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Side-by-side financial comparison of Life360, Inc. (LIF) and Oportun Financial Corp (OPRT). Click either name above to swap in a different company.
Oportun Financial Corp is the larger business by last-quarter revenue ($247.7M vs $146.0M, roughly 1.7× Life360, Inc.). Life360, Inc. runs the higher net margin — 88.8% vs 1.4%, a 87.4% gap on every dollar of revenue. On growth, Life360, Inc. posted the faster year-over-year revenue change (26.4% vs -1.3%). Over the past eight quarters, Life360, Inc.'s revenue compounded faster (36.6% CAGR vs -0.5%).
Life360, Inc. develops family-focused safety and connectivity platforms. Core offerings include real-time location sharing, emergency alerts, driving behavior analysis tools and identity theft protection. It serves consumer markets across North America, Europe and Asia-Pacific, with most revenue from tiered premium subscription plans.
Oportun Financial Corp is a US-based fintech firm that provides accessible, responsible financial services including personal loans, credit cards, and savings products to underserved low-to-moderate income consumers, many with limited or no credit history, leveraging proprietary AI underwriting to deliver fair terms while mitigating operational risk.
LIF vs OPRT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $146.0M | $247.7M |
| Net Profit | $129.7M | $3.4M |
| Gross Margin | 75.1% | — |
| Operating Margin | 6.1% | 2.6% |
| Net Margin | 88.8% | 1.4% |
| Revenue YoY | 26.4% | -1.3% |
| Net Profit YoY | 1425.9% | -61.0% |
| EPS (diluted) | $1.53 | $0.07 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $146.0M | $247.7M | ||
| Q3 25 | $124.5M | $238.7M | ||
| Q2 25 | $115.4M | $234.3M | ||
| Q1 25 | $103.6M | $235.9M | ||
| Q4 24 | $115.5M | $250.9M | ||
| Q3 24 | $92.9M | $250.0M | ||
| Q2 24 | $84.9M | $250.4M | ||
| Q1 24 | $78.2M | $250.5M |
| Q4 25 | $129.7M | $3.4M | ||
| Q3 25 | $9.8M | $5.2M | ||
| Q2 25 | $7.0M | $6.9M | ||
| Q1 25 | $4.4M | $9.8M | ||
| Q4 24 | $8.5M | $8.7M | ||
| Q3 24 | $7.7M | $-30.0M | ||
| Q2 24 | $-11.0M | $-31.0M | ||
| Q1 24 | $-9.8M | $-26.4M |
| Q4 25 | 75.1% | — | ||
| Q3 25 | 78.0% | — | ||
| Q2 25 | 78.4% | — | ||
| Q1 25 | 80.6% | — | ||
| Q4 24 | 74.0% | — | ||
| Q3 24 | 75.4% | — | ||
| Q2 24 | 75.0% | — | ||
| Q1 24 | 76.7% | — |
| Q4 25 | 6.1% | 2.6% | ||
| Q3 25 | 4.6% | 6.0% | ||
| Q2 25 | 1.7% | 4.3% | ||
| Q1 25 | 2.1% | 5.6% | ||
| Q4 24 | 4.9% | 89.6% | ||
| Q3 24 | -5.3% | -15.8% | ||
| Q2 24 | -2.8% | -19.6% | ||
| Q1 24 | -8.2% | -12.2% |
| Q4 25 | 88.8% | 1.4% | ||
| Q3 25 | 7.9% | 2.2% | ||
| Q2 25 | 6.1% | 2.9% | ||
| Q1 25 | 4.2% | 4.1% | ||
| Q4 24 | 7.4% | 200.1% | ||
| Q3 24 | 8.3% | -12.0% | ||
| Q2 24 | -12.9% | -12.4% | ||
