vs
BV Financial, Inc.（BVFL）与HomeTrust Bancshares, Inc.（HTB）财务数据对比。点击上方公司名可切换其他公司
HomeTrust Bancshares, Inc.的季度营收约是BV Financial, Inc.的4.5倍（$44.2M vs $9.8M）。BV Financial, Inc.同比增速更快（8.2% vs 1.7%）。BV Financial, Inc.自由现金流更多（$3.3M vs $-3.2M）。过去两年BV Financial, Inc.的营收复合增速更高（10.7% vs 3.6%）
Virtu Financial是一家美国高频交易公司，于2015年在纳斯达克完成上市，是全球知名的高频交易领域金融服务企业。
HomeTrust Bancshares, Inc.是总部位于美国北卡罗来纳州阿什维尔的银行控股公司，总资产达43亿美元，在北卡、南卡、佐治亚和田纳西州共设有33家网点，旗下拥有HomeTrust银行、Tryon联邦银行等七家社区银行。
BVFL vs HTB — 直观对比
营收规模更大
HTB
是对方的4.5倍
$9.8M
营收增速更快
BVFL
高出6.5%
1.7%
自由现金流更多
BVFL
多$6.5M
$-3.2M
两年增速更快
BVFL
近两年复合增速
3.6%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $9.8M | $44.2M |
| 净利润 | $4.8M | — |
| 毛利率 | — | — |
| 营业利润率 | 72.4% | 44.9% |
| 净利率 | 49.3% | — |
| 营收同比 | 8.2% | 1.7% |
| 净利润同比 | 146.2% | — |
| 每股收益（稀释后） | $0.52 | $0.93 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BVFLHTB
| Q4 25 | $9.8M | $44.2M | ||
| Q3 25 | $9.3M | $45.4M | ||
| Q2 25 | $9.2M | $44.2M | ||
| Q1 25 | $8.6M | $42.9M | ||
| Q4 24 | $9.0M | $43.5M | ||
| Q3 24 | $9.3M | $42.4M | ||
| Q2 24 | $8.9M | $42.4M | ||
| Q1 24 | $8.0M | $41.2M |
净利润BVFLHTB
| Q4 25 | $4.8M | — | ||
| Q3 25 | $3.7M | $16.5M | ||
| Q2 25 | $2.9M | $17.2M | ||
| Q1 25 | $2.1M | $14.5M | ||
| Q4 24 | $2.0M | — | ||
| Q3 24 | $3.8M | $13.1M | ||
| Q2 24 | $3.4M | $12.4M | ||
| Q1 24 | $2.6M | $15.1M |
营业利润率BVFLHTB
| Q4 25 | 72.4% | 44.9% | ||
| Q3 25 | 55.3% | 46.0% | ||
| Q2 25 | 43.0% | 49.4% | ||
| Q1 25 | 31.2% | 43.0% | ||
| Q4 24 | 31.6% | 42.1% | ||
| Q3 24 | 56.3% | 39.7% | ||
| Q2 24 | 53.0% | 37.2% | ||
| Q1 24 | 45.2% | 46.1% |
净利率BVFLHTB
| Q4 25 | 49.3% | — | ||
| Q3 25 | 39.9% | 36.3% | ||
| Q2 25 | 31.2% | 38.9% | ||
| Q1 25 | 24.3% | 33.9% | ||
| Q4 24 | 21.7% | — | ||
| Q3 24 | 40.8% | 31.0% | ||
| Q2 24 | 38.2% | 29.3% | ||
| Q1 24 | 32.3% | 36.5% |
每股收益（稀释后）BVFLHTB
| Q4 25 | $0.52 | $0.93 | ||
| Q3 25 | $0.41 | $0.95 | ||
| Q2 25 | $0.29 | $1.00 | ||
| Q1 25 | $0.21 | $0.84 | ||
| Q4 24 | $0.18 | $0.83 | ||
| Q3 24 | $0.35 | $0.76 | ||
| Q2 24 | $0.32 | $0.73 | ||
| Q1 24 | $0.24 | $0.88 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $55.7M | $324.7M |
| 总债务越低越好 | $35.0M | — |
| 股东权益账面价值 | $183.8M | $600.7M |
| 总资产 | $912.2M | $4.5B |
| 负债/权益比越低杠杆越低 | 0.19× | — |
8季度趋势，按日历期对齐
现金及短期投资BVFLHTB
| Q4 25 | $55.7M | $324.7M | ||
| Q3 25 | $63.5M | $315.8M | ||
| Q2 25 | $56.3M | $297.2M | ||
| Q1 25 | $70.8M | $299.8M | ||
| Q4 24 | $70.5M | $279.2M | ||
| Q3 24 | $94.1M | $293.5M | ||
| Q2 24 | $90.6M | $294.2M | ||
