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Axos Financial, Inc.（AX）与Westrock Coffee Co（WEST）财务数据对比。点击上方公司名可切换其他公司
Axos Financial, Inc.的季度营收约是Westrock Coffee Co的1.2倍（$392.2M vs $339.5M），Axos Financial, Inc.净利率更高（31.8% vs -6.6%，领先38.4%），过去两年Westrock Coffee Co的营收复合增速更高（32.8% vs 16.1%）
Axos Financial是总部位于美国内华达州拉斯维加斯的银行控股公司，旗下拥有直销银行Axos Bank，同时提供注册投资顾问服务及电子交易平台，深耕数字化金融赛道，可为用户提供多元便捷的金融服务解决方案。
Westrock Coffee Co是一家全球化综合咖啡及饮品解决方案供应商，业务覆盖咖啡、茶与功能性饮品的采购、烘焙、生产及分销，为北美及全球其他区域的零售、餐饮和商业客户提供定制化产品及配套服务。
AX vs WEST — 直观对比
营收规模更大
AX
是对方的1.2倍
$339.5M
净利率更高
AX
高出38.4%
-6.6%
两年增速更快
WEST
近两年复合增速
16.1%
损益表 — Q3 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $392.2M | $339.5M |
| 净利润 | $124.7M | $-22.6M |
| 毛利率 | — | 11.5% |
| 营业利润率 | — | -2.6% |
| 净利率 | 31.8% | -6.6% |
| 营收同比 | — | 48.3% |
| 净利润同比 | 18.5% | 8.3% |
| 每股收益（稀释后） | $2.15 | $-0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXWEST
| Q1 26 | $392.2M | — | ||
| Q4 25 | $385.1M | $339.5M | ||
| Q3 25 | $323.4M | $354.8M | ||
| Q2 25 | $321.4M | $280.9M | ||
| Q1 25 | $308.8M | $213.8M | ||
| Q4 24 | $307.9M | $229.0M | ||
| Q3 24 | $320.7M | $220.9M | ||
| Q2 24 | $290.9M | $208.4M |
净利润AXWEST
| Q1 26 | $124.7M | — | ||
| Q4 25 | $128.4M | $-22.6M | ||
| Q3 25 | $112.4M | $-19.1M | ||
| Q2 25 | $110.7M | $-21.6M | ||
| Q1 25 | $105.2M | $-27.2M | ||
| Q4 24 | $104.7M | $-24.6M | ||
| Q3 24 | $112.3M | $-14.3M | ||
| Q2 24 | $104.9M | $-17.8M |
毛利率AXWEST
| Q1 26 | — | — | ||
| Q4 25 | — | 11.5% | ||
| Q3 25 | — | 11.7% | ||
| Q2 25 | — | 14.7% | ||
| Q1 25 | — | 13.6% | ||
| Q4 24 | — | 16.6% | ||
| Q3 24 | — | 16.8% | ||
| Q2 24 | — | 19.9% |
营业利润率AXWEST
| Q1 26 | — | — | ||
| Q4 25 | 45.6% | -2.6% | ||
| Q3 25 | 46.3% | -2.4% | ||
| Q2 25 | 48.5% | -5.3% | ||
| Q1 25 | 47.9% | -6.1% | ||
| Q4 24 | 48.8% | -4.3% | ||
| Q3 24 | 49.6% | -5.8% | ||
| Q2 24 | 49.6% | -7.9% |
净利率AXWEST
| Q1 26 | 31.8% | — | ||
| Q4 25 | 33.3% | -6.6% | ||
| Q3 25 | 34.7% | -5.4% | ||
| Q2 25 | 34.4% | -7.7% | ||
| Q1 25 | 34.1% | -12.7% | ||
| Q4 24 | 34.0% | -10.7% | ||
| Q3 24 | 35.0% | -6.5% | ||
| Q2 24 | 36.0% | -8.5% |
每股收益（稀释后）AXWEST
| Q1 26 | $2.15 | — | ||
| Q4 25 | $2.22 | $-0.22 | ||
| Q3 25 | $1.94 | $-0.20 | ||
| Q2 25 | $1.89 | $-0.23 | ||
| Q1 25 | $1.81 | $-0.29 | ||
| Q4 24 | $1.80 | $-0.26 | ||
| Q3 24 | $1.93 | $-0.16 | ||
| Q2 24 | $1.75 | $-0.20 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $49.9M |
| 总债务越低越好 | — | $444.1M |
| 股东权益账面价值 | $3.1B | $-1.9M |
| 总资产 | $29.2B | $1.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AXWEST
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | $49.9M | ||
| Q3 25 | $2.6B | $34.0M | ||
| Q2 25 | $1.9B | $44.0M | ||
