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Side-by-side financial comparison of HCI Group, Inc. (HCI) and Westrock Coffee Co (WEST). Click either name above to swap in a different company.
Westrock Coffee Co is the larger business by last-quarter revenue ($339.5M vs $246.2M, roughly 1.4× HCI Group, Inc.). HCI Group, Inc. runs the higher net margin — 39.7% vs -6.6%, a 46.3% gap on every dollar of revenue. On growth, HCI Group, Inc. posted the faster year-over-year revenue change (52.1% vs 48.3%). HCI Group, Inc. produced more free cash flow last quarter ($440.8M vs $27.8M). Over the past eight quarters, Westrock Coffee Co's revenue compounded faster (32.8% CAGR vs 9.2%).
HCI Equity Partners is a Washington, DC–based private equity firm with an additional office in Chicago, Illinois.
Westrock Coffee Co is a global integrated coffee, tea and functional beverage solutions provider. It sources, roasts, manufactures and distributes coffee products, ready-to-drink beverages and custom formulations for retail, foodservice and commercial clients across North America and other key markets.
HCI vs WEST — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $246.2M | $339.5M |
| Net Profit | $97.7M | $-22.6M |
| Gross Margin | — | 11.5% |
| Operating Margin | 58.5% | -2.6% |
| Net Margin | 39.7% | -6.6% |
| Revenue YoY | 52.1% | 48.3% |
| Net Profit YoY | 3679.2% | 8.3% |
| EPS (diluted) | $7.29 | $-0.22 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $246.2M | $339.5M | ||
| Q3 25 | $216.3M | $354.8M | ||
| Q2 25 | $221.9M | $280.9M | ||
| Q1 25 | $216.4M | $213.8M | ||
| Q4 24 | $161.9M | $229.0M | ||
| Q3 24 | $175.3M | $220.9M | ||
| Q2 24 | $206.2M | $208.4M | ||
| Q1 24 | $206.6M | $192.5M |
| Q4 25 | $97.7M | $-22.6M | ||
| Q3 25 | $65.5M | $-19.1M | ||
| Q2 25 | $66.2M | $-21.6M | ||
| Q1 25 | $69.7M | $-27.2M | ||
| Q4 24 | $2.6M | $-24.6M | ||
| Q3 24 | $5.7M | $-14.3M | ||
| Q2 24 | $54.1M | $-17.8M | ||
| Q1 24 | $47.6M | $-23.7M |
| Q4 25 | — | 11.5% | ||
| Q3 25 | — | 11.7% | ||
| Q2 25 | — | 14.7% | ||
| Q1 25 | — | 13.6% | ||
| Q4 24 | — | 16.6% | ||
| Q3 24 | — | 16.8% | ||
| Q2 24 | — | 19.9% | ||
| Q1 24 | — | 19.4% |
| Q4 25 | 58.5% | -2.6% | ||
| Q3 25 | 41.9% | -2.4% | ||
| Q2 25 | 42.5% | -5.3% | ||
| Q1 25 | 46.4% | -6.1% | ||
| Q4 24 | 3.6% | -4.3% | ||
| Q3 24 | 8.0% | -5.8% | ||
| Q2 24 | 36.9% | -7.9% | ||
| Q1 24 | 37.5% | -5.3% |
| Q4 25 | 39.7% | -6.6% | ||
| Q3 25 | 30.3% | -5.4% | ||
| Q2 25 | 29.8% | -7.7% | ||
| Q1 25 | 32.2% | -12.7% | ||
| Q4 24 | 1.6% | -10.7% | ||
| Q3 24 | 3.2% | -6.5% | ||
| Q2 24 | 26.2% | -8.5% | ||
| Q1 24 | 23.0% | -12.3% |
| Q4 25 | $7.29 | $-0.22 | ||
| Q3 25 | $4.90 | $-0.20 | ||
| Q2 25 | $5.18 | $-0.23 | ||
| Q1 25 | $5.35 | $-0.29 | ||
| Q4 24 | $0.32 | $-0.26 | ||
| Q3 24 | $0.52 | $-0.16 | ||
| Q2 24 | $4.24 | $-0.20 | ||
| Q1 24 | $3.81 | $-0.27 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.2B | $49.9M |
