vs

Side-by-side financial comparison of Fair Isaac (FICO) and WOLVERINE WORLD WIDE INC (WWW). Click either name above to swap in a different company.

WOLVERINE WORLD WIDE INC is the larger business by last-quarter revenue ($517.5M vs $512.0M, roughly 1.0× Fair Isaac). Fair Isaac runs the higher net margin — 30.9% vs 6.1%, a 24.8% gap on every dollar of revenue. On growth, WOLVERINE WORLD WIDE INC posted the faster year-over-year revenue change (25.5% vs 16.4%). Fair Isaac produced more free cash flow last quarter ($173.9M vs $145.6M). Over the past eight quarters, WOLVERINE WORLD WIDE INC's revenue compounded faster (14.5% CAGR vs 8.6%).

FICO, originally Fair, Isaac and Company, is an American data analytics company based in Bozeman, Montana, focused on credit scoring services. It was founded by Bill Fair and Earl Isaac in 1956. Its FICO score, a measure of consumer credit risk, has become a fixture of consumer lending in the United States.

Wolverine World Wide is a global designer, manufacturer and marketer of branded footwear, apparel and accessories. It owns popular brands including Merrell, Sperry, Saucony and Hush Puppies, serving outdoor, casual, workwear and athletic segments via e-commerce, retail stores and global wholesale networks.

FICO vs WWW — Head-to-Head

Bigger by revenue
WWW
WWW
1.0× larger
WWW
$517.5M
$512.0M
FICO
Growing faster (revenue YoY)
WWW
WWW
+9.2% gap
WWW
25.5%
16.4%
FICO
Higher net margin
FICO
FICO
24.8% more per $
FICO
30.9%
6.1%
WWW
More free cash flow
FICO
FICO
$28.3M more FCF
FICO
$173.9M
$145.6M
WWW
Faster 2-yr revenue CAGR
WWW
WWW
Annualised
WWW
14.5%
8.6%
FICO

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
FICO
FICO
WWW
WWW
Revenue
$512.0M
$517.5M
Net Profit
$158.4M
$31.8M
Gross Margin
83.0%
47.3%
Operating Margin
45.7%
9.7%
Net Margin
30.9%
6.1%
Revenue YoY
16.4%
25.5%
Net Profit YoY
3.8%
162.8%
EPS (diluted)
$6.61
$0.37

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FICO
FICO
WWW
WWW
Q1 26
$517.5M
Q4 25
$512.0M
Q3 25
$515.8M
$470.3M
Q2 25
$536.4M
$474.2M
Q1 25
$498.7M
$412.3M
Q4 24
$440.0M
$494.7M
Q3 24
$453.8M
$440.2M
Q2 24
$447.8M
$425.2M
Net Profit
FICO
FICO
WWW
WWW
Q1 26
$31.8M
Q4 25
$158.4M
Q3 25
$155.0M
$25.1M
Q2 25
$181.8M
$26.8M
Q1 25
$162.6M
$12.1M
Q4 24
$152.5M
$23.1M
Q3 24
$135.7M
$23.2M
Q2 24
$126.3M
$13.8M
Gross Margin
FICO
FICO
WWW
WWW
Q1 26
47.3%
Q4 25
83.0%
Q3 25
82.3%
47.5%
Q2 25
83.7%
47.2%
Q1 25
82.4%
47.2%
Q4 24
80.1%
43.4%
Q3 24
80.3%
45.1%
Q2 24
80.3%
43.1%
Operating Margin
FICO
FICO
WWW
WWW
Q1 26
9.7%
Q4 25
45.7%
Q3 25
46.0%
8.4%
Q2 25
48.9%
8.6%
Q1 25
49.3%
4.8%
Q4 24
40.8%
7.4%
Q3 24
43.4%
7.9%
Q2 24
42.5%
6.8%
Net Margin
FICO
FICO
WWW
WWW
Q1 26
6.1%
Q4 25
30.9%
Q3 25
30.1%
5.3%
Q2 25
33.9%
5.7%
Q1 25
32.6%
2.9%
Q4 24
34.7%
4.7%
Q3 24
29.9%
5.3%
Q2 24
28.2%
3.2%
EPS (diluted)
FICO
FICO
WWW
WWW
Q1 26
$0.37
Q4 25
$6.61
Q3 25
$6.41
$0.30
Q2 25
$7.40
$0.32
Q1 25
$6.59
$0.15
Q4 24
$6.14
$0.29
Q3 24
$5.44
$0.28
Q2 24
$5.05
$0.17

