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Side-by-side financial comparison of Oportun Financial Corp (OPRT) and Revolve Group, Inc. (RVLV). Click either name above to swap in a different company.
Revolve Group, Inc. is the larger business by last-quarter revenue ($324.4M vs $247.7M, roughly 1.3× Oportun Financial Corp). Revolve Group, Inc. runs the higher net margin — 5.7% vs 1.4%, a 4.3% gap on every dollar of revenue. On growth, Revolve Group, Inc. posted the faster year-over-year revenue change (10.4% vs -1.3%). Over the past eight quarters, Revolve Group, Inc.'s revenue compounded faster (9.5% CAGR vs -0.5%).
Oportun Financial Corp is a US-based fintech firm that provides accessible, responsible financial services including personal loans, credit cards, and savings products to underserved low-to-moderate income consumers, many with limited or no credit history, leveraging proprietary AI underwriting to deliver fair terms while mitigating operational risk.
Revolve Theatre Company is a Henley-on-Thames based theatre company specialising in political and Shakespearean plays. The company is owned by Oliver Dench, Joe Morris and Tom Smith.
OPRT vs RVLV — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | ||
|---|---|---|
| Revenue | $247.7M | $324.4M |
| Net Profit | $3.4M | $18.6M |
| Gross Margin | — | 53.3% |
| Operating Margin | 2.6% | 6.3% |
| Net Margin | 1.4% | 5.7% |
| Revenue YoY | -1.3% | 10.4% |
| Net Profit YoY | -61.0% | 50.4% |
| EPS (diluted) | $0.07 | $0.27 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $247.7M | $324.4M | ||
| Q3 25 | $238.7M | $295.6M | ||
| Q2 25 | $234.3M | $309.0M | ||
| Q1 25 | $235.9M | $296.7M | ||
| Q4 24 | $250.9M | $293.7M | ||
| Q3 24 | $250.0M | $283.1M | ||
| Q2 24 | $250.4M | $282.5M | ||
| Q1 24 | $250.5M | $270.6M |
| Q4 25 | $3.4M | $18.6M | ||
| Q3 25 | $5.2M | $21.2M | ||
| Q2 25 | $6.9M | $10.2M | ||
| Q1 25 | $9.8M | $11.8M | ||
| Q4 24 | $8.7M | $12.3M | ||
| Q3 24 | $-30.0M | $11.0M | ||
| Q2 24 | $-31.0M | $15.4M | ||
| Q1 24 | $-26.4M | $10.9M |
| Q4 25 | — | 53.3% | ||
| Q3 25 | — | 54.6% | ||
| Q2 25 | — | 54.1% | ||
| Q1 25 | — | 52.0% | ||
| Q4 24 | — | 52.5% | ||
| Q3 24 | — | 51.2% | ||
| Q2 24 | — | 54.0% | ||
| Q1 24 | — | 52.3% |
| Q4 25 | 2.6% | 6.3% | ||
| Q3 25 | 6.0% | 7.1% | ||
| Q2 25 | 4.3% | 5.8% | ||
| Q1 25 | 5.6% | 5.0% | ||
| Q4 24 | 89.6% | 3.9% | ||
| Q3 24 | -15.8% | 5.0% | ||
| Q2 24 | -19.6% | 5.8% | ||
| Q1 24 | -12.2% | 3.4% |
| Q4 25 | 1.4% | 5.7% | ||
| Q3 25 | 2.2% | 7.2% | ||
| Q2 25 | 2.9% | 3.3% | ||
| Q1 25 | 4.1% | 4.0% | ||
| Q4 24 | 200.1% | 4.2% | ||
| Q3 24 | -12.0% | 3.9% | ||
| Q2 24 | -12.4% | 5.4% | ||
| Q1 24 | -10.6% | 4.0% |
| Q4 25 | $0.07 | $0.27 | ||
| Q3 25 | $0.11 | $0.29 | ||
| Q2 25 | $0.14 | $0.14 | ||
| Q1 25 | $0.21 | $0.16 | ||
| Q4 24 | $0.26 | $0.18 | ||
