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Stride, Inc.（LRN）与SouthState Bank Corp（SSB）财务数据对比。点击上方公司名可切换其他公司
SouthState Bank Corp的季度营收约是Stride, Inc.的1.1倍（$661.7M vs $629.9M），SouthState Bank Corp净利率更高（34.1% vs 14.1%，领先20.1%），过去两年SouthState Bank Corp的营收复合增速更高（37.4% vs 8.6%）
Stride, Inc.是一家营利性教育机构，主营在线及混合式教育项目。作为教育管理机构，其为K12阶段公立学校学生提供替代传统线下教学的在线教育方案，同时也开设职业学习课程。截至2012年，这家上市企业是全球招生规模最大的教育管理机构。
SouthState Bank总部位于美国佛罗里达州温特黑文，是银行控股公司SouthState Corporation旗下的银行子公司。截至2025年5月26日，该行已在南卡罗来纳、北卡罗来纳、佐治亚、佛罗里达、阿拉巴马、弗吉尼亚、科罗拉多、得克萨斯八州设有371家营业网点，为当地客户提供各类银行金融服务。
LRN vs SSB — 直观对比
营收规模更大
SSB
是对方的1.1倍
$629.9M
净利率更高
SSB
高出20.1%
14.1%
两年增速更快
SSB
近两年复合增速
8.6%
损益表 — Q3 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $629.9M | $661.7M |
| 净利润 | $88.5M | $225.8M |
| 毛利率 | — | — |
| 营业利润率 | 20.5% | 15.1% |
| 净利率 | 14.1% | 34.1% |
| 营收同比 | 2.7% | — |
| 净利润同比 | 8.5% | 153.5% |
| 每股收益（稀释后） | $1.93 | $2.28 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LRNSSB
| Q3 26 | $629.9M | — | ||
| Q1 26 | — | $661.7M | ||
| Q4 25 | $631.3M | $581.1M | ||
| Q3 25 | $620.9M | $599.7M | ||
| Q2 25 | $653.6M | $577.9M | ||
| Q1 25 | $613.4M | $544.5M | ||
| Q4 24 | $587.2M | $369.8M | ||
| Q3 24 | $551.1M | $351.5M |
净利润LRNSSB
| Q3 26 | $88.5M | — | ||
| Q1 26 | — | $225.8M | ||
| Q4 25 | $99.5M | $247.7M | ||
| Q3 25 | $68.8M | $246.6M | ||
| Q2 25 | $51.3M | $215.2M | ||
| Q1 25 | $99.3M | $89.1M | ||
| Q4 24 | $96.4M | $144.2M | ||
| Q3 24 | $40.9M | $143.2M |
毛利率LRNSSB
| Q3 26 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | 41.1% | — | ||
| Q3 25 | 39.0% | — | ||
| Q2 25 | 36.6% | — | ||
| Q1 25 | 40.6% | — | ||
| Q4 24 | 40.8% | — | ||
| Q3 24 | 39.2% | — |
营业利润率LRNSSB
| Q3 26 | 20.5% | — | ||
| Q1 26 | — | 15.1% | ||
| Q4 25 | 23.3% | 54.3% | ||
| Q3 25 | 11.1% | 53.6% | ||
| Q2 25 | 8.7% | 48.8% | ||
| Q1 25 | 21.3% | 22.3% | ||
| Q4 24 | 21.3% | 50.7% | ||
| Q3 24 | 8.6% | 53.1% |
净利率LRNSSB
| Q3 26 | 14.1% | — | ||
| Q1 26 | — | 34.1% | ||
| Q4 25 | 15.8% | 42.6% | ||
| Q3 25 | 11.1% | 41.1% | ||
| Q2 25 | 7.9% | 37.2% | ||
| Q1 25 | 16.2% | 16.4% | ||
| Q4 24 | 16.4% | 39.0% | ||
| Q3 24 | 7.4% | 40.7% |
每股收益（稀释后）LRNSSB
| Q3 26 | $1.93 | — | ||
| Q1 26 | — | $2.28 | ||
| Q4 25 | $2.12 | $2.47 | ||
| Q3 25 | $1.40 | $2.42 | ||
| Q2 25 | $0.96 | $2.11 | ||
| Q1 25 | $2.02 | $0.87 | ||
| Q4 24 | $2.03 | $1.88 | ||
| Q3 24 | $0.94 | $1.86 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $614.0M | $2.9B |
| 总债务越低越好 | $417.6M | — |
| 股东权益账面价值 | $1.6B | $9.0B |
| 总资产 | $2.4B | $68.0B |
| 负债/权益比越低杠杆越低 | 0.25× | — |
8季度趋势，按日历期对齐
现金及短期投资LRNSSB
| Q3 26 | $614.0M | — | ||
| Q1 26 | — | $2.9B | ||
| Q4 25 | $625.7M | — | ||
