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Side-by-side financial comparison of OFG BANCORP (OFG) and Westrock Coffee Co (WEST). Click either name above to swap in a different company.
Westrock Coffee Co is the larger business by last-quarter revenue ($339.5M vs $184.3M, roughly 1.8× OFG BANCORP). OFG BANCORP runs the higher net margin — 30.3% vs -6.6%, a 37.0% gap on every dollar of revenue. On growth, Westrock Coffee Co posted the faster year-over-year revenue change (48.3% vs 0.9%). OFG BANCORP produced more free cash flow last quarter ($199.3M vs $27.8M). Over the past eight quarters, Westrock Coffee Co's revenue compounded faster (32.8% CAGR vs 2.8%).
OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918....
Westrock Coffee Co is a global integrated coffee, tea and functional beverage solutions provider. It sources, roasts, manufactures and distributes coffee products, ready-to-drink beverages and custom formulations for retail, foodservice and commercial clients across North America and other key markets.
OFG vs WEST — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $184.3M | $339.5M |
| Net Profit | $55.9M | $-22.6M |
| Gross Margin | — | 11.5% |
| Operating Margin | 25.7% | -2.6% |
| Net Margin | 30.3% | -6.6% |
| Revenue YoY | 0.9% | 48.3% |
| Net Profit YoY | 11.0% | 8.3% |
| EPS (diluted) | $1.27 | $-0.22 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $184.3M | $339.5M | ||
| Q3 25 | $186.2M | $354.8M | ||
| Q2 25 | $182.4M | $280.9M | ||
| Q1 25 | $178.6M | $213.8M | ||
| Q4 24 | $182.7M | $229.0M | ||
| Q3 24 | $174.7M | $220.9M | ||
| Q2 24 | $179.8M | $208.4M | ||
| Q1 24 | $174.4M | $192.5M |
| Q4 25 | $55.9M | $-22.6M | ||
| Q3 25 | $51.8M | $-19.1M | ||
| Q2 25 | $51.8M | $-21.6M | ||
| Q1 25 | $45.6M | $-27.2M | ||
| Q4 24 | $50.3M | $-24.6M | ||
| Q3 24 | $47.0M | $-14.3M | ||
| Q2 24 | $51.1M | $-17.8M | ||
| Q1 24 | $49.7M | $-23.7M |
| Q4 25 | — | 11.5% | ||
| Q3 25 | — | 11.7% | ||
| Q2 25 | — | 14.7% | ||
| Q1 25 | — | 13.6% | ||
| Q4 24 | — | 16.6% | ||
| Q3 24 | — | 16.8% | ||
| Q2 24 | — | 19.9% | ||
| Q1 24 | — | 19.4% |
| Q4 25 | 25.7% | -2.6% | ||
| Q3 25 | 33.0% | -2.4% | ||
| Q2 25 | 36.1% | -5.3% | ||
| Q1 25 | 33.3% | -6.1% | ||
| Q4 24 | 28.9% | -4.3% | ||
| Q3 24 | 35.4% | -5.8% | ||
| Q2 24 | 39.6% | -7.9% | ||
| Q1 24 | 38.9% | -5.3% |
| Q4 25 | 30.3% | -6.6% | ||
| Q3 25 | 27.8% | -5.4% | ||
| Q2 25 | 28.4% | -7.7% | ||
| Q1 25 | 25.5% | -12.7% | ||
| Q4 24 | 27.6% | -10.7% | ||
| Q3 24 | 26.9% | -6.5% | ||
| Q2 24 | 28.4% | -8.5% | ||
| Q1 24 | 28.5% | -12.3% |
| Q4 25 | $1.27 | $-0.22 | ||
| Q3 25 | $1.16 | $-0.20 | ||
| Q2 25 | $1.15 | $-0.23 | ||
| Q1 25 | $1.00 | $-0.29 | ||
| Q4 24 | $1.10 | $-0.26 | ||
| Q3 24 | $1.00 | $-0.16 | ||
| Q2 24 | $1.08 | $-0.20 | ||
| Q1 24 | $1.05 | $-0.27 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.0B | $49.9M |
