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Axos Financial, Inc.（AX）与CSW INDUSTRIALS, INC.（CSW）财务数据对比。点击上方公司名可切换其他公司
Axos Financial, Inc.的季度营收约是CSW INDUSTRIALS, INC.的1.7倍（$392.2M vs $233.0M），Axos Financial, Inc.净利率更高（31.8% vs 4.4%，领先27.4%），过去两年Axos Financial, Inc.的营收复合增速更高（16.1% vs 5.1%）
Axos Financial是总部位于美国内华达州拉斯维加斯的银行控股公司，旗下拥有直销银行Axos Bank，同时提供注册投资顾问服务及电子交易平台，深耕数字化金融赛道，可为用户提供多元便捷的金融服务解决方案。
AX vs CSW — 直观对比
营收规模更大
AX
是对方的1.7倍
$233.0M
净利率更高
AX
高出27.4%
4.4%
两年增速更快
AX
近两年复合增速
5.1%
损益表 — Q3 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $392.2M | $233.0M |
| 净利润 | $124.7M | $10.3M |
| 毛利率 | — | 39.7% |
| 营业利润率 | — | 7.4% |
| 净利率 | 31.8% | 4.4% |
| 营收同比 | — | 20.3% |
| 净利润同比 | 18.5% | -61.9% |
| 每股收益（稀释后） | $2.15 | $0.62 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXCSW
| Q1 26 | $392.2M | — | ||
| Q4 25 | $385.1M | $233.0M | ||
| Q3 25 | $323.4M | $277.0M | ||
| Q2 25 | $321.4M | $263.6M | ||
| Q1 25 | $308.8M | $230.5M | ||
| Q4 24 | $307.9M | $193.6M | ||
| Q3 24 | $320.7M | $227.9M | ||
| Q2 24 | $290.9M | $226.2M |
净利润AXCSW
| Q1 26 | $124.7M | — | ||
| Q4 25 | $128.4M | $10.3M | ||
| Q3 25 | $112.4M | $40.7M | ||
| Q2 25 | $110.7M | $40.9M | ||
| Q1 25 | $105.2M | $35.1M | ||
| Q4 24 | $104.7M | $26.9M | ||
| Q3 24 | $112.3M | $36.1M | ||
| Q2 24 | $104.9M | $38.6M |
毛利率AXCSW
| Q1 26 | — | — | ||
| Q4 25 | — | 39.7% | ||
| Q3 25 | — | 43.0% | ||
| Q2 25 | — | 43.8% | ||
| Q1 25 | — | 44.2% | ||
| Q4 24 | — | 41.4% | ||
| Q3 24 | — | 45.6% | ||
| Q2 24 | — | 47.5% |
营业利润率AXCSW
| Q1 26 | — | — | ||
| Q4 25 | 45.6% | 7.4% | ||
| Q3 25 | 46.3% | 20.5% | ||
| Q2 25 | 48.5% | 20.8% | ||
| Q1 25 | 47.9% | 19.5% | ||
| Q4 24 | 48.8% | 15.3% | ||
| Q3 24 | 49.6% | 22.6% | ||
| Q2 24 | 49.6% | 24.3% |
净利率AXCSW
| Q1 26 | 31.8% | — | ||
| Q4 25 | 33.3% | 4.4% | ||
| Q3 25 | 34.7% | 14.7% | ||
| Q2 25 | 34.4% | 15.5% | ||
| Q1 25 | 34.1% | 15.2% | ||
| Q4 24 | 34.0% | 13.9% | ||
| Q3 24 | 35.0% | 15.8% | ||
| Q2 24 | 36.0% | 17.1% |
每股收益（稀释后）AXCSW
| Q1 26 | $2.15 | — | ||
| Q4 25 | $2.22 | $0.62 | ||
| Q3 25 | $1.94 | $2.41 | ||
| Q2 25 | $1.89 | $2.43 | ||
| Q1 25 | $1.81 | $2.05 | ||
| Q4 24 | $1.80 | $1.60 | ||
| Q3 24 | $1.93 | $2.26 | ||
| Q2 24 | $1.75 | $2.47 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $40.2M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $3.1B | $1.1B |
| 总资产 | $29.2B | $2.3B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AXCSW
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | $40.2M | ||
| Q3 25 | $2.6B | $31.5M | ||
| Q2 25 | $1.9B | $38.0M | ||
| Q1 25 | $2.0B | $225.8M | ||
| Q4 24 | $2.4B | $213.8M | ||
