||
| Q1 24 | — | 19.4% |
| Q4 25 | 59.1% | -2.6% | ||
| Q3 25 | 63.9% | -2.4% | ||
| Q2 25 | 72.4% | -5.3% | ||
| Q1 25 | 65.2% | -6.1% | ||
| Q4 24 | 61.9% | -4.3% | ||
| Q3 24 | 65.6% | -5.8% | ||
| Q2 24 | 76.4% | -7.9% | ||
| Q1 24 | 71.6% | -5.3% |
| Q4 25 | 49.6% | -6.6% | ||
| Q3 25 | 52.7% | -5.4% | ||
| Q2 25 | 61.2% | -7.7% | ||
| Q1 25 | 55.2% | -12.7% | ||
| Q4 24 | 53.3% | -10.7% | ||
| Q3 24 | 55.6% | -6.5% | ||
| Q2 24 | 65.1% | -8.5% | ||
| Q1 24 | 60.9% | -12.3% |
| Q4 25 | $1.61 | $-0.22 | ||
| Q3 25 | $1.67 | $-0.20 | ||
| Q2 25 | $1.93 | $-0.23 | ||
| Q1 25 | $1.69 | $-0.29 | ||
| Q4 24 | $1.59 | $-0.26 | ||
| Q3 24 | $1.65 | $-0.16 | ||
| Q2 24 | $1.91 | $-0.20 | ||
| Q1 24 | $1.70 | $-0.27 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $49.9M |
| Total DebtLower is stronger | — | $444.1M |
| Stockholders' EquityBook value | $5.8B | $-1.9M |
| Total Assets | $7.4B | $1.2B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $49.9M | ||
| Q3 25 | — | $34.0M | ||
| Q2 25 | — | $44.0M | ||
| Q1 25 | — | $33.1M | ||
| Q4 24 | — | $26.2M | ||
| Q3 24 | — | $22.4M | ||
| Q2 24 | — | $24.3M | ||
| Q1 24 | — | $12.6M |
| Q4 25 | — | $444.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $393.1M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $5.8B | $-1.9M | ||
| Q3 25 | $5.7B | $11.4M | ||
| Q2 25 | $5.7B | $18.2M | ||
| Q1 25 | $5.7B | $71.4M | ||
| Q4 24 | $5.6B | $97.5M | ||
| Q3 24 | $5.6B | $110.3M | ||
| Q2 24 | $5.4B | $81.5M | ||
| Q1 24 | $5.2B | $91.7M |
| Q4 25 | $7.4B | $1.2B | ||
| Q3 25 | $7.4B | $1.2B | ||
| Q2 25 | $7.2B | $1.2B | ||
| Q1 25 | $7.2B | $1.1B | ||
| Q4 24 | $7.1B | $1.1B | ||
| Q3 24 | $7.1B | $1.1B | ||
| Q2 24 | $6.7B | $1.1B | ||
| Q1 24 | $6.6B | $983.3M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 4.03× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $856.1M | $36.7M |
| Free Cash FlowOCF − Capex | $848.7M | $27.8M |
| FCF MarginFCF / Revenue | 271.7% | 8.2% |
| Capex IntensityCapex / Revenue | 2.4% | 2.6% |
| Cash ConversionOCF / Net Profit | 5.52× | — |
| TTM Free Cash FlowTrailing 4 quarters | $1.5B | $-107.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $856.1M | $36.7M | ||
| Q3 25 | $215.9M | $-26.6M | ||
| Q2 25 | $189.5M | $-7.0M | ||
| Q1 25 | $221.6M | $-22.1M | ||
| Q4 24 | $861.5M | $2.8M | ||
| Q3 24 | $229.2M | $-332.0K | ||
| Q2 24 | $188.7M | $-23.7M | ||
| Q1 24 | $216.9M | $8.0M |
| Q4 25 | $848.7M | $27.8M | ||
| Q3 25 | $210.6M | $-44.7M | ||
| Q2 25 | $188.8M | $-27.5M | ||
| Q1 25 | $221.3M | $-63.4M | ||
| Q4 24 | $854.8M | $-15.4M | ||
| Q3 24 | $228.7M | $-36.7M | ||
| Q2 24 | $187.6M | $-59.9M | ||
| Q1 24 | $212.5M | $-60.9M |
| Q4 25 | 271.7% | 8.2% | ||
| Q3 25 | 67.5% | -12.6% | ||
| Q2 25 | 59.2% | -9.8% | ||
| Q1 25 | 69.7% | -29.7% | ||
| Q4 24 | 271.3% | -6.7% | ||
| Q3 24 | 72.2% | -16.6% | ||
| Q2 24 | 60.0% | -28.7% | ||
| Q1 24 | 71.2% | -31.7% |
| Q4 25 | 2.4% | 2.6% | ||
| Q3 25 | 1.7% | 5.1% | ||
| Q2 25 | 0.2% | 7.3% | ||
| Q1 25 | 0.1% | 19.3% | ||
| Q4 24 | 2.1% | 7.9% | ||
| Q3 24 | 0.2% | 16.5% | ||
| Q2 24 | 0.3% | 17.4% | ||
| Q1 24 | 1.5% | 35.8% |
| Q4 25 | 5.52× | — | ||
| Q3 25 | 1.31× | — | ||
| Q2 25 | 0.97× | — | ||
| Q1 25 | 1.26× | — | ||
| Q4 24 | 5.13× | — | ||
| Q3 24 | 1.30× | — | ||
| Q2 24 | 0.93× | — | ||
| Q1 24 | 1.19× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ESNT
| Mortgage Insurance Segment | $192.4M | 62% |
| Other | $120.0M | 38% |
WEST
| Coffee And Tea | $202.6M | 60% |
| Flavors Extracts And Ingredients | $69.6M | 21% |
| Sustainable Sourcing And Traceability Segments | $66.9M | 20% |