| Q1 24 | -12.5% | -10.6% |
| Q4 25 | $1.53 | $0.07 | ||
| Q3 25 | $0.11 | $0.11 | ||
| Q2 25 | $0.08 | $0.14 | ||
| Q1 25 | $0.05 | $0.21 | ||
| Q4 24 | $0.14 | $0.26 | ||
| Q3 24 | $0.09 | $-0.75 | ||
| Q2 24 | $-0.15 | $-0.78 | ||
| Q1 24 | $-0.14 | $-0.68 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $494.3M | $105.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $548.2M | $390.1M |
| Total Assets | $959.7M | $3.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $494.3M | $105.5M | ||
| Q3 25 | $455.7M | $104.6M | ||
| Q2 25 | $432.7M | $96.8M | ||
| Q1 25 | $168.9M | $78.5M | ||
| Q4 24 | $159.2M | $60.0M | ||
| Q3 24 | $159.0M | $71.8M | ||
| Q2 24 | $160.8M | $72.9M | ||
| Q1 24 | $73.4M | $69.2M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | $5.2M | — |
| Q4 25 | $548.2M | $390.1M | ||
| Q3 25 | $391.4M | $383.9M | ||
| Q2 25 | $366.7M | $376.0M | ||
| Q1 25 | $376.3M | $366.1M | ||
| Q4 24 | $358.5M | $353.8M | ||
| Q3 24 | $339.7M | $327.6M | ||
| Q2 24 | $326.7M | $354.1M | ||
| Q1 24 | $239.8M | $382.0M |
| Q4 25 | $959.7M | $3.3B | ||
| Q3 25 | $787.5M | $3.2B | ||
| Q2 25 | $753.6M | $3.2B | ||
| Q1 25 | $455.4M | $3.2B | ||
| Q4 24 | $441.6M | $3.2B | ||
| Q3 24 | $427.4M | $3.3B | ||
| Q2 24 | $405.9M | $3.3B | ||
| Q1 24 | $318.8M | $3.3B |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 0.02× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $36.8M | $413.4M |
| Free Cash FlowOCF − Capex | $36.6M | — |
| FCF MarginFCF / Revenue | 25.1% | — |
| Capex IntensityCapex / Revenue | 0.2% | — |
| Cash ConversionOCF / Net Profit | 0.28× | 121.45× |
| TTM Free Cash FlowTrailing 4 quarters | $86.8M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $36.8M | $413.4M | ||
| Q3 25 | $26.4M | $99.0M | ||
| Q2 25 | $13.3M | $104.5M | ||
| Q1 25 | $12.1M | $101.0M | ||
| Q4 24 | $12.3M | $393.5M | ||
| Q3 24 | $6.3M | $108.5M | ||
| Q2 24 | $3.3M | $107.7M | ||
| Q1 24 | $10.7M | $85.9M |
| Q4 25 | $36.6M | — | ||
| Q3 25 | $25.6M | — | ||
| Q2 25 | $12.7M | — | ||
| Q1 25 | $11.9M | — | ||
| Q4 24 | $11.2M | — | ||
| Q3 24 | $6.3M | — | ||
| Q2 24 | $3.2M | — | ||
| Q1 24 | — | — |
| Q4 25 | 25.1% | — | ||
| Q3 25 | 20.6% | — | ||
| Q2 25 | 11.0% | — | ||
| Q1 25 | 11.5% | — | ||
| Q4 24 | 9.7% | — | ||
| Q3 24 | 6.8% | — | ||
| Q2 24 | 3.8% | — | ||
| Q1 24 | — | — |
| Q4 25 | 0.2% | — | ||
| Q3 25 | 0.6% | — | ||
| Q2 25 | 0.6% | — | ||
| Q1 25 | 0.1% | — | ||
| Q4 24 | 1.0% | — | ||
| Q3 24 | 0.0% | — | ||
| Q2 24 | 0.1% | — | ||
| Q1 24 | 0.0% | — |
| Q4 25 | 0.28× | 121.45× | ||
| Q3 25 | 2.70× | 19.05× | ||
| Q2 25 | 1.90× | 15.20× | ||
| Q1 25 | 2.75× | 10.34× | ||
| Q4 24 | 1.45× | 45.04× | ||
| Q3 24 | 0.83× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
