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Side-by-side financial comparison of EZCORP INC (EZPW) and Westrock Coffee Co (WEST). Click either name above to swap in a different company.
EZCORP INC is the larger business by last-quarter revenue ($382.0M vs $339.5M, roughly 1.1× Westrock Coffee Co). EZCORP INC runs the higher net margin — 11.6% vs -6.6%, a 18.2% gap on every dollar of revenue. On growth, Westrock Coffee Co posted the faster year-over-year revenue change (48.3% vs 19.3%). EZCORP INC produced more free cash flow last quarter ($31.7M vs $27.8M). Over the past eight quarters, Westrock Coffee Co's revenue compounded faster (32.8% CAGR vs 15.6%).
EZCORP, Inc. is an American pawn shop operator based in Austin, Texas which provides services across the United States and Latin America. It is a publicly traded company listed on the NASDAQ stock exchange and is the second largest pawn shop operator in the U.S. after Cash America International.
Westrock Coffee Co is a global integrated coffee, tea and functional beverage solutions provider. It sources, roasts, manufactures and distributes coffee products, ready-to-drink beverages and custom formulations for retail, foodservice and commercial clients across North America and other key markets.
EZPW vs WEST — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $382.0M | $339.5M |
| Net Profit | $44.3M | $-22.6M |
| Gross Margin | 58.4% | 11.5% |
| Operating Margin | 15.9% | -2.6% |
| Net Margin | 11.6% | -6.6% |
| Revenue YoY | 19.3% | 48.3% |
| Net Profit YoY | 42.8% | 8.3% |
| EPS (diluted) | $0.55 | $-0.22 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $382.0M | $339.5M | ||
| Q3 25 | $336.8M | $354.8M | ||
| Q2 25 | $311.0M | $280.9M | ||
| Q1 25 | $306.3M | $213.8M | ||
| Q4 24 | $320.2M | $229.0M | ||
| Q3 24 | $294.6M | $220.9M | ||
| Q2 24 | $281.4M | $208.4M | ||
| Q1 24 | $285.6M | $192.5M |
| Q4 25 | $44.3M | $-22.6M | ||
| Q3 25 | $26.7M | $-19.1M | ||
| Q2 25 | $26.5M | $-21.6M | ||
| Q1 25 | $25.4M | $-27.2M | ||
| Q4 24 | $31.0M | $-24.6M | ||
| Q3 24 | $15.2M | $-14.3M | ||
| Q2 24 | $17.9M | $-17.8M | ||
| Q1 24 | $21.5M | $-23.7M |
| Q4 25 | 58.4% | 11.5% | ||
| Q3 25 | 59.0% | 11.7% | ||
| Q2 25 | 59.1% | 14.7% | ||
| Q1 25 | 58.3% | 13.6% | ||
| Q4 24 | 57.9% | 16.6% | ||
| Q3 24 | 59.5% | 16.8% | ||
| Q2 24 | 59.2% | 19.9% | ||
| Q1 24 | 58.7% | 19.4% |
| Q4 25 | 15.9% | -2.6% | ||
| Q3 25 | 11.0% | -2.4% | ||
| Q2 25 | 11.6% | -5.3% | ||
| Q1 25 | 11.2% | -6.1% | ||
| Q4 24 | 13.1% | -4.3% | ||
| Q3 24 | 8.8% | -5.8% | ||
| Q2 24 | 7.9% | -7.9% | ||
| Q1 24 | 9.6% | -5.3% |
| Q4 25 | 11.6% | -6.6% | ||
| Q3 25 | 7.9% | -5.4% | ||
| Q2 25 | 8.5% | -7.7% | ||
| Q1 25 | 8.3% | -12.7% | ||
| Q4 24 | 9.7% | -10.7% | ||
| Q3 24 | 5.2% | -6.5% | ||
| Q2 24 | 6.4% | -8.5% | ||
| Q1 24 | 7.5% | -12.3% |
| Q4 25 | $0.55 | $-0.22 | ||
| Q3 25 | $0.35 | $-0.20 | ||
| Q2 25 | $0.34 | $-0.23 | ||
| Q1 25 | $0.33 | $-0.29 | ||
| Q4 24 | $0.40 | $-0.26 | ||
| Q3 24 | $0.20 | $-0.16 | ||
| Q2 24 | $0.25 | $-0.20 | ||
| Q1 24 | $0.29 | $-0.27 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $465.9M | $49.9M |
