vs
Side-by-side financial comparison of TRUPANION, INC. (TRUP) and Westrock Coffee Co (WEST). Click either name above to swap in a different company.
TRUPANION, INC. is the larger business by last-quarter revenue ($376.9M vs $339.5M, roughly 1.1× Westrock Coffee Co). On growth, Westrock Coffee Co posted the faster year-over-year revenue change (48.3% vs 11.7%). Westrock Coffee Co produced more free cash flow last quarter ($27.8M vs $25.3M). Over the past eight quarters, Westrock Coffee Co's revenue compounded faster (32.8% CAGR vs 11.0%).
TRUPANION, INC.TRUPEarnings & Financial Report
Trupanion, Inc. is a pet insurance provider headquartered in Seattle, Washington. Established in 1998, Trupanion operates across the United States, Canada, Australia, and Puerto Rico. The company offers coverage for pets and is self-underwritten by the American Pet Insurance Company (APIC).
Westrock Coffee Co is a global integrated coffee, tea and functional beverage solutions provider. It sources, roasts, manufactures and distributes coffee products, ready-to-drink beverages and custom formulations for retail, foodservice and commercial clients across North America and other key markets.
TRUP vs WEST — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $376.9M | $339.5M |
| Net Profit | — | $-22.6M |
| Gross Margin | 17.3% | 11.5% |
| Operating Margin | 1.9% | -2.6% |
| Net Margin | — | -6.6% |
| Revenue YoY | 11.7% | 48.3% |
| Net Profit YoY | — | 8.3% |
| EPS (diluted) | $0.13 | $-0.22 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $376.9M | $339.5M | ||
| Q3 25 | $366.9M | $354.8M | ||
| Q2 25 | $353.6M | $280.9M | ||
| Q1 25 | $342.0M | $213.8M | ||
| Q4 24 | $337.3M | $229.0M | ||
| Q3 24 | $327.5M | $220.9M | ||
| Q2 24 | $314.8M | $208.4M | ||
| Q1 24 | $306.1M | $192.5M |
| Q4 25 | — | $-22.6M | ||
| Q3 25 | — | $-19.1M | ||
| Q2 25 | — | $-21.6M | ||
| Q1 25 | — | $-27.2M | ||
| Q4 24 | — | $-24.6M | ||
| Q3 24 | — | $-14.3M | ||
| Q2 24 | — | $-17.8M | ||
| Q1 24 | — | $-23.7M |
| Q4 25 | 17.3% | 11.5% | ||
| Q3 25 | 16.4% | 11.7% | ||
| Q2 25 | 15.5% | 14.7% | ||
| Q1 25 | 14.9% | 13.6% | ||
| Q4 24 | 15.7% | 16.6% | ||
| Q3 24 | 15.1% | 16.8% | ||
| Q2 24 | 12.8% | 19.9% | ||
| Q1 24 | 11.8% | 19.4% |
| Q4 25 | 1.9% | -2.6% | ||
| Q3 25 | 1.6% | -2.4% | ||
| Q2 25 | 0.7% | -5.3% | ||
| Q1 25 | -0.4% | -6.1% | ||
| Q4 24 | 0.1% | -4.3% | ||
| Q3 24 | 0.5% | -5.8% | ||
| Q2 24 | -1.7% | -7.9% | ||
| Q1 24 | -2.0% | -5.3% |
| Q4 25 | — | -6.6% | ||
| Q3 25 | — | -5.4% | ||
| Q2 25 | — | -7.7% | ||
| Q1 25 | — | -12.7% | ||
| Q4 24 | — | -10.7% | ||
| Q3 24 | — | -6.5% | ||
| Q2 24 | — | -8.5% | ||
| Q1 24 | — | -12.3% |
| Q4 25 | $0.13 | $-0.22 | ||
| Q3 25 | $0.13 | $-0.20 | ||
| Q2 25 | $0.22 | $-0.23 | ||
| Q1 25 | $-0.03 | $-0.29 | ||
| Q4 24 | $0.04 | $-0.26 | ||
| Q3 24 | $0.03 | $-0.16 | ||
