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BCB BANCORP INC（BCBP）与HomeTrust Bancshares, Inc.（HTB）财务数据对比。点击上方公司名可切换其他公司
HomeTrust Bancshares, Inc.的季度营收约是BCB BANCORP INC的1.8倍（$44.2M vs $24.2M）。BCB BANCORP INC同比增速更快（9.1% vs 1.7%）。BCB BANCORP INC自由现金流更多（$11.5M vs $-3.2M）。过去两年HomeTrust Bancshares, Inc.的营收复合增速更高（3.6% vs 2.3%）
HomeTrust Bancshares, Inc.是总部位于美国北卡罗来纳州阿什维尔的银行控股公司，总资产达43亿美元，在北卡、南卡、佐治亚和田纳西州共设有33家网点，旗下拥有HomeTrust银行、Tryon联邦银行等七家社区银行。
BCBP vs HTB — 直观对比
营收规模更大
HTB
是对方的1.8倍
$24.2M
营收增速更快
BCBP
高出7.4%
1.7%
自由现金流更多
BCBP
多$14.7M
$-3.2M
两年增速更快
HTB
近两年复合增速
2.3%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $24.2M | $44.2M |
| 净利润 | $-12.0M | — |
| 毛利率 | — | — |
| 营业利润率 | -71.9% | 44.9% |
| 净利率 | -49.7% | — |
| 营收同比 | 9.1% | 1.7% |
| 净利润同比 | -467.6% | — |
| 每股收益（稀释后） | $-0.73 | $0.93 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BCBPHTB
| Q4 25 | $24.2M | $44.2M | ||
| Q3 25 | $23.7M | $45.4M | ||
| Q2 25 | $23.1M | $44.2M | ||
| Q1 25 | $22.0M | $42.9M | ||
| Q4 24 | $22.2M | $43.5M | ||
| Q3 24 | $23.0M | $42.4M | ||
| Q2 24 | $23.6M | $42.4M | ||
| Q1 24 | $23.1M | $41.2M |
净利润BCBPHTB
| Q4 25 | $-12.0M | — | ||
| Q3 25 | $4.3M | $16.5M | ||
| Q2 25 | $3.6M | $17.2M | ||
| Q1 25 | $-8.3M | $14.5M | ||
| Q4 24 | $3.3M | — | ||
| Q3 24 | $6.7M | $13.1M | ||
| Q2 24 | $2.8M | $12.4M | ||
| Q1 24 | $5.9M | $15.1M |
营业利润率BCBPHTB
| Q4 25 | -71.9% | 44.9% | ||
| Q3 25 | 24.5% | 46.0% | ||
| Q2 25 | 21.7% | 49.4% | ||
| Q1 25 | -53.2% | 43.0% | ||
| Q4 24 | 20.8% | 42.1% | ||
| Q3 24 | 40.6% | 39.7% | ||
| Q2 24 | 16.8% | 37.2% | ||
| Q1 24 | 36.0% | 46.1% |
净利率BCBPHTB
| Q4 25 | -49.7% | — | ||
| Q3 25 | 18.0% | 36.3% | ||
| Q2 25 | 15.4% | 38.9% | ||
| Q1 25 | -37.8% | 33.9% | ||
| Q4 24 | 14.7% | — | ||
| Q3 24 | 28.9% | 31.0% | ||
| Q2 24 | 11.9% | 29.3% | ||
| Q1 24 | 25.3% | 36.5% |
每股收益（稀释后）BCBPHTB
| Q4 25 | $-0.73 | $0.93 | ||
| Q3 25 | $0.22 | $0.95 | ||
| Q2 25 | $0.18 | $1.00 | ||
| Q1 25 | $-0.51 | $0.84 | ||
| Q4 24 | $0.17 | $0.83 | ||
| Q3 24 | $0.36 | $0.76 | ||
| Q2 24 | $0.14 | $0.73 | ||
| Q1 24 | $0.32 | $0.88 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $324.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $304.3M | $600.7M |
| 总资产 | $3.3B | $4.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BCBPHTB
