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SouthState Bank Corp（SSB）与Westrock Coffee Co（WEST）财务数据对比。点击上方公司名可切换其他公司
SouthState Bank Corp的季度营收约是Westrock Coffee Co的1.9倍（$661.7M vs $339.5M），SouthState Bank Corp净利率更高（34.1% vs -6.6%，领先40.8%），过去两年SouthState Bank Corp的营收复合增速更高（37.4% vs 32.8%）
SouthState Bank总部位于美国佛罗里达州温特黑文，是银行控股公司SouthState Corporation旗下的银行子公司。截至2025年5月26日，该行已在南卡罗来纳、北卡罗来纳、佐治亚、佛罗里达、阿拉巴马、弗吉尼亚、科罗拉多、得克萨斯八州设有371家营业网点，为当地客户提供各类银行金融服务。
Westrock Coffee Co是一家全球化综合咖啡及饮品解决方案供应商，业务覆盖咖啡、茶与功能性饮品的采购、烘焙、生产及分销，为北美及全球其他区域的零售、餐饮和商业客户提供定制化产品及配套服务。
SSB vs WEST — 直观对比
营收规模更大
SSB
是对方的1.9倍
$339.5M
净利率更高
SSB
高出40.8%
-6.6%
两年增速更快
SSB
近两年复合增速
32.8%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $661.7M | $339.5M |
| 净利润 | $225.8M | $-22.6M |
| 毛利率 | — | 11.5% |
| 营业利润率 | 15.1% | -2.6% |
| 净利率 | 34.1% | -6.6% |
| 营收同比 | — | 48.3% |
| 净利润同比 | 153.5% | 8.3% |
| 每股收益（稀释后） | $2.28 | $-0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收SSBWEST
| Q1 26 | $661.7M | — | ||
| Q4 25 | $581.1M | $339.5M | ||
| Q3 25 | $599.7M | $354.8M | ||
| Q2 25 | $577.9M | $280.9M | ||
| Q1 25 | $544.5M | $213.8M | ||
| Q4 24 | $369.8M | $229.0M | ||
| Q3 24 | $351.5M | $220.9M | ||
| Q2 24 | $350.3M | $208.4M |
净利润SSBWEST
| Q1 26 | $225.8M | — | ||
| Q4 25 | $247.7M | $-22.6M | ||
| Q3 25 | $246.6M | $-19.1M | ||
| Q2 25 | $215.2M | $-21.6M | ||
| Q1 25 | $89.1M | $-27.2M | ||
| Q4 24 | $144.2M | $-24.6M | ||
| Q3 24 | $143.2M | $-14.3M | ||
| Q2 24 | $132.4M | $-17.8M |
毛利率SSBWEST
| Q1 26 | — | — | ||
| Q4 25 | — | 11.5% | ||
| Q3 25 | — | 11.7% | ||
| Q2 25 | — | 14.7% | ||
| Q1 25 | — | 13.6% | ||
| Q4 24 | — | 16.6% | ||
| Q3 24 | — | 16.8% | ||
| Q2 24 | — | 19.9% |
营业利润率SSBWEST
| Q1 26 | 15.1% | — | ||
| Q4 25 | 54.3% | -2.6% | ||
| Q3 25 | 53.6% | -2.4% | ||
| Q2 25 | 48.8% | -5.3% | ||
| Q1 25 | 22.3% | -6.1% | ||
| Q4 24 | 50.7% | -4.3% | ||
| Q3 24 | 53.1% | -5.8% | ||
| Q2 24 | 49.3% | -7.9% |
净利率SSBWEST
| Q1 26 | 34.1% | — | ||
| Q4 25 | 42.6% | -6.6% | ||
| Q3 25 | 41.1% | -5.4% | ||
| Q2 25 | 37.2% | -7.7% | ||
| Q1 25 | 16.4% | -12.7% | ||
| Q4 24 | 39.0% | -10.7% | ||
| Q3 24 | 40.7% | -6.5% | ||
| Q2 24 | 37.8% | -8.5% |
每股收益（稀释后）SSBWEST
| Q1 26 | $2.28 | — | ||
| Q4 25 | $2.47 | $-0.22 | ||
| Q3 25 | $2.42 | $-0.20 | ||
| Q2 25 | $2.11 | $-0.23 | ||
| Q1 25 | $0.87 | $-0.29 | ||
| Q4 24 | $1.88 | $-0.26 | ||
| Q3 24 | $1.86 | $-0.16 | ||
| Q2 24 | $1.73 | $-0.20 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $2.9B | $49.9M |
| 总债务越低越好 | — | $444.1M |
| 股东权益账面价值 | $9.0B | $-1.9M |
| 总资产 | $68.0B | $1.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资SSBWEST
| Q1 26 | $2.9B | — | ||