| Q3 24 | $-0.75 | $0.15 | ||
| Q2 24 | $-0.78 | $0.21 | ||
| Q1 24 | $-0.68 | $0.15 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $105.5M | $292.3M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $390.1M | $512.5M |
| Total Assets | $3.3B | $765.0M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $105.5M | $292.3M | ||
| Q3 25 | $104.6M | $315.4M | ||
| Q2 25 | $96.8M | $310.7M | ||
| Q1 25 | $78.5M | $300.8M | ||
| Q4 24 | $60.0M | $256.6M | ||
| Q3 24 | $71.8M | $252.8M | ||
| Q2 24 | $72.9M | $244.7M | ||
| Q1 24 | $69.2M | $273.4M |
| Q4 25 | $390.1M | $512.5M | ||
| Q3 25 | $383.9M | $490.2M | ||
| Q2 25 | $376.0M | $468.6M | ||
| Q1 25 | $366.1M | $453.4M | ||
| Q4 24 | $353.8M | $437.8M | ||
| Q3 24 | $327.6M | $420.8M | ||
| Q2 24 | $354.1M | $405.8M | ||
| Q1 24 | $382.0M | $389.9M |
| Q4 25 | $3.3B | $765.0M | ||
| Q3 25 | $3.2B | $751.3M | ||
| Q2 25 | $3.2B | $722.9M | ||
| Q1 25 | $3.2B | $713.9M | ||
| Q4 24 | $3.2B | $665.5M | ||
| Q3 24 | $3.3B | $670.9M | ||
| Q2 24 | $3.3B | $657.8M | ||
| Q1 24 | $3.3B | $650.0M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $413.4M | $-10.2M |
| Free Cash FlowOCF − Capex | — | $-13.3M |
| FCF MarginFCF / Revenue | — | -4.1% |
| Capex IntensityCapex / Revenue | — | 1.0% |
| Cash ConversionOCF / Net Profit | 121.45× | -0.55× |
| TTM Free Cash FlowTrailing 4 quarters | — | $48.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $413.4M | $-10.2M | ||
| Q3 25 | $99.0M | $11.8M | ||
| Q2 25 | $104.5M | $12.6M | ||
| Q1 25 | $101.0M | $45.1M | ||
| Q4 24 | $393.5M | $3.9M | ||
| Q3 24 | $108.5M | $9.1M | ||
| Q2 24 | $107.7M | $-24.7M | ||
| Q1 24 | $85.9M | $38.4M |
| Q4 25 | — | $-13.3M | ||
| Q3 25 | — | $7.5M | ||
| Q2 25 | — | $10.4M | ||
| Q1 25 | — | $43.4M | ||
| Q4 24 | — | $2.1M | ||
| Q3 24 | — | $8.0M | ||
| Q2 24 | — | $-25.7M | ||
| Q1 24 | — | $36.7M |
| Q4 25 | — | -4.1% | ||
| Q3 25 | — | 2.5% | ||
| Q2 25 | — | 3.4% | ||
| Q1 25 | — | 14.6% | ||
| Q4 24 | — | 0.7% | ||
| Q3 24 | — | 2.8% | ||
| Q2 24 | — | -9.1% | ||
| Q1 24 | — | 13.5% |
| Q4 25 | — | 1.0% | ||
| Q3 25 | — | 1.5% | ||
| Q2 25 | — | 0.7% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | 0.6% | ||
| Q3 24 | — | 0.4% | ||
| Q2 24 | — | 0.4% | ||
| Q1 24 | — | 0.6% |
| Q4 25 | 121.45× | -0.55× | ||
| Q3 25 | 19.05× | 0.56× | ||
| Q2 25 | 15.20× | 1.24× | ||
| Q1 25 | 10.34× | 3.82× | ||
| Q4 24 | 45.04× | 0.32× | ||
| Q3 24 | — | 0.83× | ||
| Q2 24 | — | -1.60× | ||
| Q1 24 | — | 3.53× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
OPRT
Segment breakdown not available.
RVLV
| Fashion Apparel | $155.1M | 48% |
| Dresses | $76.4M | 24% |
| Handbags Shoes And Accessories | $67.6M | 21% |
| Beauty | $20.3M | 6% |
| Manufactured Product Other | $5.0M | 2% |
| Breakage On Store Credit And Gift Cards | $900.0K | 0% |