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CNO Financial Group, Inc.（CNO）与Liberty Energy Inc.（LBRT）财务数据对比。点击上方公司名可切换其他公司
CNO Financial Group, Inc.的季度营收约是Liberty Energy Inc.的1.1倍（$1.1B vs $1.0B），CNO Financial Group, Inc.净利率更高（8.8% vs 2.2%，领先6.6%），Liberty Energy Inc.同比增速更快（4.5% vs 4.2%），过去两年CNO Financial Group, Inc.的营收复合增速更高（-0.6% vs -6.2%）
CNO金融集团是总部位于美国印第安纳州卡梅尔的金融服务控股公司，前身为康塞科公司。集团旗下保险子公司为美国超400万客户提供人寿保险、年金和补充健康保险产品，通过独立代理人、专属代理人，以及电视广告、直邮等直销触达用户。
Liberty Energy Inc.是北美领先的能源服务供应商，专注为油气运营企业提供水力压裂及完井解决方案，服务覆盖美国主要页岩产区，供应低排放作业设备及定制化支持，帮助提升油气井生产效率。
CNO vs LBRT — 直观对比
营收规模更大
CNO
是对方的1.1倍
$1.0B
营收增速更快
LBRT
高出0.3%
4.2%
净利率更高
CNO
高出6.6%
2.2%
两年增速更快
CNO
近两年复合增速
-6.2%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.1B | $1.0B |
| 净利润 | $100.7M | $22.6M |
| 毛利率 | — | — |
| 营业利润率 | 15.2% | 2.2% |
| 净利率 | 8.8% | 2.2% |
| 营收同比 | 4.2% | 4.5% |
| 净利润同比 | -39.4% | 64.8% |
| 每股收益（稀释后） | $1.02 | $0.14 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CNOLBRT
| Q1 26 | — | $1.0B | ||
| Q4 25 | $1.1B | $1.0B | ||
| Q3 25 | $1.2B | $947.4M | ||
| Q2 25 | $1.2B | $1.0B | ||
| Q1 25 | $1.0B | $977.5M | ||
| Q4 24 | $1.1B | $943.6M | ||
| Q3 24 | $1.1B | $1.1B | ||
| Q2 24 | $1.1B | $1.2B |
净利润CNOLBRT
| Q1 26 | — | $22.6M | ||
| Q4 25 | $100.7M | $13.7M | ||
| Q3 25 | $23.1M | $43.1M | ||
| Q2 25 | $91.8M | $71.0M | ||
| Q1 25 | $13.7M | $20.1M | ||
| Q4 24 | $166.1M | $51.9M | ||
| Q3 24 | $9.3M | $73.8M | ||
| Q2 24 | $116.3M | $108.4M |
毛利率CNOLBRT
| Q1 26 | — | — | ||
| Q4 25 | — | 20.6% | ||
| Q3 25 | — | 18.7% | ||
| Q2 25 | — | 22.1% | ||
| Q1 25 | — | 22.1% | ||
| Q4 24 | — | 21.4% | ||
| Q3 24 | — | 26.2% | ||
| Q2 24 | — | 27.9% |
营业利润率CNOLBRT
| Q1 26 | — | 2.2% | ||
| Q4 25 | 15.2% | 1.9% | ||
| Q3 25 | 13.7% | -0.3% | ||
| Q2 25 | 9.8% | 3.6% | ||
| Q1 25 | 10.4% | 1.9% | ||
| Q4 24 | 15.8% | 2.6% | ||
| Q3 24 | 13.6% | 9.4% | ||
| Q2 24 | 13.9% | 12.2% |
净利率CNOLBRT
| Q1 26 | — | 2.2% | ||
| Q4 25 | 8.8% | 1.3% | ||
| Q3 25 | 1.9% | 4.5% | ||
| Q2 25 | 8.0% | 6.8% | ||
| Q1 25 | 1.4% | 2.1% | ||
| Q4 24 | 15.1% | 5.5% | ||
| Q3 24 | 0.8% | 6.5% | ||
| Q2 24 | 10.9% | 9.3% |
每股收益（稀释后）CNOLBRT
| Q1 26 | — | $0.14 | ||
| Q4 25 | $1.02 | $0.08 | ||
| Q3 25 | $0.24 | $0.26 | ||
| Q2 25 | $0.91 | $0.43 | ||
| Q1 25 | $0.13 | $0.12 | ||
| Q4 24 | $1.58 | $0.31 | ||
| Q3 24 | $0.09 | $0.44 | ||
| Q2 24 | $1.06 | $0.64 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $699.1M |
| 总债务越低越好 | — | $7.1M |
| 股东权益账面价值 | $2.6B | $1.9B |
| 总资产 | $38.8B | $4.4B |
| 负债/权益比越低杠杆越低 | — | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资CNOLBRT