| Q4 25 | — | $324.7M | ||
| Q3 25 | — | $315.8M | ||
| Q2 25 | — | $297.2M | ||
| Q1 25 | — | $299.8M | ||
| Q4 24 | — | $279.2M | ||
| Q3 24 | — | $293.5M | ||
| Q2 24 | — | $294.2M | ||
| Q1 24 | — | $380.5M |
股东权益BCBPHTB
| Q4 25 | $304.3M | $600.7M | ||
| Q3 25 | $318.5M | $595.8M | ||
| Q2 25 | $315.7M | $579.3M | ||
| Q1 25 | $314.7M | $565.4M | ||
| Q4 24 | $323.9M | $551.8M | ||
| Q3 24 | $328.1M | $540.0M | ||
| Q2 24 | $320.7M | $523.6M | ||
| Q1 24 | $320.1M | $513.2M |
总资产BCBPHTB
| Q4 25 | $3.3B | $4.5B | ||
| Q3 25 | $3.4B | $4.6B | ||
| Q2 25 | $3.4B | $4.6B | ||
| Q1 25 | $3.5B | $4.6B | ||
| Q4 24 | $3.6B | $4.6B | ||
| Q3 24 | $3.6B | $4.6B | ||
| Q2 24 | $3.8B | $4.7B | ||
| Q1 24 | $3.8B | $4.7B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $11.8M | $-2.1M |
| 自由现金流经营现金流 - 资本支出 | $11.5M | $-3.2M |
| 自由现金流率自由现金流/营收 | 47.6% | -7.1% |
| 资本支出强度资本支出/营收 | 1.3% | 2.4% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $34.9M | $45.3M |
8季度趋势，按日历期对齐
经营现金流BCBPHTB
| Q4 25 | $11.8M | $-2.1M | ||
| Q3 25 | $8.7M | $-11.3M | ||
| Q2 25 | $10.3M | $-8.8M | ||
| Q1 25 | $5.0M | $71.7M | ||
| Q4 24 | $7.8M | $4.8M | ||
| Q3 24 | $43.5M | $43.8M | ||
| Q2 24 | $8.1M | $5.9M | ||
| Q1 24 | $8.3M | $-9.0M |
自由现金流BCBPHTB
| Q4 25 | $11.5M | $-3.2M | ||
| Q3 25 | $8.5M | $-12.0M | ||
| Q2 25 | $10.2M | $-10.2M | ||
| Q1 25 | $4.7M | $70.7M | ||
| Q4 24 | $6.8M | $3.2M | ||
| Q3 24 | $43.4M | $43.1M | ||
| Q2 24 | $8.1M | $5.7M | ||
| Q1 24 | $8.1M | $-9.6M |
自由现金流率BCBPHTB
| Q4 25 | 47.6% | -7.1% | ||
| Q3 25 | 35.7% | -26.5% | ||
| Q2 25 | 44.1% | -23.0% | ||
| Q1 25 | 21.4% | 164.7% | ||
| Q4 24 | 30.8% | 7.4% | ||
| Q3 24 | 188.5% | 101.7% | ||
| Q2 24 | 34.2% | 13.4% | ||
| Q1 24 | 35.2% | -23.3% |
资本支出强度BCBPHTB
| Q4 25 | 1.3% | 2.4% | ||
| Q3 25 | 1.2% | 1.7% | ||
| Q2 25 | 0.7% | 3.0% | ||
| Q1 25 | 1.3% | 2.4% | ||
| Q4 24 | 4.3% | 3.6% | ||
| Q3 24 | 0.4% | 1.6% | ||
| Q2 24 | 0.2% | 0.6% | ||
| Q1 24 | 0.6% | 1.4% |
现金转化率BCBPHTB
| Q4 25 | — | — | ||
| Q3 25 | 2.05× | -0.68× | ||
| Q2 25 | 2.90× | -0.51× | ||
| Q1 25 | — | 4.93× | ||
| Q4 24 | 2.38× | — | ||
| Q3 24 | 6.53× | 3.34× | ||
| Q2 24 | 2.88× | 0.48× | ||
| Q1 24 | 1.41× | -0.60× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