| Total DebtLower is stronger | — | $444.1M |
| Stockholders' EquityBook value | $1.4B | $-1.9M |
| Total Assets | $12.5B | $1.2B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.0B | $49.9M | ||
| Q3 25 | $740.3M | $34.0M | ||
| Q2 25 | $851.8M | $44.0M | ||
| Q1 25 | $710.6M | $33.1M | ||
| Q4 24 | $591.1M | $26.2M | ||
| Q3 24 | $680.6M | $22.4M | ||
| Q2 24 | $740.4M | $24.3M | ||
| Q1 24 | $754.4M | $12.6M |
| Q4 25 | — | $444.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $393.1M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $1.4B | $-1.9M | ||
| Q3 25 | $1.4B | $11.4M | ||
| Q2 25 | $1.3B | $18.2M | ||
| Q1 25 | $1.3B | $71.4M | ||
| Q4 24 | $1.3B | $97.5M | ||
| Q3 24 | $1.3B | $110.3M | ||
| Q2 24 | $1.2B | $81.5M | ||
| Q1 24 | $1.2B | $91.7M |
| Q4 25 | $12.5B | $1.2B | ||
| Q3 25 | $12.2B | $1.2B | ||
| Q2 25 | $12.2B | $1.2B | ||
| Q1 25 | $11.7B | $1.1B | ||
| Q4 24 | $11.5B | $1.1B | ||
| Q3 24 | $11.5B | $1.1B | ||
| Q2 24 | $11.3B | $1.1B | ||
| Q1 24 | $11.2B | $983.3M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 4.03× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $217.7M | $36.7M |
| Free Cash FlowOCF − Capex | $199.3M | $27.8M |
| FCF MarginFCF / Revenue | 108.1% | 8.2% |
| Capex IntensityCapex / Revenue | 10.0% | 2.6% |
| Cash ConversionOCF / Net Profit | 3.90× | — |
| TTM Free Cash FlowTrailing 4 quarters | $345.4M | $-107.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $217.7M | $36.7M | ||
| Q3 25 | $39.5M | $-26.6M | ||
| Q2 25 | $35.9M | $-7.0M | ||
| Q1 25 | $83.1M | $-22.1M | ||
| Q4 24 | $252.5M | $2.8M | ||
| Q3 24 | $58.1M | $-332.0K | ||
| Q2 24 | $95.1M | $-23.7M | ||
| Q1 24 | $61.0M | $8.0M |
| Q4 25 | $199.3M | $27.8M | ||
| Q3 25 | $35.5M | $-44.7M | ||
| Q2 25 | $31.8M | $-27.5M | ||
| Q1 25 | $78.7M | $-63.4M | ||
| Q4 24 | $231.2M | $-15.4M | ||
| Q3 24 | $51.8M | $-36.7M | ||
| Q2 24 | $90.4M | $-59.9M | ||
| Q1 24 | $54.8M | $-60.9M |
| Q4 25 | 108.1% | 8.2% | ||
| Q3 25 | 19.1% | -12.6% | ||
| Q2 25 | 17.4% | -9.8% | ||
| Q1 25 | 44.1% | -29.7% | ||
| Q4 24 | 126.5% | -6.7% | ||
| Q3 24 | 29.6% | -16.6% | ||
| Q2 24 | 50.3% | -28.7% | ||
| Q1 24 | 31.4% | -31.7% |
| Q4 25 | 10.0% | 2.6% | ||
| Q3 25 | 2.1% | 5.1% | ||
| Q2 25 | 2.3% | 7.3% | ||
| Q1 25 | 2.4% | 19.3% | ||
| Q4 24 | 11.7% | 7.9% | ||
| Q3 24 | 3.6% | 16.5% | ||
| Q2 24 | 2.6% | 17.4% | ||
| Q1 24 | 3.5% | 35.8% |
| Q4 25 | 3.90× | — | ||
| Q3 25 | 0.76× | — | ||
| Q2 25 | 0.69× | — | ||
| Q1 25 | 1.82× | — | ||
| Q4 24 | 5.02× | — | ||
| Q3 24 | 1.24× | — | ||
| Q2 24 | 1.86× | — | ||
| Q1 24 | 1.23× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
OFG
Segment breakdown not available.
WEST
| Coffee And Tea | $202.6M | 60% |
| Flavors Extracts And Ingredients | $69.6M | 21% |
| Sustainable Sourcing And Traceability Segments | $66.9M | 20% |
