vs
Side-by-side financial comparison of HEALTHY CHOICE WELLNESS CORP. (HCWC) and Richmond Mutual Bancorporation, Inc. (RMBI). Click either name above to swap in a different company.
HEALTHY CHOICE WELLNESS CORP. is the larger business by last-quarter revenue ($18.7M vs $13.1M, roughly 1.4× Richmond Mutual Bancorporation, Inc.). Richmond Mutual Bancorporation, Inc. runs the higher net margin — 26.1% vs -8.9%, a 35.0% gap on every dollar of revenue. Richmond Mutual Bancorporation, Inc. produced more free cash flow last quarter ($14.6M vs $-927.1K).
Richmond Mutual Bancorporation, Inc. is a U.S.-based bank holding company operating primarily in Indiana. It offers a full range of personal and commercial banking solutions including deposit accounts, mortgage loans, small business lending, and wealth management services, serving local retail consumers and small-to-medium enterprise clients via its regional branch network.
HCWC vs RMBI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $18.7M | $13.1M |
| Net Profit | $-1.7M | $3.4M |
| Gross Margin | 39.1% | — |
| Operating Margin | -7.6% | — |
| Net Margin | -8.9% | 26.1% |
| Revenue YoY | — | 18.1% |
| Net Profit YoY | — | 37.7% |
| EPS (diluted) | $-0.05 | $0.35 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $18.7M | $13.1M | ||
| Q3 25 | $19.0M | $12.6M | ||
| Q2 25 | $20.2M | $11.8M | ||
| Q1 25 | $20.3M | $11.4M | ||
| Q4 24 | — | $11.1M | ||
| Q3 24 | $18.2M | $10.8M | ||
| Q2 24 | — | $10.7M | ||
| Q1 24 | — | $11.0M |
| Q4 25 | $-1.7M | $3.4M | ||
| Q3 25 | $-1.2M | $3.6M | ||
| Q2 25 | $-339.4K | $2.6M | ||
| Q1 25 | $-712.4K | $2.0M | ||
| Q4 24 | — | $2.5M | ||
| Q3 24 | $-2.7M | $2.5M | ||
| Q2 24 | — | $2.1M | ||
| Q1 24 | — | $2.4M |
| Q4 25 | 39.1% | — | ||
| Q3 25 | 38.8% | — | ||
| Q2 25 | 40.1% | — | ||
| Q1 25 | 38.8% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 38.4% | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | -7.6% | — | ||
| Q3 25 | -3.2% | — | ||
| Q2 25 | -0.2% | — | ||
| Q1 25 | -2.0% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | -2.0% | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | -8.9% | 26.1% | ||
| Q3 25 | -6.4% | 28.6% | ||
| Q2 25 | -1.7% | 22.0% | ||
| Q1 25 | -3.5% | 17.2% | ||
| Q4 24 | — | 22.4% | ||
| Q3 24 | -14.6% | 23.0% | ||
| Q2 24 | — | 19.3% | ||
| Q1 24 | — | 21.6% |
| Q4 25 | $-0.05 | $0.35 | ||
| Q3 25 | $-0.09 | $0.36 | ||
| Q2 25 | $-0.03 | $0.26 | ||
| Q1 25 | $-0.07 | $0.20 | ||
| Q4 24 | — | $0.25 | ||
| Q3 24 | $-0.29 | $0.24 | ||
| Q2 24 | — | $0.20 | ||
| Q1 24 | — | $0.23 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $3.0M | $33.1M |
| Total DebtLower is stronger | $7.3M | — |
| Stockholders' EquityBook value | $7.3M | $145.8M |