| Q4 25 | — | $49.9M | ||
| Q3 25 | — | $34.0M | ||
| Q2 25 | — | $44.0M | ||
| Q1 25 | — | $33.1M | ||
| Q4 24 | — | $26.2M | ||
| Q3 24 | — | $22.4M | ||
| Q2 24 | — | $24.3M |
总债务SSBWEST
| Q1 26 | — | — | ||
| Q4 25 | — | $444.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $393.1M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益SSBWEST
| Q1 26 | $9.0B | — | ||
| Q4 25 | $9.1B | $-1.9M | ||
| Q3 25 | $9.0B | $11.4M | ||
| Q2 25 | $8.8B | $18.2M | ||
| Q1 25 | $8.6B | $71.4M | ||
| Q4 24 | $5.9B | $97.5M | ||
| Q3 24 | $5.9B | $110.3M | ||
| Q2 24 | $5.7B | $81.5M |
总资产SSBWEST
| Q1 26 | $68.0B | — | ||
| Q4 25 | $67.2B | $1.2B | ||
| Q3 25 | $66.0B | $1.2B | ||
| Q2 25 | $65.9B | $1.2B | ||
| Q1 25 | $65.1B | $1.1B | ||
| Q4 24 | $46.4B | $1.1B | ||
| Q3 24 | $46.1B | $1.1B | ||
| Q2 24 | $45.5B | $1.1B |
负债/权益比SSBWEST
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 4.03× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $36.7M |
| 自由现金流经营现金流 - 资本支出 | — | $27.8M |
| 自由现金流率自由现金流/营收 | — | 8.2% |
| 资本支出强度资本支出/营收 | — | 2.6% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-107.8M |
8季度趋势，按日历期对齐
经营现金流SSBWEST
| Q1 26 | — | — | ||
| Q4 25 | $232.1M | $36.7M | ||
| Q3 25 | $122.4M | $-26.6M | ||
| Q2 25 | $72.6M | $-7.0M | ||
| Q1 25 | $-126.3M | $-22.1M | ||
| Q4 24 | $354.3M | $2.8M | ||
| Q3 24 | $-246.8M | $-332.0K | ||
| Q2 24 | $126.8M | $-23.7M |
自由现金流SSBWEST
| Q1 26 | — | — | ||
| Q4 25 | $215.5M | $27.8M | ||
| Q3 25 | $101.7M | $-44.7M | ||
| Q2 25 | $52.5M | $-27.5M | ||
| Q1 25 | $-139.1M | $-63.4M | ||
| Q4 24 | $340.9M | $-15.4M | ||
| Q3 24 | $-254.2M | $-36.7M | ||
| Q2 24 | $117.3M | $-59.9M |
自由现金流率SSBWEST
| Q1 26 | — | — | ||
| Q4 25 | 37.1% | 8.2% | ||
| Q3 25 | 17.0% | -12.6% | ||
| Q2 25 | 9.1% | -9.8% | ||
| Q1 25 | -25.5% | -29.7% | ||
| Q4 24 | 92.2% | -6.7% | ||
| Q3 24 | -72.3% | -16.6% | ||
| Q2 24 | 33.5% | -28.7% |
资本支出强度SSBWEST
| Q1 26 | — | — | ||
| Q4 25 | 2.9% | 2.6% | ||
| Q3 25 | 3.5% | 5.1% | ||
| Q2 25 | 3.5% | 7.3% | ||
| Q1 25 | 2.4% | 19.3% | ||
| Q4 24 | 3.6% | 7.9% | ||
| Q3 24 | 2.1% | 16.5% | ||
| Q2 24 | 2.7% | 17.4% |
现金转化率SSBWEST
| Q1 26 | — | — | ||
| Q4 25 | 0.94× | — | ||
| Q3 25 | 0.50× | — | ||
| Q2 25 | 0.34× | — | ||
| Q1 25 | -1.42× | — | ||
| Q4 24 | 2.46× | — | ||
| Q3 24 | -1.72× | — | ||
| Q2 24 | 0.96× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
SSB
| Net Interest Income | $561.6M | 85% |
| Noninterest Income | $100.1M | 15% |
WEST
| Coffee And Tea | $202.6M | 60% |
| Flavors Extracts And Ingredients | $69.6M | 21% |
| Sustainable Sourcing And Traceability Segments | $66.9M | 20% |