| Q1 25 | $2.0B | $33.1M | ||
| Q4 24 | $2.4B | $26.2M | ||
| Q3 24 | $2.6B | $22.4M | ||
| Q2 24 | $2.0B | $24.3M |
总债务AXWEST
| Q1 26 | — | — | ||
| Q4 25 | — | $444.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | $312.7M | — | ||
| Q1 25 | $377.4M | — | ||
| Q4 24 | $358.7M | $393.1M | ||
| Q3 24 | $313.5M | — | ||
| Q2 24 | $325.7M | — |
股东权益AXWEST
| Q1 26 | $3.1B | — | ||
| Q4 25 | $2.9B | $-1.9M | ||
| Q3 25 | $2.8B | $11.4M | ||
| Q2 25 | $2.7B | $18.2M | ||
| Q1 25 | $2.6B | $71.4M | ||
| Q4 24 | $2.5B | $97.5M | ||
| Q3 24 | $2.4B | $110.3M | ||
| Q2 24 | $2.3B | $81.5M |
总资产AXWEST
| Q1 26 | $29.2B | — | ||
| Q4 25 | $28.2B | $1.2B | ||
| Q3 25 | $27.4B | $1.2B | ||
| Q2 25 | $24.8B | $1.2B | ||
| Q1 25 | $24.0B | $1.1B | ||
| Q4 24 | $23.7B | $1.1B | ||
| Q3 24 | $23.6B | $1.1B | ||
| Q2 24 | $22.9B | $1.1B |
负债/权益比AXWEST
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.14× | 4.03× | ||
| Q3 24 | 0.13× | — | ||
| Q2 24 | 0.14× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $36.7M |
| 自由现金流经营现金流 - 资本支出 | — | $27.8M |
| 自由现金流率自由现金流/营收 | — | 8.2% |
| 资本支出强度资本支出/营收 | — | 2.6% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-107.8M |
8季度趋势，按日历期对齐
经营现金流AXWEST
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $36.7M | ||
| Q3 25 | $118.4M | $-26.6M | ||
| Q2 25 | $490.3M | $-7.0M | ||
| Q1 25 | $73.7M | $-22.1M | ||
| Q4 24 | $162.5M | $2.8M | ||
| Q3 24 | $70.8M | $-332.0K | ||
| Q2 24 | $305.5M | $-23.7M |
自由现金流AXWEST
| Q1 26 | — | — | ||
| Q4 25 | $85.4M | $27.8M | ||
| Q3 25 | $109.3M | $-44.7M | ||
| Q2 25 | $436.1M | $-27.5M | ||
| Q1 25 | $65.1M | $-63.4M | ||
| Q4 24 | $156.4M | $-15.4M | ||
| Q3 24 | $53.0M | $-36.7M | ||
| Q2 24 | $269.5M | $-59.9M |
自由现金流率AXWEST
| Q1 26 | — | — | ||
| Q4 25 | 22.2% | 8.2% | ||
| Q3 25 | 33.8% | -12.6% | ||
| Q2 25 | 135.7% | -9.8% | ||
| Q1 25 | 21.1% | -29.7% | ||
| Q4 24 | 50.8% | -6.7% | ||
| Q3 24 | 16.5% | -16.6% | ||
| Q2 24 | 92.6% | -28.7% |
资本支出强度AXWEST
| Q1 26 | — | — | ||
| Q4 25 | 4.9% | 2.6% | ||
| Q3 25 | 2.8% | 5.1% | ||
| Q2 25 | 16.9% | 7.3% | ||
| Q1 25 | 2.8% | 19.3% | ||
| Q4 24 | 2.0% | 7.9% | ||
| Q3 24 | 5.5% | 16.5% | ||
| Q2 24 | 12.4% | 17.4% |
现金转化率AXWEST
| Q1 26 | — | — | ||
| Q4 25 | 0.81× | — | ||
| Q3 25 | 1.05× | — | ||
| Q2 25 | 4.43× | — | ||
| Q1 25 | 0.70× | — | ||
| Q4 24 | 1.55× | — | ||
| Q3 24 | 0.63× | — | ||
| Q2 24 | 2.91× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AX
| Net Interest Income | $306.3M | 78% |
| Noninterest Income | $86.0M | 22% |
WEST
| Coffee And Tea | $202.6M | 60% |
| Flavors Extracts And Ingredients | $69.6M | 21% |
| Sustainable Sourcing And Traceability Segments | $66.9M | 20% |