| Total Assets | $33.5M | $1.5B |
| Debt / EquityLower = less leverage | 1.00× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $3.0M | $33.1M | ||
| Q3 25 | $3.0M | $34.3M | ||
| Q2 25 | $4.7M | $27.2M | ||
| Q1 25 | $1.8M | $27.0M | ||
| Q4 24 | — | $21.8M | ||
| Q3 24 | $1.8M | $19.6M | ||
| Q2 24 | — | $19.0M | ||
| Q1 24 | — | $20.3M |
| Q4 25 | $7.3M | — | ||
| Q3 25 | $8.5M | — | ||
| Q2 25 | $9.7M | — | ||
| Q1 25 | $10.6M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $11.6M | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $7.3M | $145.8M | ||
| Q3 25 | $5.9M | $140.0M | ||
| Q2 25 | $5.8M | $132.3M | ||
| Q1 25 | $2.1M | $130.9M | ||
| Q4 24 | — | $132.9M | ||
| Q3 24 | $2.9M | $140.0M | ||
| Q2 24 | — | $131.1M | ||
| Q1 24 | — | $132.4M |
| Q4 25 | $33.5M | $1.5B | ||
| Q3 25 | $33.7M | $1.5B | ||
| Q2 25 | $36.4M | $1.5B | ||
| Q1 25 | $34.1M | $1.5B | ||
| Q4 24 | — | $1.5B | ||
| Q3 24 | $33.2M | $1.5B | ||
| Q2 24 | — | $1.5B | ||
| Q1 24 | — | $1.5B |
| Q4 25 | 1.00× | — | ||
| Q3 25 | 1.43× | — | ||
| Q2 25 | 1.69× | — | ||
| Q1 25 | 5.01× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 3.95× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-855.1K | $16.0M |
| Free Cash FlowOCF − Capex | $-927.1K | $14.6M |
| FCF MarginFCF / Revenue | -5.0% | 111.9% |
| Capex IntensityCapex / Revenue | 0.4% | 10.4% |
| Cash ConversionOCF / Net Profit | — | 4.68× |
| TTM Free Cash FlowTrailing 4 quarters | $675.4K | $26.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-855.1K | $16.0M | ||
| Q3 25 | $-308.7K | $6.3M | ||
| Q2 25 | $1.1M | $4.8M | ||
| Q1 25 | $1.1M | $2.2M | ||
| Q4 24 | — | $14.8M | ||
| Q3 24 | — | $2.9M | ||
| Q2 24 | — | $2.9M | ||
| Q1 24 | — | $2.2M |
| Q4 25 | $-927.1K | $14.6M | ||
| Q3 25 | $-351.3K | $5.8M | ||
| Q2 25 | $988.6K | $4.2M | ||
| Q1 25 | $965.3K | $2.1M | ||
| Q4 24 | — | $14.3M | ||
| Q3 24 | — | $2.8M | ||
| Q2 24 | — | $2.8M | ||
| Q1 24 | — | $2.0M |
| Q4 25 | -5.0% | 111.9% | ||
| Q3 25 | -1.8% | 46.2% | ||
| Q2 25 | 4.9% | 35.6% | ||
| Q1 25 | 4.8% | 18.4% | ||
| Q4 24 | — | 129.3% | ||
| Q3 24 | — | 25.7% | ||
| Q2 24 | — | 26.2% | ||
| Q1 24 | — | 18.7% |
| Q4 25 | 0.4% | 10.4% | ||
| Q3 25 | 0.2% | 3.7% | ||
| Q2 25 | 0.4% | 5.3% | ||
| Q1 25 | 0.6% | 0.7% | ||
| Q4 24 | — | 4.2% | ||
| Q3 24 | — | 1.1% | ||
| Q2 24 | — | 1.1% | ||
| Q1 24 | — | 1.1% |
| Q4 25 | — | 4.68× | ||
| Q3 25 | — | 1.75× | ||
| Q2 25 | — | 1.86× | ||
| Q1 25 | — | 1.11× | ||
| Q4 24 | — | 5.96× | ||
| Q3 24 | — | 1.17× | ||
| Q2 24 | — | 1.42× | ||
| Q1 24 | — | 0.91× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
HCWC
| Retail Grocery | $17.1M | 91% |
| Food Service Restaurant | $1.7M | 9% |
RMBI
Segment breakdown not available.
