Esquire Financial Holdings, Inc.ESQEarnings & Financial Report
Esquire Financial Holdings, Inc. is a U.S.-headquartered bank holding company that provides comprehensive commercial and consumer banking products and services. Its core offerings include deposit accounts, business loans, mortgage services, and wealth management solutions, primarily serving small to medium enterprises, legal industry professionals, and local retail clients.
Revenue
$33.1M
Gross Profit
N/A
Operating Profit
$15.7M
Net Profit
$11.8M
Gross Margin
N/A
Operating Margin
47.4%
Net Margin
35.6%
YoY Growth
14.2%
EPS
$1.35
Esquire Financial Holdings, Inc. Q4 FY2024 Financial Summary
Esquire Financial Holdings, Inc. reported revenue of $33.1M (up 14.2% YoY) for Q4 FY2024, with a net profit of $11.8M (up 18.9% YoY) (35.6% margin).
Key Financial Metrics
| Total Revenue | $33.1M |
|---|---|
| Net Profit | $11.8M |
| Gross Margin | N/A |
| Operating Margin | 47.4% |
| Report Period | Q4 FY2024 |
Esquire Financial Holdings, Inc. Annual Revenue by Year
Esquire Financial Holdings, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $146.6M).
| Year | Annual Revenue |
|---|---|
| 2025 | $146.6M |
| 2024 | $124.8M |
| 2023 | $83.8M |
| 2022 | $59.3M |
Esquire Financial Holdings, Inc. Quarterly Revenue & Net Profit History
Esquire Financial Holdings, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q1 FY2026 | $40.5M | — | $12.2M | 30.2% |
| Q4 FY2025 | $39.4M | +19.2% | $13.5M | 34.2% |
| Q3 FY2025 | $37.6M | +17.7% | $14.1M | 37.4% |
| Q2 FY2025 | $35.8M | +17.1% | $11.9M | 33.2% |
| Q1 FY2025 | $33.8M | +15.4% | $11.4M | 33.8% |
| Q4 FY2024 | $33.1M | +14.2% | $11.8M | 35.6% |
| Q3 FY2024 | $31.9M | +13.0% | $11.4M | 35.6% |
| Q2 FY2024 | $30.6M | +14.2% | $10.5M | 34.3% |
Income Statement
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $30.6M | $31.9M | $33.1M | $33.8M | $35.8M | $37.6M | $39.4M | $40.5M |
| YoY Growth | 14.2% | 13.0% | 14.2% | 15.4% | 17.1% | 17.7% | 19.2% | N/A |
Balance Sheet
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $1.72B | $1.78B | $1.89B | $1.95B | $2.06B | $2.18B | $2.37B | $2.42B |
| Liabilities | $1.50B | $1.55B | $1.66B | $1.70B | $1.80B | $1.91B | $2.08B | $2.12B |
| Equity | $217.4M | $232.6M | $237.1M | $250.7M | $263.6M | $279.2M | $289.6M | $301.3M |
Cash Flow
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|
| Operating CF | $7.2M | $10.5M | $42.2M | $15.8M | $10.5M | $16.8M | $59.8M |