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FICO
FICO
WWW
WWW
Cash + ST InvestmentsLiquidity on hand
$162.0M
Total DebtLower is stronger
$3.2B
$621.7M
Stockholders' EquityBook value
$-1.8B
$408.0M
Total Assets
$1.9B
$1.7B
Debt / EquityLower = less leverage
1.52×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FICO
FICO
WWW
WWW
Q1 26
Q4 25
$162.0M
Q3 25
$134.1M
Q2 25
$189.0M
Q1 25
$146.6M
Q4 24
$184.3M
Q3 24
$150.7M
Q2 24
$156.0M
Total Debt
FICO
FICO
WWW
WWW
Q1 26
$621.7M
Q4 25
$3.2B
Q3 25
$3.1B
$676.4M
Q2 25
$2.8B
$708.5M
Q1 25
$2.5B
$710.8M
Q4 24
$2.4B
$648.0M
Q3 24
$2.2B
$702.8M
Q2 24
$2.1B
$814.7M
Stockholders' Equity
FICO
FICO
WWW
WWW
Q1 26
$408.0M
Q4 25
$-1.8B
Q3 25
$-1.7B
$376.7M
Q2 25
$-1.4B
$344.0M
Q1 25
$-1.1B
$310.6M
Q4 24
$-1.1B
$312.9M
Q3 24
$-962.7M
$295.2M
Q2 24
$-829.3M
$262.1M
Total Assets
FICO
FICO
WWW
WWW
Q1 26
$1.7B
Q4 25
$1.9B
Q3 25
$1.9B
$1.7B
Q2 25
$1.9B
$1.8B
Q1 25
$1.8B
$1.7B
Q4 24
$1.7B
$1.7B
Q3 24
$1.7B
$1.8B
Q2 24
$1.7B
$1.8B
Debt / Equity
FICO
FICO
WWW
WWW
Q1 26
1.52×
Q4 25
Q3 25
1.80×
Q2 25
2.06×
Q1 25
2.29×
Q4 24
2.07×
Q3 24
2.38×
Q2 24
3.11×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FICO
FICO
WWW
WWW
Operating Cash FlowLast quarter
$174.1M
$146.2M
Free Cash FlowOCF − Capex
$173.9M
$145.6M
FCF MarginFCF / Revenue
34.0%
28.1%
Capex IntensityCapex / Revenue
0.0%
0.1%
Cash ConversionOCF / Net Profit
1.10×
4.60×
TTM Free Cash FlowTrailing 4 quarters
$750.6M
$125.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FICO
FICO
WWW
WWW
Q1 26
$146.2M
Q4 25
$174.1M
Q3 25
$223.7M
$33.0M
Q2 25
$286.2M
$44.6M
Q1 25
$74.9M
$-83.8M
Q4 24
$194.0M
$82.4M
Q3 24
$226.5M
$108.2M
Q2 24
$213.3M
$26.7M
Free Cash Flow
FICO
FICO
WWW
WWW
Q1 26
$145.6M
Q4 25
$173.9M
Q3 25
$219.5M
$30.1M
Q2 25
$284.4M
$41.2M
Q1 25
$72.8M
$-91.4M
Q4 24
$193.2M
$74.4M
Q3 24
$224.7M
$104.1M
Q2 24
$211.6M
$23.7M
FCF Margin
FICO
FICO
WWW
WWW
Q1 26
28.1%
Q4 25
34.0%
Q3 25
42.6%
6.4%
Q2 25
53.0%
8.7%
Q1 25
14.6%
-22.2%
Q4 24
43.9%
15.0%
Q3 24
49.5%
23.6%
Q2 24
47.2%
5.6%
Capex Intensity
FICO
FICO
WWW
WWW
Q1 26
0.1%
Q4 25
0.0%
Q3 25
0.8%
0.6%
Q2 25
0.3%
0.7%
Q1 25
0.4%
1.8%
Q4 24
0.2%
1.6%
Q3 24
0.4%
0.9%
Q2 24
0.4%
0.7%
Cash Conversion
FICO
FICO
WWW
WWW
Q1 26
4.60×
Q4 25
1.10×
Q3 25
1.44×
1.31×
Q2 25
1.57×
1.66×
Q1 25
0.46×
-6.93×
Q4 24
1.27×
3.57×
Q3 24
1.67×
4.66×
Q2 24
1.69×
1.93×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FICO
FICO

Business To Business Scores$248.6M49%
Saa S Products$115.7M23%
Platform Software$73.9M14%
Business To Consumer Scores$55.9M11%
Technology Service$19.2M4%

WWW
WWW

Sales Channel Through Intermediary$230.2M44%
Sales Channel Directly To Consumer$142.6M28%
Work Group$134.0M26%
Other$10.7M2%

Related Comparisons