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Side-by-side financial comparison of GLOBAL INDUSTRIAL Co (GIC) and Oportun Financial Corp (OPRT). Click either name above to swap in a different company.
GLOBAL INDUSTRIAL Co is the larger business by last-quarter revenue ($345.6M vs $247.7M, roughly 1.4× Oportun Financial Corp). GLOBAL INDUSTRIAL Co runs the higher net margin — 4.2% vs 1.4%, a 2.9% gap on every dollar of revenue. On growth, GLOBAL INDUSTRIAL Co posted the faster year-over-year revenue change (14.3% vs -1.3%). Over the past eight quarters, GLOBAL INDUSTRIAL Co's revenue compounded faster (3.4% CAGR vs -0.5%).
Global Industrial Company is a Port Washington, New York–based company providing industrial and MRO products through a system of branded e-Commerce websites and relationship marketers in North America. The primary brand is Global Industrial.
Oportun Financial Corp is a US-based fintech firm that provides accessible, responsible financial services including personal loans, credit cards, and savings products to underserved low-to-moderate income consumers, many with limited or no credit history, leveraging proprietary AI underwriting to deliver fair terms while mitigating operational risk.
GIC vs OPRT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $345.6M | $247.7M |
| Net Profit | $14.6M | $3.4M |
| Gross Margin | 34.5% | — |
| Operating Margin | 5.7% | 2.6% |
| Net Margin | 4.2% | 1.4% |
| Revenue YoY | 14.3% | -1.3% |
| Net Profit YoY | 36.4% | -61.0% |
| EPS (diluted) | $0.37 | $0.07 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $345.6M | $247.7M | ||
| Q3 25 | $353.6M | $238.7M | ||
| Q2 25 | $358.9M | $234.3M | ||
| Q1 25 | $321.0M | $235.9M | ||
| Q4 24 | $302.3M | $250.9M | ||
| Q3 24 | $342.4M | $250.0M | ||
| Q2 24 | $347.8M | $250.4M | ||
| Q1 24 | $323.4M | $250.5M |
| Q4 25 | $14.6M | $3.4M | ||
| Q3 25 | $18.8M | $5.2M | ||
| Q2 25 | $25.1M | $6.9M | ||
| Q1 25 | $13.6M | $9.8M | ||
| Q4 24 | $10.7M | $8.7M | ||
| Q3 24 | $16.8M | $-30.0M | ||
| Q2 24 | $20.3M | $-31.0M | ||
| Q1 24 | $13.2M | $-26.4M |
| Q4 25 | 34.5% | — | ||
| Q3 25 | 35.6% | — | ||
| Q2 25 | 37.1% | — | ||
| Q1 25 | 34.9% | — | ||
| Q4 24 | 33.8% | — | ||
| Q3 24 | 34.0% | — | ||
| Q2 24 | 35.2% | — | ||
| Q1 24 | 34.3% | — |
| Q4 25 | 5.7% | 2.6% | ||
| Q3 25 | 7.4% | 6.0% | ||
| Q2 25 | 9.3% | 4.3% | ||
| Q1 25 | 5.7% | 5.6% | ||
| Q4 24 | 4.8% | 89.6% | ||
| Q3 24 | 6.5% | -15.8% | ||
| Q2 24 | 7.6% | -19.6% | ||
| Q1 24 | 5.4% | -12.2% |
| Q4 25 | 4.2% | 1.4% | ||
| Q3 25 | 5.3% | 2.2% | ||
| Q2 25 | 7.0% | 2.9% | ||
| Q1 25 | 4.2% | 4.1% | ||
| Q4 24 | 3.5% | 200.1% | ||
| Q3 24 | 4.9% | -12.0% | ||