| Q1 24 | $78.8M | $380.5M |
总债务BVFLHTB
| Q4 25 | $35.0M | — | ||
| Q3 25 | $35.0M | — | ||
| Q2 25 | $35.0M | — | ||
| Q1 25 | $49.9M | — | ||
| Q4 24 | $49.9M | — | ||
| Q3 24 | $34.8M | — | ||
| Q2 24 | $34.8M | — | ||
| Q1 24 | $34.8M | — |
股东权益BVFLHTB
| Q4 25 | $183.8M | $600.7M | ||
| Q3 25 | $190.2M | $595.8M | ||
| Q2 25 | $198.0M | $579.3M | ||
| Q1 25 | $198.1M | $565.4M | ||
| Q4 24 | $195.5M | $551.8M | ||
| Q3 24 | $209.7M | $540.0M | ||
| Q2 24 | $205.5M | $523.6M | ||
| Q1 24 | $201.8M | $513.2M |
总资产BVFLHTB
| Q4 25 | $912.2M | $4.5B | ||
| Q3 25 | $909.4M | $4.6B | ||
| Q2 25 | $908.3M | $4.6B | ||
| Q1 25 | $921.9M | $4.6B | ||
| Q4 24 | $911.8M | $4.6B | ||
| Q3 24 | $892.7M | $4.6B | ||
| Q2 24 | $897.2M | $4.7B | ||
| Q1 24 | $892.5M | $4.7B |
负债/权益比BVFLHTB
| Q4 25 | 0.19× | — | ||
| Q3 25 | 0.18× | — | ||
| Q2 25 | 0.18× | — | ||
| Q1 25 | 0.25× | — | ||
| Q4 24 | 0.26× | — | ||
| Q3 24 | 0.17× | — | ||
| Q2 24 | 0.17× | — | ||
| Q1 24 | 0.17× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.4M | $-2.1M |
| 自由现金流经营现金流 - 资本支出 | $3.3M | $-3.2M |
| 自由现金流率自由现金流/营收 | 33.9% | -7.1% |
| 资本支出强度资本支出/营收 | 1.4% | 2.4% |
| 现金转化率经营现金流/净利润 | 0.72× | — |
| 过去12个月自由现金流最近4个季度 | $18.5M | $45.3M |
8季度趋势，按日历期对齐
经营现金流BVFLHTB
| Q4 25 | $3.4M | $-2.1M | ||
| Q3 25 | $8.4M | $-11.3M | ||
| Q2 25 | $2.7M | $-8.8M | ||
| Q1 25 | $4.4M | $71.7M | ||
| Q4 24 | $3.9M | $4.8M | ||
| Q3 24 | $6.1M | $43.8M | ||
| Q2 24 | $1.5M | $5.9M | ||
| Q1 24 | $4.6M | $-9.0M |
自由现金流BVFLHTB
| Q4 25 | $3.3M | $-3.2M | ||
| Q3 25 | $8.4M | $-12.0M | ||
| Q2 25 | $2.6M | $-10.2M | ||
| Q1 25 | $4.2M | $70.7M | ||
| Q4 24 | $3.9M | $3.2M | ||
| Q3 24 | $6.0M | $43.1M | ||
| Q2 24 | $1.4M | $5.7M | ||
| Q1 24 | $4.1M | $-9.6M |
自由现金流率BVFLHTB
| Q4 25 | 33.9% | -7.1% | ||
| Q3 25 | 90.1% | -26.5% | ||
| Q2 25 | 28.1% | -23.0% | ||
| Q1 25 | 48.8% | 164.7% | ||
| Q4 24 | 43.5% | 7.4% | ||
| Q3 24 | 64.0% | 101.7% | ||
| Q2 24 | 16.2% | 13.4% | ||
| Q1 24 | 51.9% | -23.3% |
资本支出强度BVFLHTB
| Q4 25 | 1.4% | 2.4% | ||
| Q3 25 | 0.1% | 1.7% | ||
| Q2 25 | 1.5% | 3.0% | ||
| Q1 25 | 2.5% | 2.4% | ||
| Q4 24 | 0.2% | 3.6% | ||
| Q3 24 | 1.1% | 1.6% | ||
| Q2 24 | 0.6% | 0.6% | ||
| Q1 24 | 5.5% | 1.4% |
现金转化率BVFLHTB
| Q4 25 | 0.72× | — | ||
| Q3 25 | 2.26× | -0.68× | ||
| Q2 25 | 0.95× | -0.51× | ||
| Q1 25 | 2.11× | 4.93× | ||
| Q4 24 | 2.01× | — | ||
| Q3 24 | 1.60× | 3.34× | ||
| Q2 24 | 0.44× | 0.48× | ||
| Q1 24 | 1.77× | -0.60× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
