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BV Financial, Inc.（BVFL）与Catalyst Bancorp, Inc.（CLST）财务数据对比。点击上方公司名可切换其他公司
BV Financial, Inc.的季度营收约是Catalyst Bancorp, Inc.的3.9倍（$9.8M vs $2.5M）。BV Financial, Inc.净利率更高（49.3% vs 18.2%，领先31.1%）。BV Financial, Inc.同比增速更快（8.2% vs 1.4%）。BV Financial, Inc.自由现金流更多（$3.3M vs $794.0K）。过去两年BV Financial, Inc.的营收复合增速更高（10.7% vs 9.4%）
Virtu Financial是一家美国高频交易公司，于2015年在纳斯达克完成上市，是全球知名的高频交易领域金融服务企业。
Catalyst Bancorp, Inc.是一家总部位于美国的金融控股公司，旗下运营多家社区银行，面向个人消费者与中小企业客户提供储蓄账户、各类贷款、财富管理等多元金融服务，业务覆盖美国多个区域本土市场。
BVFL vs CLST — 直观对比
营收规模更大
BVFL
是对方的3.9倍
$2.5M
营收增速更快
BVFL
高出6.8%
1.4%
净利率更高
BVFL
高出31.1%
18.2%
自由现金流更多
BVFL
多$2.5M
$794.0K
两年增速更快
BVFL
近两年复合增速
9.4%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $9.8M | $2.5M |
| 净利润 | $4.8M | $456.0K |
| 毛利率 | — | — |
| 营业利润率 | 72.4% | 22.0% |
| 净利率 | 49.3% | 18.2% |
| 营收同比 | 8.2% | 1.4% |
| 净利润同比 | 146.2% | -27.2% |
| 每股收益（稀释后） | $0.52 | $0.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BVFLCLST
| Q4 25 | $9.8M | $2.5M | ||
| Q3 25 | $9.3M | $2.5M | ||
| Q2 25 | $9.2M | $2.5M | ||
| Q1 25 | $8.6M | $2.4M | ||
| Q4 24 | $9.0M | $2.5M | ||
| Q3 24 | $9.3M | $2.5M | ||
| Q2 24 | $8.9M | $2.4M | ||
| Q1 24 | $8.0M | $2.1M |
净利润BVFLCLST
| Q4 25 | $4.8M | $456.0K | ||
| Q3 25 | $3.7M | $489.0K | ||
| Q2 25 | $2.9M | $521.0K | ||
| Q1 25 | $2.1M | $586.0K | ||
| Q4 24 | $2.0M | $626.0K | ||
| Q3 24 | $3.8M | $447.0K | ||
| Q2 24 | $3.4M | $527.0K | ||
| Q1 24 | $2.6M | $-4.7M |
营业利润率BVFLCLST
| Q4 25 | 72.4% | 22.0% | ||
| Q3 25 | 55.3% | 24.4% | ||
| Q2 25 | 43.0% | 25.7% | ||
| Q1 25 | 31.2% | 30.4% | ||
| Q4 24 | 31.6% | 31.2% | ||
| Q3 24 | 56.3% | 21.9% | ||
| Q2 24 | 53.0% | 26.4% | ||
| Q1 24 | 45.2% | -284.6% |
净利率BVFLCLST
| Q4 25 | 49.3% | 18.2% | ||
| Q3 25 | 39.9% | 20.0% | ||
| Q2 25 | 31.2% | 21.1% | ||
| Q1 25 | 24.3% | 24.8% | ||
| Q4 24 | 21.7% | 25.3% | ||
| Q3 24 | 40.8% | 17.7% | ||
| Q2 24 | 38.2% | 21.5% | ||
| Q1 24 | 32.3% | -224.0% |
每股收益（稀释后）BVFLCLST
| Q4 25 | $0.52 | $0.13 | ||
| Q3 25 | $0.41 | $0.13 | ||
| Q2 25 | $0.29 | $0.14 | ||
| Q1 25 | $0.21 | $0.16 | ||
| Q4 24 | $0.18 | $0.13 | ||
| Q3 24 | $0.35 | $0.11 | ||
| Q2 24 | $0.32 | $0.13 | ||
| Q1 24 | $0.24 | $-1.15 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $55.7M | $25.2M |
| 总债务越低越好 | $35.0M | $14.7M |
| 股东权益账面价值 | $183.8M | $81.7M |
| 总资产 | $912.2M | $282.9M |
| 负债/权益比越低杠杆越低 | 0.19× | 0.18× |
8季度趋势，按日历期对齐
现金及短期投资BVFLCLST
| Q4 25 | $55.7M | $25.2M | ||
| Q3 25 | $63.5M | $37.3M | ||
| Q2 25 | $56.3M | $40.1M | ||
| Q1 25 | $70.8M | $40.3M | ||
| Q4 24 | $70.5M | $44.3M | ||
| Q3 24 | $94.1M | $45.8M | ||
