vs
Side-by-side financial comparison of SERVICE CORP INTERNATIONAL (SCI) and ZIONS BANCORPORATION, NATIONAL ASSOCIATION (ZION). Click either name above to swap in a different company.
SERVICE CORP INTERNATIONAL is the larger business by last-quarter revenue ($1.1B vs $891.0M, roughly 1.2× ZIONS BANCORPORATION, NATIONAL ASSOCIATION). ZIONS BANCORPORATION, NATIONAL ASSOCIATION runs the higher net margin — 29.5% vs 14.3%, a 15.2% gap on every dollar of revenue. On growth, ZIONS BANCORPORATION, NATIONAL ASSOCIATION posted the faster year-over-year revenue change (8.7% vs 1.7%). ZIONS BANCORPORATION, NATIONAL ASSOCIATION produced more free cash flow last quarter ($952.0M vs $87.2M). Over the past eight quarters, ZIONS BANCORPORATION, NATIONAL ASSOCIATION's revenue compounded faster (9.6% CAGR vs 3.1%).
International Distribution Services Limited is a British company providing postal and courier services. IDS was created in 2013 by the UK government as a new holding company of Royal Mail, and a majority of its shares were then sold on the London Stock Exchange, with the government initially retaining a 30 per cent at the time. As of April 2025, IDS is owned and operated by Czech-based EP Group, owned by Daniel Křetínský.
Zions Bancorporation is an American national bank headquartered in Salt Lake City, Utah. It operates as a national bank rather than as a bank holding company and does business under the following seven brands: Zions Bank, Amegy Bank of Texas, California Bank and Trust, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and the Commerce Bank of Washington.
SCI vs ZION — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.1B | $891.0M |
| Net Profit | $159.4M | $263.0M |
| Gross Margin | 28.0% | — |
| Operating Margin | 24.8% | — |
| Net Margin | 14.3% | 29.5% |
| Revenue YoY | 1.7% | 8.7% |
| Net Profit YoY | 5.3% | 21.8% |
| EPS (diluted) | $1.13 | $1.77 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.1B | $891.0M | ||
| Q3 25 | $1.1B | $861.0M | ||
| Q2 25 | $1.1B | $838.0M | ||
| Q1 25 | $1.1B | $795.0M | ||
| Q4 24 | $1.1B | $820.0M | ||
| Q3 24 | $1.0B | $792.0M | ||
| Q2 24 | $1.0B | $777.0M | ||
| Q1 24 | $1.0B | $742.0M |
| Q4 25 | $159.4M | $263.0M | ||
| Q3 25 | $117.5M | $222.0M | ||
| Q2 25 | $122.9M | $244.0M | ||
| Q1 25 | $142.9M | $170.0M | ||
| Q4 24 | $151.4M | $216.0M | ||
| Q3 24 | $117.8M | $214.0M | ||
| Q2 24 | $118.2M | $201.0M | ||
| Q1 24 | $131.3M | $153.0M |
| Q4 25 | 28.0% | — | ||
| Q3 25 | 25.1% | — | ||
| Q2 25 | 25.5% | — | ||
| Q1 25 | 27.1% | — | ||
| Q4 24 | 28.0% | — | ||
| Q3 24 | 24.9% | — | ||
| Q2 24 | 24.9% | — | ||
| Q1 24 | 26.2% | — |
| Q4 25 | 24.8% | — | ||
| Q3 25 | 21.4% | — | ||
| Q2 25 | 21.1% | — | ||
| Q1 25 | 23.4% | — | ||
| Q4 24 | 24.0% | — | ||
| Q3 24 | 20.9% | — | ||
| Q2 24 | 21.4% | — | ||
| Q1 24 | 22.2% | — |
| Q4 25 | 14.3% | 29.5% | ||
| Q3 25 | 11.1% | 25.8% | ||
| Q2 25 | 11.5% | 29.1% | ||
| Q1 25 | 13.3% | 21.4% | ||
| Q4 24 | 13.8% | 26.3% | ||
| Q3 24 | 11.6% | 27.0% | ||
| Q2 24 | 11.4% | 25.9% | ||
| Q1 24 | 12.6% | 20.6% |
| Q4 25 | $1.13 | $1.77 | ||
| Q3 25 | $0.83 | $1.48 | ||
| Q2 25 | $0.86 | $1.63 | ||
| Q1 25 | $0.98 | $1.13 | ||
| Q4 24 | $1.02 | $1.34 | ||
| Q3 24 | $0.81 | $1.37 | ||
| Q2 24 | $0.81 | $1.28 | ||
| Q1 24 | $0.89 | $0.96 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $243.6M | — |
| Total DebtLower is stronger | $5.1B | $1.5B |
