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华美银行集团（EWBC）与先锋自然资源公司（PR）财务数据对比。点击上方公司名可切换其他公司
先锋自然资源公司的季度营收约是华美银行集团的1.5倍（$1.2B vs $774.0M），华美银行集团净利率更高（46.3% vs 29.0%，领先17.2%），华美银行集团同比增速更快（11.8% vs -9.8%），过去两年华美银行集团的营收复合增速更高（18.3% vs -3.0%）
华美银行集团旗下核心子公司为华美银行，是总部位于美国南加州的最大上市银行控股集团。集团资产规模超100亿美元，曾获评标普全球市场财智全美最佳银行，自2023年起连续三年位列《银行董事》杂志同资产规模银行绩效榜单首位。
先锋自然资源公司总部位于美国得克萨斯州欧文市，主要从事油气勘探业务，运营覆盖二叠纪盆地Spraberry产区的克莱恩页岩区块，是该区域最大的土地权益持有方，2024年5月被埃克森美孚收购。
EWBC vs PR — 直观对比
营收规模更大
PR
是对方的1.5倍
$774.0M
营收增速更快
EWBC
高出21.6%
-9.8%
净利率更高
EWBC
高出17.2%
29.0%
两年增速更快
EWBC
近两年复合增速
-3.0%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $774.0M | $1.2B |
| 净利润 | $358.0M | $339.5M |
| 毛利率 | — | — |
| 营业利润率 | — | 23.1% |
| 净利率 | 46.3% | 29.0% |
| 营收同比 | 11.8% | -9.8% |
| 净利润同比 | 0.4% | 56.7% |
| 每股收益（稀释后） | $2.57 | $0.48 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EWBCPR
| Q1 26 | $774.0M | — | ||
| Q4 25 | $657.8M | $1.2B | ||
| Q3 25 | $677.5M | $1.3B | ||
| Q2 25 | $617.1M | $1.2B | ||
| Q1 25 | $600.2M | $1.4B | ||
| Q4 24 | $587.6M | $1.3B | ||
| Q3 24 | $572.7M | $1.2B | ||
| Q2 24 | $553.2M | $1.2B |
净利润EWBCPR
| Q1 26 | $358.0M | — | ||
| Q4 25 | $356.3M | $339.5M | ||
| Q3 25 | $368.4M | $59.2M | ||
| Q2 25 | $310.3M | $207.1M | ||
| Q1 25 | $290.3M | $329.3M | ||
| Q4 24 | $293.1M | $216.7M | ||
| Q3 24 | $299.2M | $386.4M | ||
| Q2 24 | $288.2M | $235.1M |
营业利润率EWBCPR
| Q1 26 | — | — | ||
| Q4 25 | 71.0% | 23.1% | ||
| Q3 25 | 68.6% | 29.6% | ||
| Q2 25 | 65.2% | 24.8% | ||
| Q1 25 | 65.2% | 36.6% | ||
| Q4 24 | 60.6% | 32.8% | ||
| Q3 24 | 68.0% | 32.5% | ||
| Q2 24 | 65.9% | 36.5% |
净利率EWBCPR
| Q1 26 | 46.3% | — | ||
| Q4 25 | 54.2% | 29.0% | ||
| Q3 25 | 54.4% | 4.5% | ||
| Q2 25 | 50.3% | 17.3% | ||
| Q1 25 | 48.4% | 23.9% | ||
| Q4 24 | 49.9% | 16.7% | ||
| Q3 24 | 52.2% | 31.8% | ||
| Q2 24 | 52.1% | 18.9% |
每股收益（稀释后）EWBCPR
| Q1 26 | $2.57 | — | ||
| Q4 25 | $2.55 | $0.48 | ||
| Q3 25 | $2.65 | $0.08 | ||
| Q2 25 | $2.24 | $0.28 | ||
| Q1 25 | $2.08 | $0.44 | ||
| Q4 24 | $2.10 | $0.31 | ||
| Q3 24 | $2.14 | $0.53 | ||
| Q2 24 | $2.06 | $0.36 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $153.7M |
| 总债务越低越好 | — | $3.5B |
| 股东权益账面价值 | $9.0B | $10.3B |
| 总资产 | $82.9B | $17.9B |
| 负债/权益比越低杠杆越低 | — | 0.34× |
8季度趋势，按日历期对齐
现金及短期投资EWBCPR
| Q1 26 | — | — | ||
| Q4 25 | $4.2B | $153.7M | ||
| Q3 25 | $4.7B | $111.8M | ||
| Q2 25 | $4.4B | $451.0M | ||
| Q1 25 | $3.4B | $702.2M | ||
| Q4 24 | $5.3B | $479.3M | ||
| Q3 24 | $4.9B | $272.0M | ||
| Q2 24 | $4.4B | $47.8M |
总债务EWBCPR
| Q1 26 | — | — | ||
| Q4 25 | $35.6M | $3.5B | ||
| Q3 25 | $35.7M | $3.5B | ||
| Q2 25 | $35.8M | $4.0B | ||
| Q1 25 | $35.9M | $4.0B | ||
| Q4 24 | $36.0M | $4.2B | ||
| Q3 24 | $36.1M | $4.2B | ||
| Q2 24 | $36.1M | $3.9B |
股东权益EWBCPR
| Q1 26 | $9.0B | — | ||
| Q4 25 | $8.9B | $10.3B | ||
| Q3 25 | $8.6B | $10.0B | ||
| Q2 25 | $8.2B | $9.5B | ||
| Q1 25 | $7.9B | $9.4B | ||
| Q4 24 | $7.7B | $9.1B | ||
| Q3 24 | $7.7B | $9.0B | ||
| Q2 24 | $7.2B | $8.3B |
总资产EWBCPR
| Q1 26 | $82.9B | — | ||
| Q4 25 | $80.4B | $17.9B | ||
| Q3 25 | $79.7B | $17.3B | ||
| Q2 25 | $78.2B | $17.5B | ||
| Q1 25 | $76.2B | $17.1B | ||
| Q4 24 | $76.0B | $16.9B | ||
| Q3 24 | $74.5B | $16.6B | ||
| Q2 24 | $72.5B | $15.4B |
负债/权益比EWBCPR
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | 0.34× | ||
| Q3 25 | 0.00× | 0.35× | ||
| Q2 25 | 0.00× | 0.42× | ||
| Q1 25 | 0.00× | 0.43× | ||
| Q4 24 | 0.00× | 0.46× | ||
| Q3 24 | 0.00× | 0.47× | ||
| Q2 24 | 0.01× | 0.46× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $904.3M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 2.66× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流EWBCPR
| Q1 26 | — | — | ||
| Q4 25 | $713.4M | $904.3M | ||
| Q3 25 | $231.7M | $766.5M | ||
| Q2 25 | $278.7M | $1.0B | ||
| Q1 25 | $277.9M | $898.0M | ||
| Q4 24 | $500.1M | $871.6M | ||
| Q3 24 | $386.1M | $954.4M | ||
| Q2 24 | $259.2M | $938.4M |
现金转化率EWBCPR
| Q1 26 | — | — | ||
| Q4 25 | 2.00× | 2.66× | ||
| Q3 25 | 0.63× | 12.94× | ||
| Q2 25 | 0.90× | 5.01× | ||
| Q1 25 | 0.96× | 2.73× | ||
| Q4 24 | 1.71× | 4.02× | ||
| Q3 24 | 1.29× | 2.47× | ||
| Q2 24 | 0.90× | 3.99× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
EWBC
暂无分部数据
PR
| Crude Oil | $1.0B | 87% |
| Natural Gas Liquids Reserves | $145.1M | 12% |
