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Axos Financial, Inc.（AX）与Strategic Education, Inc.（STRA）财务数据对比。点击上方公司名可切换其他公司
Axos Financial, Inc.的季度营收约是Strategic Education, Inc.的1.3倍（$392.2M vs $305.9M），Axos Financial, Inc.净利率更高（31.8% vs 10.7%，领先21.1%），过去两年Axos Financial, Inc.的营收复合增速更高（16.1% vs -1.0%）
Axos Financial是总部位于美国内华达州拉斯维加斯的银行控股公司，旗下拥有直销银行Axos Bank，同时提供注册投资顾问服务及电子交易平台，深耕数字化金融赛道，可为用户提供多元便捷的金融服务解决方案。
Strategic Education, Inc.（简称SEI）是一家教育服务控股企业，前身为斯特雷尔教育公司。旗下拥有营利性在线院校卡佩拉大学、斯特雷尔大学，还运营着DevMountain、Hackbright学院、Sophia Learning等提供非学位课程的教育机构。
AX vs STRA — 直观对比
营收规模更大
AX
是对方的1.3倍
$305.9M
净利率更高
AX
高出21.1%
10.7%
两年增速更快
AX
近两年复合增速
-1.0%
损益表 — Q3 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $392.2M | $305.9M |
| 净利润 | $124.7M | $32.8M |
| 毛利率 | — | — |
| 营业利润率 | — | 13.4% |
| 净利率 | 31.8% | 10.7% |
| 营收同比 | — | 0.8% |
| 净利润同比 | 18.5% | 10.3% |
| 每股收益（稀释后） | $2.15 | $1.48 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXSTRA
| Q1 26 | $392.2M | $305.9M | ||
| Q4 25 | $385.1M | $323.2M | ||
| Q3 25 | $323.4M | $319.9M | ||
| Q2 25 | $321.4M | $321.5M | ||
| Q1 25 | $308.8M | $303.6M | ||
| Q4 24 | $307.9M | $311.5M | ||
| Q3 24 | $320.7M | $306.0M | ||
| Q2 24 | $290.9M | $312.3M |
净利润AXSTRA
| Q1 26 | $124.7M | $32.8M | ||
| Q4 25 | $128.4M | $37.9M | ||
| Q3 25 | $112.4M | $26.6M | ||
| Q2 25 | $110.7M | $32.3M | ||
| Q1 25 | $105.2M | $29.7M | ||
| Q4 24 | $104.7M | $25.3M | ||
| Q3 24 | $112.3M | $27.7M | ||
| Q2 24 | $104.9M | $29.9M |
营业利润率AXSTRA
| Q1 26 | — | 13.4% | ||
| Q4 25 | 45.6% | 16.0% | ||
| Q3 25 | 46.3% | 11.6% | ||
| Q2 25 | 48.5% | 14.2% | ||
| Q1 25 | 47.9% | 13.1% | ||
| Q4 24 | 48.8% | 11.6% | ||
| Q3 24 | 49.6% | 11.9% | ||
| Q2 24 | 49.6% | 13.4% |
净利率AXSTRA
| Q1 26 | 31.8% | 10.7% | ||
| Q4 25 | 33.3% | 11.7% | ||
| Q3 25 | 34.7% | 8.3% | ||
| Q2 25 | 34.4% | 10.1% | ||
| Q1 25 | 34.1% | 9.8% | ||
| Q4 24 | 34.0% | 8.1% | ||
| Q3 24 | 35.0% | 9.1% | ||
| Q2 24 | 36.0% | 9.6% |
每股收益（稀释后）AXSTRA
| Q1 26 | $2.15 | $1.48 | ||
| Q4 25 | $2.22 | $1.65 | ||
| Q3 25 | $1.94 | $1.15 | ||
| Q2 25 | $1.89 | $1.37 | ||
| Q1 25 | $1.81 | $1.24 | ||
| Q4 24 | $1.80 | $1.05 | ||
| Q3 24 | $1.93 | $1.15 | ||
| Q2 24 | $1.75 | $1.24 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $150.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $3.1B | $1.6B |
| 总资产 | $29.2B | $2.1B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AXSTRA
| Q1 26 | — | $150.3M | ||
| Q4 25 | $1.0B | $148.1M | ||
| Q3 25 | $2.6B | $172.6M | ||
| Q2 25 | $1.9B | $164.9M | ||
| Q1 25 | $2.0B | $182.6M | ||
