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Side-by-side financial comparison of FIRST COMMONWEALTH FINANCIAL CORP (FCF) and ZIPRECRUITER, INC. (ZIP). Click either name above to swap in a different company.
FIRST COMMONWEALTH FINANCIAL CORP is the larger business by last-quarter revenue ($133.7M vs $111.7M, roughly 1.2× ZIPRECRUITER, INC.). FIRST COMMONWEALTH FINANCIAL CORP runs the higher net margin — 28.1% vs -0.7%, a 28.8% gap on every dollar of revenue. On growth, FIRST COMMONWEALTH FINANCIAL CORP posted the faster year-over-year revenue change (13.0% vs 0.6%). Over the past eight quarters, FIRST COMMONWEALTH FINANCIAL CORP's revenue compounded faster (5.5% CAGR vs -4.4%).
First Commonwealth Financial Corp is a Pennsylvania-based regional financial services holding company. It offers consumer and commercial banking products, loans, wealth management, and insurance services for individuals, small and mid-sized enterprises across central and western Pennsylvania and Ohio.
ZipRecruiter, Inc. is an American employment marketplace for job seekers and employers.
FCF vs ZIP — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $133.7M | $111.7M |
| Net Profit | $37.5M | $-835.0K |
| Gross Margin | — | 89.1% |
| Operating Margin | — | 3.6% |
| Net Margin | 28.1% | -0.7% |
| Revenue YoY | 13.0% | 0.6% |
| Net Profit YoY | -16.3% | 92.3% |
| EPS (diluted) | $0.37 | $-0.03 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $133.7M | — | ||
| Q4 25 | $137.9M | $111.7M | ||
| Q3 25 | $136.0M | $115.0M | ||
| Q2 25 | $131.0M | $112.2M | ||
| Q1 25 | $118.0M | $110.1M | ||
| Q4 24 | $120.4M | $111.0M | ||
| Q3 24 | $121.2M | $117.1M | ||
| Q2 24 | $120.2M | $123.7M |
| Q1 26 | $37.5M | — | ||
| Q4 25 | $44.9M | $-835.0K | ||
| Q3 25 | $41.3M | $-9.8M | ||
| Q2 25 | $33.4M | $-9.5M | ||
| Q1 25 | $32.7M | $-12.8M | ||
| Q4 24 | $35.8M | $-10.8M | ||
| Q3 24 | $32.1M | $-2.6M | ||
| Q2 24 | $37.1M | $7.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 89.1% | ||
| Q3 25 | — | 89.1% | ||
| Q2 25 | — | 89.3% | ||
| Q1 25 | — | 89.4% | ||
| Q4 24 | — | 89.6% | ||
| Q3 24 | — | 89.4% | ||
| Q2 24 | — | 89.5% |
| Q1 26 | — | — | ||
| Q4 25 | 40.9% | 3.6% | ||
| Q3 25 | 38.1% | -4.4% | ||
| Q2 25 | 32.1% | -5.9% | ||
| Q1 25 | 34.8% | -10.6% | ||
| Q4 24 | 37.1% | -3.6% | ||
| Q3 24 | 33.4% | -2.8% | ||
| Q2 24 | 38.7% | 7.6% |
| Q1 26 | 28.1% | — | ||
| Q4 25 | 32.5% | -0.7% | ||
| Q3 25 | 30.4% | -8.5% | ||
| Q2 25 | 25.5% | -8.5% | ||
| Q1 25 | 27.7% | -11.7% | ||
| Q4 24 | 29.8% | -9.7% | ||
| Q3 24 | 26.5% | -2.2% | ||
| Q2 24 | 30.9% | 5.7% |
| Q1 26 | $0.37 | — | ||
| Q4 25 | $0.44 | $-0.03 | ||
| Q3 25 | $0.39 | $-0.11 | ||
| Q2 25 | $0.32 | $-0.10 | ||
| Q1 25 | $0.32 | $-0.13 | ||
| Q4 24 | $0.35 | $-0.10 | ||
| Q3 24 | $0.31 | $-0.03 | ||
