vs

Side-by-side financial comparison of Ambow Education Holding Ltd. (AMBO) and OLB GROUP, INC. (OLB). Click either name above to swap in a different company.

Ambow Education Holding Ltd. is the larger business by last-quarter revenue ($2.8M vs $1.8M, roughly 1.6× OLB GROUP, INC.). Ambow Education Holding Ltd. runs the higher net margin — 64.2% vs -83.7%, a 147.9% gap on every dollar of revenue. On growth, Ambow Education Holding Ltd. posted the faster year-over-year revenue change (15.3% vs -35.2%).

Ambow Education Holding Ltd. is a China-focused education service provider that offers personalized learning solutions, professional career training programs, and K-12 after-school tutoring services. It partners with educational institutions and enterprises to deliver technology-integrated learning resources for learners of all age groups across mainland China.

OLB Group, Inc. is a global financial technology provider offering omnichannel payment processing solutions, e-commerce enablement tools, and digital banking services for small and medium-sized enterprises across North America, Europe, and key Asia-Pacific markets. Its core segments include merchant services, crypto payment integration, and cloud-based business management platforms.

AMBO vs OLB — Head-to-Head

Bigger by revenue
AMBO
AMBO
1.6× larger
AMBO
$2.8M
$1.8M
OLB
Growing faster (revenue YoY)
AMBO
AMBO
+50.5% gap
AMBO
15.3%
-35.2%
OLB
Higher net margin
AMBO
AMBO
147.9% more per $
AMBO
64.2%
-83.7%
OLB

Income Statement — Q2 FY2025 vs Q4 FY2025

Metric
AMBO
AMBO
OLB
OLB
Revenue
$2.8M
$1.8M
Net Profit
$1.8M
$-1.5M
Gross Margin
53.3%
Operating Margin
11.9%
-83.7%
Net Margin
64.2%
-83.7%
Revenue YoY
15.3%
-35.2%
Net Profit YoY
1343.1%
67.5%
EPS (diluted)
$0.03
$-0.48

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AMBO
AMBO
OLB
OLB
Q4 25
$1.8M
Q3 25
$2.3M
Q2 25
$2.8M
$2.3M
Q1 25
$2.3M
Q4 24
$2.7M
Q3 24
$3.1M
Q2 24
$2.4M
$3.5M
Q1 24
$3.5M
Net Profit
AMBO
AMBO
OLB
OLB
Q4 25
$-1.5M
Q3 25
$-1.2M
Q2 25
$1.8M
$-2.1M
Q1 25
$-1.1M
Q4 24
$-4.6M
Q3 24
$-1.6M
Q2 24
$123.0K
$-2.6M
Q1 24
$-2.4M
Gross Margin
AMBO
AMBO
OLB
OLB
Q4 25
Q3 25
Q2 25
53.3%
Q1 25
Q4 24
Q3 24
Q2 24
55.6%
Q1 24
Operating Margin
AMBO
AMBO
OLB
OLB
Q4 25
-83.7%
Q3 25
-49.1%
Q2 25
11.9%
-74.8%
Q1 25
-36.6%
Q4 24
-166.0%
Q3 24
-52.9%
Q2 24
2.7%
-74.3%
Q1 24
-82.6%
Net Margin
AMBO
AMBO
OLB
OLB
Q4 25
-83.7%
Q3 25
-50.8%
Q2 25
64.2%
-93.7%
Q1 25
-46.9%
Q4 24
-167.1%
Q3 24
-52.9%
Q2 24
5.1%
-75.2%
Q1 24
-67.8%
EPS (diluted)
AMBO
AMBO
OLB
OLB
Q4 25
$-0.48
Q3 25
$-0.13
Q2 25
$0.03
$-0.66
Q1 25
$-0.47
Q4 24
$-3.55
Q3 24
$-0.92
Q2 24
$0.00
$-1.49
Q1 24
$-0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AMBO
AMBO
OLB
OLB
Cash + ST InvestmentsLiquidity on hand
$4.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$8.6M
$4.6M
Total Assets
$23.2M
$12.3M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AMBO
AMBO
OLB
OLB
Q4 25
Q3 25
Q2 25
$4.1M
Q1 25
$29.3K
Q4 24
$27.4K
Q3 24
$41.3K
Q2 24
$1.6M
$53.3K
Q1 24
$3.3K
Stockholders' Equity
AMBO
AMBO
OLB
OLB
Q4 25
$4.6M
Q3 25
$5.3M
Q2 25
$8.6M
$6.4M
Q1 25
$2.3M
Q4 24
$3.2M
Q3 24
$6.7M
Q2 24
$6.6M
$8.3M
Q1 24
$11.0M
Total Assets
AMBO
AMBO
OLB
OLB
Q4 25
$12.3M
Q3 25
$12.2M
Q2 25
$23.2M
$12.4M
Q1 25
$12.5M
Q4 24
$12.7M
Q3 24
$15.9M
Q2 24
$17.6M
$16.6M
Q1 24
$18.3M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AMBO
AMBO
OLB
OLB
Operating Cash FlowLast quarter
$-1.3M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AMBO
AMBO
OLB
OLB
Q4 25
$-1.3M
Q3 25
$-115.5K
Q2 25
$-1.0M
Q1 25
$-155.8K
Q4 24
$-2.6M
Q3 24
$-376.7K
Q2 24
$-785.5K
Q1 24
$-424.7K

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AMBO
AMBO

Segment breakdown not available.

OLB
OLB

Transaction And Processing Fees$1.7M94%
Other$99.2K6%

Related Comparisons