| Total DebtLower is stronger | — | $444.1M |
| Stockholders' EquityBook value | $1.0B | $-1.9M |
| Total Assets | $2.5B | $1.2B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.2B | $49.9M | ||
| Q3 25 | $987.9M | $34.0M | ||
| Q2 25 | $947.2M | $44.0M | ||
| Q1 25 | $754.5M | $33.1M | ||
| Q4 24 | $532.5M | $26.2M | ||
| Q3 24 | $518.8M | $22.4M | ||
| Q2 24 | $445.8M | $24.3M | ||
| Q1 24 | $655.4M | $12.6M |
| Q4 25 | — | $444.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $393.1M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $1.0B | $-1.9M | ||
| Q3 25 | $821.8M | $11.4M | ||
| Q2 25 | $758.6M | $18.2M | ||
| Q1 25 | $522.7M | $71.4M | ||
| Q4 24 | $453.3M | $97.5M | ||
| Q3 24 | $455.3M | $110.3M | ||
| Q2 24 | $447.3M | $81.5M | ||
| Q1 24 | $395.7M | $91.7M |
| Q4 25 | $2.5B | $1.2B | ||
| Q3 25 | $2.3B | $1.2B | ||
| Q2 25 | $2.4B | $1.2B | ||
| Q1 25 | $2.3B | $1.1B | ||
| Q4 24 | $2.2B | $1.1B | ||
| Q3 24 | $2.0B | $1.1B | ||
| Q2 24 | $1.9B | $1.1B | ||
| Q1 24 | $1.8B | $983.3M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 4.03× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $444.4M | $36.7M |
| Free Cash FlowOCF − Capex | $440.8M | $27.8M |
| FCF MarginFCF / Revenue | 179.0% | 8.2% |
| Capex IntensityCapex / Revenue | 1.5% | 2.6% |
| Cash ConversionOCF / Net Profit | 4.55× | — |
| TTM Free Cash FlowTrailing 4 quarters | $771.4M | $-107.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $444.4M | $36.7M | ||
| Q3 25 | $26.7M | $-26.6M | ||
| Q2 25 | $145.0M | $-7.0M | ||
| Q1 25 | $162.0M | $-22.1M | ||
| Q4 24 | $331.8M | $2.8M | ||
| Q3 24 | $104.1M | $-332.0K | ||
| Q2 24 | $-29.0M | $-23.7M | ||
| Q1 24 | $182.0M | $8.0M |
| Q4 25 | $440.8M | $27.8M | ||
| Q3 25 | $25.9M | $-44.7M | ||
| Q2 25 | $144.5M | $-27.5M | ||
| Q1 25 | $160.3M | $-63.4M | ||
| Q4 24 | $327.8M | $-15.4M | ||
| Q3 24 | $103.2M | $-36.7M | ||
| Q2 24 | $-30.1M | $-59.9M | ||
| Q1 24 | $181.0M | $-60.9M |
| Q4 25 | 179.0% | 8.2% | ||
| Q3 25 | 12.0% | -12.6% | ||
| Q2 25 | 65.1% | -9.8% | ||
| Q1 25 | 74.1% | -29.7% | ||
| Q4 24 | 202.5% | -6.7% | ||
| Q3 24 | 58.9% | -16.6% | ||
| Q2 24 | -14.6% | -28.7% | ||
| Q1 24 | 87.6% | -31.7% |
| Q4 25 | 1.5% | 2.6% | ||
| Q3 25 | 0.4% | 5.1% | ||
| Q2 25 | 0.2% | 7.3% | ||
| Q1 25 | 0.8% | 19.3% | ||
| Q4 24 | 2.5% | 7.9% | ||
| Q3 24 | 0.5% | 16.5% | ||
| Q2 24 | 0.5% | 17.4% | ||
| Q1 24 | 0.5% | 35.8% |
| Q4 25 | 4.55× | — | ||
| Q3 25 | 0.41× | — | ||
| Q2 25 | 2.19× | — | ||
| Q1 25 | 2.32× | — | ||
| Q4 24 | 128.41× | — | ||
| Q3 24 | 18.33× | — | ||
| Q2 24 | -0.54× | — | ||
| Q1 24 | 3.82× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
HCI
| Insurance Operation | $218.3M | 89% |
| Reciprocal Exchange Operation | $27.0M | 11% |
WEST
| Coffee And Tea | $202.6M | 60% |
| Flavors Extracts And Ingredients | $69.6M | 21% |
| Sustainable Sourcing And Traceability Segments | $66.9M | 20% |