| Total DebtLower is stronger | $518.6M | $444.1M |
| Stockholders' EquityBook value | $1.1B | $-1.9M |
| Total Assets | $2.0B | $1.2B |
| Debt / EquityLower = less leverage | 0.48× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $465.9M | $49.9M | ||
| Q3 25 | $469.5M | $34.0M | ||
| Q2 25 | $472.1M | $44.0M | ||
| Q1 25 | $505.2M | $33.1M | ||
| Q4 24 | $174.5M | $26.2M | ||
| Q3 24 | $170.5M | $22.4M | ||
| Q2 24 | $218.0M | $24.3M | ||
| Q1 24 | $229.1M | $12.6M |
| Q4 25 | $518.6M | $444.1M | ||
| Q3 25 | $518.1M | — | ||
| Q2 25 | $517.6M | — | ||
| Q1 25 | $620.5M | — | ||
| Q4 24 | $327.7M | $393.1M | ||
| Q3 24 | $327.3M | — | ||
| Q2 24 | $361.3M | — | ||
| Q1 24 | $360.9M | — |
| Q4 25 | $1.1B | $-1.9M | ||
| Q3 25 | $1.0B | $11.4M | ||
| Q2 25 | $990.1M | $18.2M | ||
| Q1 25 | $851.6M | $71.4M | ||
| Q4 24 | $823.9M | $97.5M | ||
| Q3 24 | $804.6M | $110.3M | ||
| Q2 24 | $801.5M | $81.5M | ||
| Q1 24 | $800.4M | $91.7M |
| Q4 25 | $2.0B | $1.2B | ||
| Q3 25 | $2.0B | $1.2B | ||
| Q2 25 | $1.9B | $1.2B | ||
| Q1 25 | $1.8B | $1.1B | ||
| Q4 24 | $1.5B | $1.1B | ||
| Q3 24 | $1.5B | $1.1B | ||
| Q2 24 | $1.5B | $1.1B | ||
| Q1 24 | $1.5B | $983.3M |
| Q4 25 | 0.48× | — | ||
| Q3 25 | 0.51× | — | ||
| Q2 25 | 0.52× | — | ||
| Q1 25 | 0.73× | — | ||
| Q4 24 | 0.40× | 4.03× | ||
| Q3 24 | 0.41× | — | ||
| Q2 24 | 0.45× | — | ||
| Q1 24 | 0.45× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $39.1M | $36.7M |
| Free Cash FlowOCF − Capex | $31.7M | $27.8M |
| FCF MarginFCF / Revenue | 8.3% | 8.2% |
| Capex IntensityCapex / Revenue | 2.0% | 2.6% |
| Cash ConversionOCF / Net Profit | 0.88× | — |
| TTM Free Cash FlowTrailing 4 quarters | $121.7M | $-107.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $39.1M | $36.7M | ||
| Q3 25 | $51.3M | $-26.6M | ||
| Q2 25 | $34.8M | $-7.0M | ||
| Q1 25 | $36.9M | $-22.1M | ||
| Q4 24 | $26.0M | $2.8M | ||
| Q3 24 | $43.3M | $-332.0K | ||
| Q2 24 | $33.7M | $-23.7M | ||
| Q1 24 | $15.1M | $8.0M |
| Q4 25 | $31.7M | $27.8M | ||
| Q3 25 | $35.7M | $-44.7M | ||
| Q2 25 | $25.7M | $-27.5M | ||
| Q1 25 | $28.6M | $-63.4M | ||
| Q4 24 | $20.4M | $-15.4M | ||
| Q3 24 | $24.4M | $-36.7M | ||
| Q2 24 | $30.5M | $-59.9M | ||
| Q1 24 | $8.6M | $-60.9M |
| Q4 25 | 8.3% | 8.2% | ||
| Q3 25 | 10.6% | -12.6% | ||
| Q2 25 | 8.3% | -9.8% | ||
| Q1 25 | 9.3% | -29.7% | ||
| Q4 24 | 6.4% | -6.7% | ||
| Q3 24 | 8.3% | -16.6% | ||
| Q2 24 | 10.8% | -28.7% | ||
| Q1 24 | 3.0% | -31.7% |
| Q4 25 | 2.0% | 2.6% | ||
| Q3 25 | 4.6% | 5.1% | ||
| Q2 25 | 2.9% | 7.3% | ||
| Q1 25 | 2.7% | 19.3% | ||
| Q4 24 | 1.8% | 7.9% | ||
| Q3 24 | 6.4% | 16.5% | ||
| Q2 24 | 1.1% | 17.4% | ||
| Q1 24 | 2.3% | 35.8% |
| Q4 25 | 0.88× | — | ||
| Q3 25 | 1.92× | — | ||
| Q2 25 | 1.31× | — | ||
| Q1 25 | 1.45× | — | ||
| Q4 24 | 0.84× | — | ||
| Q3 24 | 2.85× | — | ||
| Q2 24 | 1.88× | — | ||
| Q1 24 | 0.70× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
EZPW
| Merchandise | $210.1M | 55% |
| Pawn Service | $131.9M | 35% |
| Jewelry Scrap | $39.9M | 10% |
WEST
| Coffee And Tea | $202.6M | 60% |
| Flavors Extracts And Ingredients | $69.6M | 21% |
| Sustainable Sourcing And Traceability Segments | $66.9M | 20% |