| Q2 24 | $90.6M | $75.5M | ||
| Q1 24 | $78.8M | $76.0M |
总债务BVFLCLST
| Q4 25 | $35.0M | $14.7M | ||
| Q3 25 | $35.0M | $14.7M | ||
| Q2 25 | $35.0M | — | ||
| Q1 25 | $49.9M | — | ||
| Q4 24 | $49.9M | $9.6M | ||
| Q3 24 | $34.8M | $29.5M | ||
| Q2 24 | $34.8M | $30.3M | ||
| Q1 24 | $34.8M | $29.4M |
股东权益BVFLCLST
| Q4 25 | $183.8M | $81.7M | ||
| Q3 25 | $190.2M | $81.6M | ||
| Q2 25 | $198.0M | $80.8M | ||
| Q1 25 | $198.1M | $80.6M | ||
| Q4 24 | $195.5M | $80.2M | ||
| Q3 24 | $209.7M | $81.7M | ||
| Q2 24 | $205.5M | $81.0M | ||
| Q1 24 | $201.8M | $81.3M |
总资产BVFLCLST
| Q4 25 | $912.2M | $282.9M | ||
| Q3 25 | $909.4M | $283.8M | ||
| Q2 25 | $908.3M | $273.8M | ||
| Q1 25 | $921.9M | $271.6M | ||
| Q4 24 | $911.8M | $276.7M | ||
| Q3 24 | $892.7M | $280.6M | ||
| Q2 24 | $897.2M | $295.3M | ||
| Q1 24 | $892.5M | $282.0M |
负债/权益比BVFLCLST
| Q4 25 | 0.19× | 0.18× | ||
| Q3 25 | 0.18× | 0.18× | ||
| Q2 25 | 0.18× | — | ||
| Q1 25 | 0.25× | — | ||
| Q4 24 | 0.26× | 0.12× | ||
| Q3 24 | 0.17× | 0.36× | ||
| Q2 24 | 0.17× | 0.37× | ||
| Q1 24 | 0.17× | 0.36× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.4M | $797.0K |
| 自由现金流经营现金流 - 资本支出 | $3.3M | $794.0K |
| 自由现金流率自由现金流/营收 | 33.9% | 31.7% |
| 资本支出强度资本支出/营收 | 1.4% | 0.1% |
| 现金转化率经营现金流/净利润 | 0.72× | 1.75× |
| 过去12个月自由现金流最近4个季度 | $18.5M | $3.1M |
8季度趋势，按日历期对齐
经营现金流BVFLCLST
| Q4 25 | $3.4M | $797.0K | ||
| Q3 25 | $8.4M | $912.0K | ||
| Q2 25 | $2.7M | $1.2M | ||
| Q1 25 | $4.4M | $427.0K | ||
| Q4 24 | $3.9M | $636.0K | ||
| Q3 24 | $6.1M | $896.0K | ||
| Q2 24 | $1.5M | $1.4M | ||
| Q1 24 | $4.6M | $247.0K |
自由现金流BVFLCLST
| Q4 25 | $3.3M | $794.0K | ||
| Q3 25 | $8.4M | $827.0K | ||
| Q2 25 | $2.6M | $1.1M | ||
| Q1 25 | $4.2M | $361.0K | ||
| Q4 24 | $3.9M | $581.0K | ||
| Q3 24 | $6.0M | $771.0K | ||
| Q2 24 | $1.4M | $1.2M | ||
| Q1 24 | $4.1M | $223.0K |
自由现金流率BVFLCLST
| Q4 25 | 33.9% | 31.7% | ||
| Q3 25 | 90.1% | 33.8% | ||
| Q2 25 | 28.1% | 45.3% | ||
| Q1 25 | 48.8% | 15.3% | ||
| Q4 24 | 43.5% | 23.5% | ||
| Q3 24 | 64.0% | 30.5% | ||
| Q2 24 | 16.2% | 47.7% | ||
| Q1 24 | 51.9% | 10.7% |
资本支出强度BVFLCLST
| Q4 25 | 1.4% | 0.1% | ||
| Q3 25 | 0.1% | 3.5% | ||
| Q2 25 | 1.5% | 1.4% | ||
| Q1 25 | 2.5% | 2.8% | ||
| Q4 24 | 0.2% | 2.2% | ||
| Q3 24 | 1.1% | 4.9% | ||
| Q2 24 | 0.6% | 9.2% | ||
| Q1 24 | 5.5% | 1.1% |
现金转化率BVFLCLST
| Q4 25 | 0.72× | 1.75× | ||
| Q3 25 | 2.26× | 1.87× | ||
| Q2 25 | 0.95× | 2.21× | ||
| Q1 25 | 2.11× | 0.73× | ||
| Q4 24 | 2.01× | 1.02× | ||
| Q3 24 | 1.60× | 2.00× | ||
| Q2 24 | 0.44× | 2.64× | ||
| Q1 24 | 1.77× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