| Q2 24 | 5.8% | -12.4% | ||
| Q1 24 | 4.1% | -10.6% |
| Q4 25 | $0.37 | $0.07 | ||
| Q3 25 | $0.48 | $0.11 | ||
| Q2 25 | $0.65 | $0.14 | ||
| Q1 25 | $0.35 | $0.21 | ||
| Q4 24 | $0.28 | $0.26 | ||
| Q3 24 | $0.44 | $-0.75 | ||
| Q2 24 | $0.52 | $-0.78 | ||
| Q1 24 | $0.34 | $-0.68 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $67.5M | $105.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $313.2M | $390.1M |
| Total Assets | $580.8M | $3.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $67.5M | $105.5M | ||
| Q3 25 | $67.2M | $104.6M | ||
| Q2 25 | $55.1M | $96.8M | ||
| Q1 25 | $39.0M | $78.5M | ||
| Q4 24 | $44.6M | $60.0M | ||
| Q3 24 | $38.9M | $71.8M | ||
| Q2 24 | $38.8M | $72.9M | ||
| Q1 24 | $29.9M | $69.2M |
| Q4 25 | $313.2M | $390.1M | ||
| Q3 25 | $316.0M | $383.9M | ||
| Q2 25 | $305.2M | $376.0M | ||
| Q1 25 | $287.9M | $366.1M | ||
| Q4 24 | $281.1M | $353.8M | ||
| Q3 24 | $279.2M | $327.6M | ||
| Q2 24 | $270.4M | $354.1M | ||
| Q1 24 | $260.2M | $382.0M |
| Q4 25 | $580.8M | $3.3B | ||
| Q3 25 | $602.5M | $3.2B | ||
| Q2 25 | $586.5M | $3.2B | ||
| Q1 25 | $536.7M | $3.2B | ||
| Q4 24 | $520.7M | $3.2B | ||
| Q3 24 | $531.6M | $3.3B | ||
| Q2 24 | $542.5M | $3.3B | ||
| Q1 24 | $517.4M | $3.3B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $20.0M | $413.4M |
| Free Cash FlowOCF − Capex | $19.2M | — |
| FCF MarginFCF / Revenue | 5.6% | — |
| Capex IntensityCapex / Revenue | 0.2% | — |
| Cash ConversionOCF / Net Profit | 1.37× | 121.45× |
| TTM Free Cash FlowTrailing 4 quarters | $74.7M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $20.0M | $413.4M | ||
| Q3 25 | $22.7M | $99.0M | ||
| Q2 25 | $31.7M | $104.5M | ||
| Q1 25 | $3.4M | $101.0M | ||
| Q4 24 | $15.9M | $393.5M | ||
| Q3 24 | $9.6M | $108.5M | ||
| Q2 24 | $18.8M | $107.7M | ||
| Q1 24 | $6.4M | $85.9M |
| Q4 25 | $19.2M | — | ||
| Q3 25 | $22.0M | — | ||
| Q2 25 | $30.3M | — | ||
| Q1 25 | $3.2M | — | ||
| Q4 24 | $15.2M | — | ||
| Q3 24 | $8.7M | — | ||
| Q2 24 | $17.9M | — | ||
| Q1 24 | $5.1M | — |
| Q4 25 | 5.6% | — | ||
| Q3 25 | 6.2% | — | ||
| Q2 25 | 8.4% | — | ||
| Q1 25 | 1.0% | — | ||
| Q4 24 | 5.0% | — | ||
| Q3 24 | 2.5% | — | ||
| Q2 24 | 5.1% | — | ||
| Q1 24 | 1.6% | — |
| Q4 25 | 0.2% | — | ||
| Q3 25 | 0.2% | — | ||
| Q2 25 | 0.4% | — | ||
| Q1 25 | 0.1% | — | ||
| Q4 24 | 0.2% | — | ||
| Q3 24 | 0.3% | — | ||
| Q2 24 | 0.3% | — | ||
| Q1 24 | 0.4% | — |
| Q4 25 | 1.37× | 121.45× | ||
| Q3 25 | 1.21× | 19.05× | ||
| Q2 25 | 1.26× | 15.20× | ||
| Q1 25 | 0.25× | 10.34× | ||
| Q4 24 | 1.49× | 45.04× | ||
| Q3 24 | 0.57× | — | ||
| Q2 24 | 0.93× | — | ||
| Q1 24 | 0.48× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