| Q3 25 | $715.1M | — | ||
| Q2 25 | $985.3M | — | ||
| Q1 25 | $723.7M | — | ||
| Q4 24 | $717.5M | — | ||
| Q3 24 | $522.2M | — |
总债务LRNSSB
| Q3 26 | $417.6M | — | ||
| Q1 26 | — | — | ||
| Q4 25 | $417.2M | — | ||
| Q3 25 | $416.8M | — | ||
| Q2 25 | $416.3M | — | ||
| Q1 25 | $415.9M | — | ||
| Q4 24 | $415.5M | — | ||
| Q3 24 | $415.1M | — |
股东权益LRNSSB
| Q3 26 | $1.6B | — | ||
| Q1 26 | — | $9.0B | ||
| Q4 25 | $1.5B | $9.1B | ||
| Q3 25 | $1.5B | $9.0B | ||
| Q2 25 | $1.5B | $8.8B | ||
| Q1 25 | $1.4B | $8.6B | ||
| Q4 24 | $1.3B | $5.9B | ||
| Q3 24 | $1.2B | $5.9B |
总资产LRNSSB
| Q3 26 | $2.4B | — | ||
| Q1 26 | — | $68.0B | ||
| Q4 25 | $2.3B | $67.2B | ||
| Q3 25 | $2.3B | $66.0B | ||
| Q2 25 | $2.3B | $65.9B | ||
| Q1 25 | $2.2B | $65.1B | ||
| Q4 24 | $2.1B | $46.4B | ||
| Q3 24 | $2.0B | $46.1B |
负债/权益比LRNSSB
| Q3 26 | 0.25× | — | ||
| Q1 26 | — | — | ||
| Q4 25 | 0.27× | — | ||
| Q3 25 | 0.27× | — | ||
| Q2 25 | 0.28× | — | ||
| Q1 25 | 0.29× | — | ||
| Q4 24 | 0.32× | — | ||
| Q3 24 | 0.34× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $117.0M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 1.32× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流LRNSSB
| Q3 26 | $117.0M | — | ||
| Q1 26 | — | — | ||
| Q4 25 | $91.8M | $232.1M | ||
| Q3 25 | $-195.8M | $122.4M | ||
| Q2 25 | $298.3M | $72.6M | ||
| Q1 25 | $53.1M | $-126.3M | ||
| Q4 24 | $223.4M | $354.3M | ||
| Q3 24 | $-142.0M | $-246.8M |
自由现金流LRNSSB
| Q3 26 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | $91.6M | $215.5M | ||
| Q3 25 | $-196.1M | $101.7M | ||
| Q2 25 | $297.9M | $52.5M | ||
| Q1 25 | $52.9M | $-139.1M | ||
| Q4 24 | $222.9M | $340.9M | ||
| Q3 24 | $-142.7M | $-254.2M |
自由现金流率LRNSSB
| Q3 26 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | 14.5% | 37.1% | ||
| Q3 25 | -31.6% | 17.0% | ||
| Q2 25 | 45.6% | 9.1% | ||
| Q1 25 | 8.6% | -25.5% | ||
| Q4 24 | 38.0% | 92.2% | ||
| Q3 24 | -25.9% | -72.3% |
资本支出强度LRNSSB
| Q3 26 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | 0.0% | 2.9% | ||
| Q3 25 | 0.0% | 3.5% | ||
| Q2 25 | 0.1% | 3.5% | ||
| Q1 25 | 0.0% | 2.4% | ||
| Q4 24 | 0.1% | 3.6% | ||
| Q3 24 | 0.1% | 2.1% |
现金转化率LRNSSB
| Q3 26 | 1.32× | — | ||
| Q1 26 | — | — | ||
| Q4 25 | 0.92× | 0.94× | ||
| Q3 25 | -2.85× | 0.50× | ||
| Q2 25 | 5.81× | 0.34× | ||
| Q1 25 | 0.53× | -1.42× | ||
| Q4 24 | 2.32× | 2.46× | ||
| Q3 24 | -3.47× | -1.72× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LRN
| General Education | $357.5M | 57% |
| Middle - High School | $259.5M | 41% |
| Adult | $12.9M | 2% |
SSB
| Net Interest Income | $561.6M | 85% |
| Noninterest Income | $100.1M | 15% |