| Q4 24 | $2.4B | $184.0M | ||
| Q3 24 | $2.6B | $222.1M | ||
| Q2 24 | $2.0B | $256.2M |
总债务AXSTRA
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $312.7M | — | ||
| Q1 25 | $377.4M | — | ||
| Q4 24 | $358.7M | — | ||
| Q3 24 | $313.5M | — | ||
| Q2 24 | $325.7M | — |
股东权益AXSTRA
| Q1 26 | $3.1B | $1.6B | ||
| Q4 25 | $2.9B | $1.6B | ||
| Q3 25 | $2.8B | $1.7B | ||
| Q2 25 | $2.7B | $1.7B | ||
| Q1 25 | $2.6B | $1.6B | ||
| Q4 24 | $2.5B | $1.7B | ||
| Q3 24 | $2.4B | $1.7B | ||
| Q2 24 | $2.3B | $1.7B |
总资产AXSTRA
| Q1 26 | $29.2B | $2.1B | ||
| Q4 25 | $28.2B | $2.0B | ||
| Q3 25 | $27.4B | $2.1B | ||
| Q2 25 | $24.8B | $2.1B | ||
| Q1 25 | $24.0B | $2.1B | ||
| Q4 24 | $23.7B | $2.0B | ||
| Q3 24 | $23.6B | $2.2B | ||
| Q2 24 | $22.9B | $2.2B |
负债/权益比AXSTRA
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.13× | — | ||
| Q2 24 | 0.14× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $87.4M |
| 自由现金流经营现金流 - 资本支出 | — | $77.3M |
| 自由现金流率自由现金流/营收 | — | 25.3% |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 2.66× |
| 过去12个月自由现金流最近4个季度 | — | $173.9M |
8季度趋势，按日历期对齐
经营现金流AXSTRA
| Q1 26 | — | $87.4M | ||
| Q4 25 | $104.1M | $39.2M | ||
| Q3 25 | $118.4M | $60.1M | ||
| Q2 25 | $490.3M | $31.2M | ||
| Q1 25 | $73.7M | $67.7M | ||
| Q4 24 | $162.5M | $15.9M | ||
| Q3 24 | $70.8M | $51.5M | ||
| Q2 24 | $305.5M | $24.3M |
自由现金流AXSTRA
| Q1 26 | — | $77.3M | ||
| Q4 25 | $85.4M | $27.0M | ||
| Q3 25 | $109.3M | $49.3M | ||
| Q2 25 | $436.1M | $20.4M | ||
| Q1 25 | $65.1M | $57.3M | ||
| Q4 24 | $156.4M | $4.7M | ||
| Q3 24 | $53.0M | $42.1M | ||
| Q2 24 | $269.5M | $13.6M |
自由现金流率AXSTRA
| Q1 26 | — | 25.3% | ||
| Q4 25 | 22.2% | 8.3% | ||
| Q3 25 | 33.8% | 15.4% | ||
| Q2 25 | 135.7% | 6.3% | ||
| Q1 25 | 21.1% | 18.9% | ||
| Q4 24 | 50.8% | 1.5% | ||
| Q3 24 | 16.5% | 13.8% | ||
| Q2 24 | 92.6% | 4.3% |
资本支出强度AXSTRA
| Q1 26 | — | — | ||
| Q4 25 | 4.9% | 3.8% | ||
| Q3 25 | 2.8% | 3.4% | ||
| Q2 25 | 16.9% | 3.4% | ||
| Q1 25 | 2.8% | 3.4% | ||
| Q4 24 | 2.0% | 3.6% | ||
| Q3 24 | 5.5% | 3.1% | ||
| Q2 24 | 12.4% | 3.4% |
现金转化率AXSTRA
| Q1 26 | — | 2.66× | ||
| Q4 25 | 0.81× | 1.03× | ||
| Q3 25 | 1.05× | 2.26× | ||
| Q2 25 | 4.43× | 0.97× | ||
| Q1 25 | 0.70× | 2.27× | ||
| Q4 24 | 1.55× | 0.63× | ||
| Q3 24 | 0.63× | 1.86× | ||
| Q2 24 | 2.91× | 0.81× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AX
| Net Interest Income | $306.3M | 78% |
| Noninterest Income | $86.0M | 22% |
STRA
| U.S. Higher Education | $212.6M | 69% |
| Australia/New Zealand | $51.8M | 17% |
| Education Technology Services | $41.5M | 14% |