| Q1 26 | — | $699.1M | ||
| Q4 25 | — | $27.6M | ||
| Q3 25 | — | $13.5M | ||
| Q2 25 | — | $19.6M | ||
| Q1 25 | — | $24.1M | ||
| Q4 24 | — | $20.0M | ||
| Q3 24 | — | $23.0M | ||
| Q2 24 | — | $30.0M |
总债务CNOLBRT
| Q1 26 | — | $7.1M | ||
| Q4 25 | — | $246.6M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $190.5M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益CNOLBRT
| Q1 26 | — | $1.9B | ||
| Q4 25 | $2.6B | $2.1B | ||
| Q3 25 | $2.6B | $2.1B | ||
| Q2 25 | $2.5B | $2.0B | ||
| Q1 25 | $2.5B | $2.0B | ||
| Q4 24 | $2.5B | $2.0B | ||
| Q3 24 | $2.7B | $2.0B | ||
| Q2 24 | $2.4B | $1.9B |
总资产CNOLBRT
| Q1 26 | — | $4.4B | ||
| Q4 25 | $38.8B | $3.6B | ||
| Q3 25 | $38.3B | $3.5B | ||
| Q2 25 | $37.3B | $3.4B | ||
| Q1 25 | $37.4B | $3.4B | ||
| Q4 24 | $37.9B | $3.3B | ||
| Q3 24 | $37.6B | $3.3B | ||
| Q2 24 | $36.3B | $3.2B |
负债/权益比CNOLBRT
| Q1 26 | — | 0.00× | ||
| Q4 25 | — | 0.12× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.10× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $195.7M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | 13.1% |
| 现金转化率经营现金流/净利润 | 1.94× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流CNOLBRT
| Q1 26 | — | — | ||
| Q4 25 | $195.7M | $195.4M | ||
| Q3 25 | $197.8M | $51.5M | ||
| Q2 25 | $145.5M | $170.6M | ||
| Q1 25 | $136.7M | $192.1M | ||
| Q4 24 | $191.0M | $177.3M | ||
| Q3 24 | $231.2M | $244.5M | ||
| Q2 24 | $110.9M | $248.2M |
自由现金流CNOLBRT
| Q1 26 | — | — | ||
| Q4 25 | — | $-10.0M | ||
| Q3 25 | — | $-67.2M | ||
| Q2 25 | — | $33.1M | ||
| Q1 25 | — | $58.2M | ||
| Q4 24 | — | $-26.2M | ||
| Q3 24 | — | $77.9M | ||
| Q2 24 | — | $112.2M |
自由现金流率CNOLBRT
| Q1 26 | — | — | ||
| Q4 25 | — | -1.0% | ||
| Q3 25 | — | -7.1% | ||
| Q2 25 | — | 3.2% | ||
| Q1 25 | — | 6.0% | ||
| Q4 24 | — | -2.8% | ||
| Q3 24 | — | 6.8% | ||
| Q2 24 | — | 9.7% |
资本支出强度CNOLBRT
| Q1 26 | — | 13.1% | ||
| Q4 25 | — | 19.8% | ||
| Q3 25 | — | 12.5% | ||
| Q2 25 | — | 13.2% | ||
| Q1 25 | — | 13.7% | ||
| Q4 24 | — | 21.6% | ||
| Q3 24 | — | 14.6% | ||
| Q2 24 | — | 11.7% |
现金转化率CNOLBRT
| Q1 26 | — | — | ||
| Q4 25 | 1.94× | 14.28× | ||
| Q3 25 | 8.56× | 1.20× | ||
| Q2 25 | 1.58× | 2.40× | ||
| Q1 25 | 9.98× | 9.55× | ||
| Q4 24 | 1.15× | 3.42× | ||
| Q3 24 | 24.86× | 3.31× | ||
| Q2 24 | 0.95× | 2.29× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CNO
| Health Insurance Product Line | $496.4M | 43% |
| Life Insurance Segment | $268.8M | 24% |
| Other | $207.2M | 18% |
| Life And Annuity Insurance Product Line | $170.7M | 15% |
LBRT
暂无分部数据
