CB Financial Services, Inc.CBFVEarnings & Financial Report
CB Bank is one of Myanmar's largest commercial banks. It became the first bank in Myanmar to issue ATM cards and credit cards. The bank, led by U Khin Maung Aye (Chairman) and U Kyaw Thu Ko (CEO) has over 245 branches across the country.
Revenue
$13.5M
Gross Profit
N/A
Operating Profit
$4.7M
Net Profit
$3.9M
Gross Margin
N/A
Operating Margin
35.0%
Net Margin
29.3%
YoY Growth
10.8%
EPS
$0.74
CB Financial Services, Inc. Q2 FY2025 Financial Summary
CB Financial Services, Inc. reported revenue of $13.5M (up 10.8% YoY) for Q2 FY2025, with a net profit of $3.9M (up 49.0% YoY) (29.3% margin).
Key Financial Metrics
| Total Revenue | $13.5M |
|---|---|
| Net Profit | $3.9M |
| Gross Margin | N/A |
| Operating Margin | 35.0% |
| Report Period | Q2 FY2025 |
CB Financial Services, Inc. Annual Revenue by Year
CB Financial Services, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $41.8M).
| Year | Annual Revenue |
|---|---|
| 2025 | $41.8M |
| 2024 | $51.6M |
| 2023 | $44.6M |
| 2022 | $42.9M |
CB Financial Services, Inc. Quarterly Revenue & Net Profit History
CB Financial Services, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $13.8M | +19.9% | N/A | N/A |
| Q3 FY2025 | $2.4M | -80.9% | $-5.7M | -235.2% |
| Q2 FY2025 | $13.5M | +10.8% | $3.9M | 29.3% |
| Q1 FY2025 | $12.1M | -10.4% | $1.9M | 15.8% |
| Q4 FY2024 | $13.2M | -52.3% | N/A | N/A |
| Q3 FY2024 | $12.7M | -3.2% | $3.2M | 25.3% |
| Q2 FY2024 | $12.2M | -9.2% | $2.6M | 21.8% |
| Q1 FY2024 | $13.5M | -6.2% | $4.2M | 31.1% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $13.5M | $12.2M | $12.7M | $13.2M | $12.1M | $13.5M | $2.4M | $13.8M |
| YoY Growth | -6.2% | -9.2% | -3.2% | -52.3% | -10.4% | 10.8% | -80.9% | 19.9% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $1.47B | $1.56B | $1.56B | $1.48B | $1.48B | $1.52B | $1.55B | $1.55B |
| Liabilities | $1.33B | $1.42B | $1.41B | $1.33B | $1.34B | $1.37B | $1.39B | $1.39B |
| Equity | $141.6M | $142.9M | $149.1M | $147.4M | $148.3M | $148.4M | $152.5M | $157.5M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $3.3M | $-1.2M | $3.1M | $6.8M | $4.0M | $4.1M | $4.6M | $17.8M |