| Stockholders' EquityBook value | $1.6B | $7.2B |
| Total Assets | $18.7B | $89.0B |
| Debt / EquityLower = less leverage | 3.10× | 0.21× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $243.6M | — | ||
| Q3 25 | $241.3M | — | ||
| Q2 25 | $255.4M | — | ||
| Q1 25 | $227.2M | — | ||
| Q4 24 | $218.8M | — | ||
| Q3 24 | $185.4M | — | ||
| Q2 24 | $184.4M | — | ||
| Q1 24 | $205.6M | — |
| Q4 25 | $5.1B | $1.5B | ||
| Q3 25 | $5.0B | $1.5B | ||
| Q2 25 | $5.0B | $970.0M | ||
| Q1 25 | $4.7B | $964.0M | ||
| Q4 24 | $4.8B | $950.0M | ||
| Q3 24 | $4.7B | $548.0M | ||
| Q2 24 | $4.7B | $546.0M | ||
| Q1 24 | $4.6B | $544.0M |
| Q4 25 | $1.6B | $7.2B | ||
| Q3 25 | $1.6B | $6.9B | ||
| Q2 25 | $1.6B | $6.6B | ||
| Q1 25 | $1.7B | $6.3B | ||
| Q4 24 | $1.7B | $6.1B | ||
| Q3 24 | $1.6B | $6.4B | ||
| Q2 24 | $1.5B | $6.0B | ||
| Q1 24 | $1.6B | $5.8B |
| Q4 25 | $18.7B | $89.0B | ||
| Q3 25 | $18.4B | $88.5B | ||
| Q2 25 | $18.0B | $88.9B | ||
| Q1 25 | $17.3B | $88.0B | ||
| Q4 24 | $17.4B | $88.8B | ||
| Q3 24 | $17.4B | $87.0B | ||
| Q2 24 | $16.8B | $87.6B | ||
| Q1 24 | $16.7B | $87.1B |
| Q4 25 | 3.10× | 0.21× | ||
| Q3 25 | 3.17× | 0.21× | ||
| Q2 25 | 3.19× | 0.15× | ||
| Q1 25 | 2.87× | 0.15× | ||
| Q4 24 | 2.83× | 0.16× | ||
| Q3 24 | 2.92× | 0.09× | ||
| Q2 24 | 3.05× | 0.09× | ||
| Q1 24 | 2.90× | 0.09× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $212.9M | $1.1B |
| Free Cash FlowOCF − Capex | $87.2M | $952.0M |
| FCF MarginFCF / Revenue | 7.8% | 106.8% |
| Capex IntensityCapex / Revenue | 11.3% | 13.6% |
| Cash ConversionOCF / Net Profit | 1.34× | 4.08× |
| TTM Free Cash FlowTrailing 4 quarters | $554.2M | $1.4B |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $212.9M | $1.1B | ||
| Q3 25 | $252.3M | $438.0M | ||
| Q2 25 | $166.4M | $-62.0M | ||
| Q1 25 | $311.1M | $179.0M | ||
| Q4 24 | $264.1M | $1.1B | ||
| Q3 24 | $263.8M | $119.0M | ||
| Q2 24 | $196.9M | $251.0M | ||
| Q1 24 | $220.1M | $261.0M |
| Q4 25 | $87.2M | $952.0M | ||
| Q3 25 | $150.7M | $413.0M | ||
| Q2 25 | $83.4M | $-93.0M | ||
| Q1 25 | $233.0M | $152.0M | ||
| Q4 24 | $151.8M | $1.1B | ||
| Q3 24 | $162.8M | $97.0M | ||
| Q2 24 | $100.8M | $234.0M | ||
| Q1 24 | $140.3M | $231.0M |
| Q4 25 | 7.8% | 106.8% | ||
| Q3 25 | 14.2% | 48.0% | ||
| Q2 25 | 7.8% | -11.1% | ||
| Q1 25 | 21.7% | 19.1% | ||
| Q4 24 | 13.9% | 128.2% | ||
| Q3 24 | 16.1% | 12.2% | ||
| Q2 24 | 9.7% | 30.1% | ||
| Q1 24 | 13.4% | 31.1% |
| Q4 25 | 11.3% | 13.6% | ||
| Q3 25 | 9.6% | 2.9% | ||
| Q2 25 | 7.8% | 3.7% | ||
| Q1 25 | 7.3% | 3.4% | ||
| Q4 24 | 10.3% | 11.8% | ||
| Q3 24 | 10.0% | 2.8% | ||
| Q2 24 | 9.3% | 2.2% | ||
| Q1 24 | 7.6% | 4.0% |
| Q4 25 | 1.34× | 4.08× | ||
| Q3 25 | 2.15× | 1.97× | ||
| Q2 25 | 1.35× | -0.25× | ||
| Q1 25 | 2.18× | 1.05× | ||
| Q4 24 | 1.75× | 5.31× | ||
| Q3 24 | 2.24× | 0.56× | ||
| Q2 24 | 1.67× | 1.25× | ||
| Q1 24 | 1.68× | 1.71× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
SCI
| Cemetery | $510.9M | 46% |
| Funeral Matured Preneed Revenue | $196.5M | 18% |
| Cemetery Recognized Preneed Merchandise And Service Revenue | $107.4M | 10% |
| Cemetery Atneed Revenue | $104.9M | 9% |
| CA | $56.4M | 5% |
| Funeral Other Revenue | $54.6M | 5% |
| Cemetery Other Revenue | $40.2M | 4% |
| Nonfuneral Home Revenue | $28.1M | 3% |
| Non Funeral Home Preneed Sales Revenue | $22.0M | 2% |
ZION
Segment breakdown not available.
