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Axos Financial, Inc.（AX）与VERRA MOBILITY Corp（VRRM）财务数据对比。点击上方公司名可切换其他公司
Axos Financial, Inc.的季度营收约是VERRA MOBILITY Corp的1.5倍（$392.2M vs $257.9M），Axos Financial, Inc.净利率更高（31.8% vs 7.3%，领先24.5%），过去两年Axos Financial, Inc.的营收复合增速更高（16.1% vs 10.9%）
Axos Financial是总部位于美国内华达州拉斯维加斯的银行控股公司，旗下拥有直销银行Axos Bank，同时提供注册投资顾问服务及电子交易平台，深耕数字化金融赛道，可为用户提供多元便捷的金融服务解决方案。
Verra Mobility Corp是全球领先的智慧出行技术解决方案提供商，业务涵盖收费管理、停车与交通合规执法、车联网服务及车队管理工具，服务对象包括政府交通部门、租车运营商、商业车队所有者及汽车行业合作伙伴，覆盖北美、欧洲及亚太市场。
AX vs VRRM — 直观对比
营收规模更大
AX
是对方的1.5倍
$257.9M
净利率更高
AX
高出24.5%
7.3%
两年增速更快
AX
近两年复合增速
10.9%
损益表 — Q3 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $392.2M | $257.9M |
| 净利润 | $124.7M | $18.9M |
| 毛利率 | — | — |
| 营业利润率 | — | 16.7% |
| 净利率 | 31.8% | 7.3% |
| 营收同比 | — | 16.4% |
| 净利润同比 | 18.5% | 128.3% |
| 每股收益（稀释后） | $2.15 | $0.12 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXVRRM
| Q1 26 | $392.2M | — | ||
| Q4 25 | $385.1M | $257.9M | ||
| Q3 25 | $323.4M | $261.9M | ||
| Q2 25 | $321.4M | $236.0M | ||
| Q1 25 | $308.8M | $223.3M | ||
| Q4 24 | $307.9M | $221.5M | ||
| Q3 24 | $320.7M | $225.6M | ||
| Q2 24 | $290.9M | $222.4M |
净利润AXVRRM
| Q1 26 | $124.7M | — | ||
| Q4 25 | $128.4M | $18.9M | ||
| Q3 25 | $112.4M | $46.8M | ||
| Q2 25 | $110.7M | $38.6M | ||
| Q1 25 | $105.2M | $32.3M | ||
| Q4 24 | $104.7M | $-66.7M | ||
| Q3 24 | $112.3M | $34.7M | ||
| Q2 24 | $104.9M | $34.2M |
营业利润率AXVRRM
| Q1 26 | — | — | ||
| Q4 25 | 45.6% | 16.7% | ||
| Q3 25 | 46.3% | 28.6% | ||
| Q2 25 | 48.5% | 26.8% | ||
| Q1 25 | 47.9% | 25.7% | ||
| Q4 24 | 48.8% | -19.6% | ||
| Q3 24 | 49.6% | 28.3% | ||
| Q2 24 | 49.6% | 27.5% |
净利率AXVRRM
| Q1 26 | 31.8% | — | ||
| Q4 25 | 33.3% | 7.3% | ||
| Q3 25 | 34.7% | 17.9% | ||
| Q2 25 | 34.4% | 16.3% | ||
| Q1 25 | 34.1% | 14.5% | ||
| Q4 24 | 34.0% | -30.1% | ||
| Q3 24 | 35.0% | 15.4% | ||
| Q2 24 | 36.0% | 15.4% |
每股收益（稀释后）AXVRRM
| Q1 26 | $2.15 | — | ||
| Q4 25 | $2.22 | $0.12 | ||
| Q3 25 | $1.94 | $0.29 | ||
| Q2 25 | $1.89 | $0.24 | ||
| Q1 25 | $1.81 | $0.20 | ||
| Q4 24 | $1.80 | $-0.39 | ||
| Q3 24 | $1.93 | $0.21 | ||
| Q2 24 | $1.75 | $0.20 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $65.3M |
| 总债务越低越好 | — | $1.0B |
| 股东权益账面价值 | $3.1B | $293.0M |
| 总资产 | $29.2B | $1.6B |
| 负债/权益比越低杠杆越低 | — | 3.51× |
8季度趋势，按日历期对齐
现金及短期投资AXVRRM
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | $65.3M | ||
| Q3 25 | $2.6B | $196.1M | ||
| Q2 25 | $1.9B | $147.7M | ||
| Q1 25 | $2.0B | $108.5M | ||
| Q4 24 | $2.4B | $77.6M | ||
| Q3 24 | $2.6B | $206.1M | ||
| Q2 24 | $2.0B | $122.0M |
总债务AXVRRM
| Q1 26 | — | — | ||