| Q2 24 | $0.36 | $0.07 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $188.0M |
| Total DebtLower is stronger | $154.9M | — |
| Stockholders' EquityBook value | $1.6B | $-77.2M |
| Total Assets | $12.3B | $569.7M |
| Debt / EquityLower = less leverage | 0.10× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $188.0M | ||
| Q3 25 | — | $211.8M | ||
| Q2 25 | — | $203.5M | ||
| Q1 25 | — | $221.1M | ||
| Q4 24 | — | $218.4M | ||
| Q3 24 | — | $225.6M | ||
| Q2 24 | — | $271.7M |
| Q1 26 | $154.9M | — | ||
| Q4 25 | $261.7M | — | ||
| Q3 25 | $262.1M | — | ||
| Q2 25 | $262.4M | — | ||
| Q1 25 | $262.7M | — | ||
| Q4 24 | $263.0M | — | ||
| Q3 24 | $136.3M | — | ||
| Q2 24 | $136.6M | — |
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.6B | $-77.2M | ||
| Q3 25 | $1.5B | $-76.1M | ||
| Q2 25 | $1.5B | $-65.9M | ||
| Q1 25 | $1.4B | $-11.3M | ||
| Q4 24 | $1.4B | $13.4M | ||
| Q3 24 | $1.4B | $13.6M | ||
| Q2 24 | $1.4B | $24.4M |
| Q1 26 | $12.3B | — | ||
| Q4 25 | $12.3B | $569.7M | ||
| Q3 25 | $12.3B | $573.6M | ||
| Q2 25 | $12.2B | $592.4M | ||
| Q1 25 | $11.8B | $629.4M | ||
| Q4 24 | $11.6B | $664.1M | ||
| Q3 24 | $12.0B | $652.0M | ||
| Q2 24 | $11.6B | $665.3M |
| Q1 26 | 0.10× | — | ||
| Q4 25 | 0.17× | — | ||
| Q3 25 | 0.17× | — | ||
| Q2 25 | 0.17× | — | ||
| Q1 25 | 0.18× | — | ||
| Q4 24 | 0.19× | — | ||
| Q3 24 | 0.10× | — | ||
| Q2 24 | 0.10× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $7.7M |
| Free Cash FlowOCF − Capex | — | $7.6M |
| FCF MarginFCF / Revenue | — | 6.8% |
| Capex IntensityCapex / Revenue | — | 0.1% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $9.9M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $187.5M | $7.7M | ||
| Q3 25 | $49.5M | $2.6M | ||
| Q2 25 | $30.4M | $10.5M | ||
| Q1 25 | $55.9M | $-9.9M | ||
| Q4 24 | $129.5M | $12.5M | ||
| Q3 24 | $53.6M | $9.3M | ||
| Q2 24 | $22.7M | $21.9M |
| Q1 26 | — | — | ||
| Q4 25 | $171.5M | $7.6M | ||
| Q3 25 | — | $2.2M | ||
| Q2 25 | — | $10.2M | ||
| Q1 25 | — | $-10.2M | ||
| Q4 24 | $113.9M | $12.0M | ||
| Q3 24 | — | $9.2M | ||
| Q2 24 | — | $21.7M |
| Q1 26 | — | — | ||
| Q4 25 | 124.3% | 6.8% | ||
| Q3 25 | — | 1.9% | ||
| Q2 25 | — | 9.1% | ||
| Q1 25 | — | -9.3% | ||
| Q4 24 | 94.6% | 10.8% | ||
| Q3 24 | — | 7.8% | ||
| Q2 24 | — | 17.6% |
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | 0.1% | ||
| Q3 25 | — | 0.3% | ||
| Q2 25 | — | 0.3% | ||
| Q1 25 | — | 0.3% | ||
| Q4 24 | 12.9% | 0.4% | ||
| Q3 24 | — | 0.2% | ||
| Q2 24 | — | 0.1% |
| Q1 26 | — | — | ||
| Q4 25 | 4.18× | — | ||
| Q3 25 | 1.20× | — | ||
| Q2 25 | 0.91× | — | ||
| Q1 25 | 1.71× | — | ||
| Q4 24 | 3.61× | — | ||
| Q3 24 | 1.67× | — | ||
| Q2 24 | 0.61× | 3.12× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FCF
Segment breakdown not available.
ZIP
| License | $84.3M | 75% |
| Services | $27.4M | 25% |