| Q2 24 | $-0.14 | $-0.20 | ||
| Q1 24 | $-0.16 | $-0.27 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $370.7M | $49.9M |
| Total DebtLower is stronger | $101.8M | $444.1M |
| Stockholders' EquityBook value | $383.9M | $-1.9M |
| Total Assets | $915.0M | $1.2B |
| Debt / EquityLower = less leverage | 0.27× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $370.7M | $49.9M | ||
| Q3 25 | $348.5M | $34.0M | ||
| Q2 25 | $319.6M | $44.0M | ||
| Q1 25 | $321.8M | $33.1M | ||
| Q4 24 | $307.4M | $26.2M | ||
| Q3 24 | $293.1M | $22.4M | ||
| Q2 24 | $277.2M | $24.3M | ||
| Q1 24 | $275.2M | $12.6M |
| Q4 25 | $101.8M | $444.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $127.5M | $393.1M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $383.9M | $-1.9M | ||
| Q3 25 | $368.6M | $11.4M | ||
| Q2 25 | $355.5M | $18.2M | ||
| Q1 25 | $333.7M | $71.4M | ||
| Q4 24 | $323.3M | $97.5M | ||
| Q3 24 | $320.2M | $110.3M | ||
| Q2 24 | $305.8M | $81.5M | ||
| Q1 24 | $303.4M | $91.7M |
| Q4 25 | $915.0M | $1.2B | ||
| Q3 25 | $880.2M | $1.2B | ||
| Q2 25 | $847.8M | $1.2B | ||
| Q1 25 | $837.2M | $1.1B | ||
| Q4 24 | $806.9M | $1.1B | ||
| Q3 24 | $816.1M | $1.1B | ||
| Q2 24 | $795.9M | $1.1B | ||
| Q1 24 | $789.5M | $983.3M |
| Q4 25 | 0.27× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.39× | 4.03× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $29.3M | $36.7M |
| Free Cash FlowOCF − Capex | $25.3M | $27.8M |
| FCF MarginFCF / Revenue | 6.7% | 8.2% |
| Capex IntensityCapex / Revenue | 1.0% | 2.6% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $75.4M | $-107.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $29.3M | $36.7M | ||
| Q3 25 | $29.2M | $-26.6M | ||
| Q2 25 | $15.0M | $-7.0M | ||
| Q1 25 | $16.0M | $-22.1M | ||
| Q4 24 | $23.7M | $2.8M | ||
| Q3 24 | $15.3M | $-332.0K | ||
| Q2 24 | $6.9M | $-23.7M | ||
| Q1 24 | $2.4M | $8.0M |
| Q4 25 | $25.3M | $27.8M | ||
| Q3 25 | $23.9M | $-44.7M | ||
| Q2 25 | $12.0M | $-27.5M | ||
| Q1 25 | $14.0M | $-63.4M | ||
| Q4 24 | $21.8M | $-15.4M | ||
| Q3 24 | $13.4M | $-36.7M | ||
| Q2 24 | $4.0M | $-59.9M | ||
| Q1 24 | $-631.0K | $-60.9M |
| Q4 25 | 6.7% | 8.2% | ||
| Q3 25 | 6.5% | -12.6% | ||
| Q2 25 | 3.4% | -9.8% | ||
| Q1 25 | 4.1% | -29.7% | ||
| Q4 24 | 6.5% | -6.7% | ||
| Q3 24 | 4.1% | -16.6% | ||
| Q2 24 | 1.3% | -28.7% | ||
| Q1 24 | -0.2% | -31.7% |
| Q4 25 | 1.0% | 2.6% | ||
| Q3 25 | 1.4% | 5.1% | ||
| Q2 25 | 0.8% | 7.3% | ||
| Q1 25 | 0.6% | 19.3% | ||
| Q4 24 | 0.6% | 7.9% | ||
| Q3 24 | 0.6% | 16.5% | ||
| Q2 24 | 0.9% | 17.4% | ||
| Q1 24 | 1.0% | 35.8% |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
TRUP
| Subscriptionbusiness | $261.4M | 69% |
| Other | $115.4M | 31% |
WEST
| Coffee And Tea | $202.6M | 60% |
| Flavors Extracts And Ingredients | $69.6M | 21% |
| Sustainable Sourcing And Traceability Segments | $66.9M | 20% |