| Q4 25 | — | $1.0B | ||
| Q3 25 | — | $1.0B | ||
| Q2 25 | $312.7M | $1.0B | ||
| Q1 25 | $377.4M | $1.0B | ||
| Q4 24 | $358.7M | $1.0B | ||
| Q3 24 | $313.5M | $1.0B | ||
| Q2 24 | $325.7M | $1.0B |
股东权益AXVRRM
| Q1 26 | $3.1B | — | ||
| Q4 25 | $2.9B | $293.0M | ||
| Q3 25 | $2.8B | $403.1M | ||
| Q2 25 | $2.7B | $352.1M | ||
| Q1 25 | $2.6B | $299.6M | ||
| Q4 24 | $2.5B | $265.1M | ||
| Q3 24 | $2.4B | $486.5M | ||
| Q2 24 | $2.3B | $438.6M |
总资产AXVRRM
| Q1 26 | $29.2B | — | ||
| Q4 25 | $28.2B | $1.6B | ||
| Q3 25 | $27.4B | $1.8B | ||
| Q2 25 | $24.8B | $1.7B | ||
| Q1 25 | $24.0B | $1.6B | ||
| Q4 24 | $23.7B | $1.6B | ||
| Q3 24 | $23.6B | $1.9B | ||
| Q2 24 | $22.9B | $1.8B |
负债/权益比AXVRRM
| Q1 26 | — | — | ||
| Q4 25 | — | 3.51× | ||
| Q3 25 | — | 2.55× | ||
| Q2 25 | 0.12× | 2.93× | ||
| Q1 25 | 0.14× | 3.45× | ||
| Q4 24 | 0.14× | 3.90× | ||
| Q3 24 | 0.13× | 2.13× | ||
| Q2 24 | 0.14× | 2.36× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $40.0M |
| 自由现金流经营现金流 - 资本支出 | — | $5.7M |
| 自由现金流率自由现金流/营收 | — | 2.2% |
| 资本支出强度资本支出/营收 | — | 13.3% |
| 现金转化率经营现金流/净利润 | — | 2.12× |
| 过去12个月自由现金流最近4个季度 | — | $136.7M |
8季度趋势，按日历期对齐
经营现金流AXVRRM
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $40.0M | ||
| Q3 25 | $118.4M | $77.7M | ||
| Q2 25 | $490.3M | $75.1M | ||
| Q1 25 | $73.7M | $63.0M | ||
| Q4 24 | $162.5M | $40.5M | ||
| Q3 24 | $70.8M | $108.8M | ||
| Q2 24 | $305.5M | $40.0M |
自由现金流AXVRRM
| Q1 26 | — | — | ||
| Q4 25 | $85.4M | $5.7M | ||
| Q3 25 | $109.3M | $49.0M | ||
| Q2 25 | $436.1M | $40.3M | ||
| Q1 25 | $65.1M | $41.7M | ||
| Q4 24 | $156.4M | $21.6M | ||
| Q3 24 | $53.0M | $85.1M | ||
| Q2 24 | $269.5M | $26.0M |
自由现金流率AXVRRM
| Q1 26 | — | — | ||
| Q4 25 | 22.2% | 2.2% | ||
| Q3 25 | 33.8% | 18.7% | ||
| Q2 25 | 135.7% | 17.1% | ||
| Q1 25 | 21.1% | 18.7% | ||
| Q4 24 | 50.8% | 9.8% | ||
| Q3 24 | 16.5% | 37.7% | ||
| Q2 24 | 92.6% | 11.7% |
资本支出强度AXVRRM
| Q1 26 | — | — | ||
| Q4 25 | 4.9% | 13.3% | ||
| Q3 25 | 2.8% | 11.0% | ||
| Q2 25 | 16.9% | 14.8% | ||
| Q1 25 | 2.8% | 9.5% | ||
| Q4 24 | 2.0% | 8.5% | ||
| Q3 24 | 5.5% | 10.5% | ||
| Q2 24 | 12.4% | 6.3% |
现金转化率AXVRRM
| Q1 26 | — | — | ||
| Q4 25 | 0.81× | 2.12× | ||
| Q3 25 | 1.05× | 1.66× | ||
| Q2 25 | 4.43× | 1.95× | ||
| Q1 25 | 0.70× | 1.95× | ||
| Q4 24 | 1.55× | — | ||
| Q3 24 | 0.63× | 3.13× | ||
| Q2 24 | 2.91× | 1.17× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AX
| Net Interest Income | $306.3M | 78% |
| Noninterest Income | $86.0M | 22% |
VRRM
| Services | $239.5M | 93% |
| CA | $8.4M | 3% |
| GB | $5.7M | 2% |
| Other Customer | $1.6M | 1% |
| Parking Solutions | $1.1M | 0% |