| Q3 24 | $2.6B | $273.2M | ||
| Q2 24 | $2.0B | $18.9M |
总债务AXCSW
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $312.7M | — | ||
| Q1 25 | $377.4M | $800.1M | ||
| Q4 24 | $358.7M | — | ||
| Q3 24 | $313.5M | — | ||
| Q2 24 | $325.7M | — |
股东权益AXCSW
| Q1 26 | $3.1B | — | ||
| Q4 25 | $2.9B | $1.1B | ||
| Q3 25 | $2.8B | $1.1B | ||
| Q2 25 | $2.7B | $1.1B | ||
| Q1 25 | $2.6B | $1.1B | ||
| Q4 24 | $2.5B | $1.0B | ||
| Q3 24 | $2.4B | $1.0B | ||
| Q2 24 | $2.3B | $650.2M |
总资产AXCSW
| Q1 26 | $29.2B | — | ||
| Q4 25 | $28.2B | $2.3B | ||
| Q3 25 | $27.4B | $1.5B | ||
| Q2 25 | $24.8B | $1.5B | ||
| Q1 25 | $24.0B | $1.4B | ||
| Q4 24 | $23.7B | $1.4B | ||
| Q3 24 | $23.6B | $1.4B | ||
| Q2 24 | $22.9B | $1.1B |
负债/权益比AXCSW
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.14× | 0.75× | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.13× | — | ||
| Q2 24 | 0.14× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $28.9M |
| 自由现金流经营现金流 - 资本支出 | — | $22.7M |
| 自由现金流率自由现金流/营收 | — | 9.8% |
| 资本支出强度资本支出/营收 | — | 2.6% |
| 现金转化率经营现金流/净利润 | — | 2.81× |
| 过去12个月自由现金流最近4个季度 | — | $162.0M |
8季度趋势，按日历期对齐
经营现金流AXCSW
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $28.9M | ||
| Q3 25 | $118.4M | $61.8M | ||
| Q2 25 | $490.3M | $60.6M | ||
| Q1 25 | $73.7M | $27.3M | ||
| Q4 24 | $162.5M | $11.6M | ||
| Q3 24 | $70.8M | $66.8M | ||
| Q2 24 | $305.5M | $62.7M |
自由现金流AXCSW
| Q1 26 | — | — | ||
| Q4 25 | $85.4M | $22.7M | ||
| Q3 25 | $109.3M | $58.7M | ||
| Q2 25 | $436.1M | $57.7M | ||
| Q1 25 | $65.1M | $22.8M | ||
| Q4 24 | $156.4M | $8.5M | ||
| Q3 24 | $53.0M | $61.3M | ||
| Q2 24 | $269.5M | $59.6M |
自由现金流率AXCSW
| Q1 26 | — | — | ||
| Q4 25 | 22.2% | 9.8% | ||
| Q3 25 | 33.8% | 21.2% | ||
| Q2 25 | 135.7% | 21.9% | ||
| Q1 25 | 21.1% | 9.9% | ||
| Q4 24 | 50.8% | 4.4% | ||
| Q3 24 | 16.5% | 26.9% | ||
| Q2 24 | 92.6% | 26.3% |
资本支出强度AXCSW
| Q1 26 | — | — | ||
| Q4 25 | 4.9% | 2.6% | ||
| Q3 25 | 2.8% | 1.1% | ||
| Q2 25 | 16.9% | 1.1% | ||
| Q1 25 | 2.8% | 2.0% | ||
| Q4 24 | 2.0% | 1.6% | ||
| Q3 24 | 5.5% | 2.4% | ||
| Q2 24 | 12.4% | 1.4% |
现金转化率AXCSW
| Q1 26 | — | — | ||
| Q4 25 | 0.81× | 2.81× | ||
| Q3 25 | 1.05× | 1.52× | ||
| Q2 25 | 4.43× | 1.48× | ||
| Q1 25 | 0.70× | 0.78× | ||
| Q4 24 | 1.55× | 0.43× | ||
| Q3 24 | 0.63× | 1.85× | ||
| Q2 24 | 2.91× | 1.62× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AX
| Net Interest Income | $306.3M | 78% |
| Noninterest Income | $86.0M | 22% |
CSW
| Contractor Solutions Segment | $166.3M | 71% |
| Specialized Reliability Solutions Segment | $38.2M | 16% |
| Engineered Building Solutions Segment | $28.5M | 12% |
