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Side-by-side financial comparison of BCB BANCORP INC (BCBP) and Broadway Financial Corp (BYFC). Click either name above to swap in a different company.

BCB BANCORP INC is the larger business by last-quarter revenue ($24.2M vs $53.0K, roughly 457.0× Broadway Financial Corp). Broadway Financial Corp runs the higher net margin — 1934.0% vs -49.7%, a 1983.6% gap on every dollar of revenue. On growth, Broadway Financial Corp posted the faster year-over-year revenue change (29.3% vs 9.1%). BCB BANCORP INC produced more free cash flow last quarter ($11.5M vs $-2.4M). Over the past eight quarters, Broadway Financial Corp's revenue compounded faster (15.1% CAGR vs 2.3%).

BCBP vs BYFC — Head-to-Head

Bigger by revenue
BCBP
BCBP
457.0× larger
BCBP
$24.2M
$53.0K
BYFC
Growing faster (revenue YoY)
BYFC
BYFC
+20.1% gap
BYFC
29.3%
9.1%
BCBP
Higher net margin
BYFC
BYFC
1983.6% more per $
BYFC
1934.0%
-49.7%
BCBP
More free cash flow
BCBP
BCBP
$13.9M more FCF
BCBP
$11.5M
$-2.4M
BYFC
Faster 2-yr revenue CAGR
BYFC
BYFC
Annualised
BYFC
15.1%
2.3%
BCBP

Income Statement — Q4 2025 vs Q4 2025

Metric
BCBP
BCBP
BYFC
BYFC
Revenue
$24.2M
$53.0K
Net Profit
$-12.0M
$1.0M
Gross Margin
Operating Margin
-71.9%
Net Margin
-49.7%
1934.0%
Revenue YoY
9.1%
29.3%
Net Profit YoY
-467.6%
-21.8%
EPS (diluted)
$-0.73
$0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BCBP
BCBP
BYFC
BYFC
Q4 25
$24.2M
$53.0K
Q3 25
$23.7M
$47.0K
Q2 25
$23.1M
$41.0K
Q1 25
$22.0M
$43.0K
Q4 24
$22.2M
$41.0K
Q3 24
$23.0M
$36.0K
Q2 24
$23.6M
$38.0K
Q1 24
$23.1M
$40.0K
Net Profit
BCBP
BCBP
BYFC
BYFC
Q4 25
$-12.0M
$1.0M
Q3 25
$4.3M
$-23.9M
Q2 25
$3.6M
$752.0K
Q1 25
$-8.3M
$-2.7M
Q4 24
$3.3M
$1.3M
Q3 24
$6.7M
$516.0K
Q2 24
$2.8M
$256.0K
Q1 24
$5.9M
$-154.0K
Operating Margin
BCBP
BCBP
BYFC
BYFC
Q4 25
-71.9%
Q3 25
24.5%
-49272.3%
Q2 25
21.7%
Q1 25
-53.2%
-8786.0%
Q4 24
20.8%
Q3 24
40.6%
Q2 24
16.8%
Q1 24
36.0%
-567.5%
Net Margin
BCBP
BCBP
BYFC
BYFC
Q4 25
-49.7%
1934.0%
Q3 25
18.0%
-50814.9%
Q2 25
15.4%
1834.1%
Q1 25
-37.8%
-6253.5%
Q4 24
14.7%
3197.6%
Q3 24
28.9%
1433.3%
Q2 24
11.9%
673.7%
Q1 24
25.3%
-385.0%
EPS (diluted)
BCBP
BCBP
BYFC
BYFC
Q4 25
$-0.73
$0.02
Q3 25
$0.22
$-2.86
Q2 25
$0.18
$0.00
Q1 25
$-0.51
$-0.39
Q4 24
$0.17
$0.07
Q3 24
$0.36
$-0.03
Q2 24
$0.14
$0.02
Q1 24
$0.32
$-0.02

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BCBP
BCBP
BYFC
BYFC
Cash + ST InvestmentsLiquidity on hand
$10.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$304.3M
$262.8M
Total Assets
$3.3B
$1.3B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BCBP
BCBP
BYFC
BYFC
Q4 25
$10.5M
Q3 25
$19.7M
Q2 25
$29.5M
Q1 25
$15.8M
Q4 24
$61.4M
Q3 24
$97.1M
Q2 24
$89.8M
Q1 24
$67.1M
Stockholders' Equity
BCBP
BCBP
BYFC
BYFC
Q4 25
$304.3M
$262.8M
Q3 25
$318.5M
$261.7M
Q2 25
$315.7M
$284.7M
Q1 25
$314.7M
$283.6M
Q4 24
$323.9M
$285.0M
Q3 24
$328.1M
$286.2M
Q2 24
$320.7M
$282.1M
Q1 24
$320.1M
$281.1M
Total Assets
BCBP
BCBP
BYFC
BYFC
Q4 25
$3.3B
$1.3B
Q3 25
$3.4B
$1.3B
Q2 25
$3.4B
$1.2B
Q1 25
$3.5B
$1.3B
Q4 24
$3.6B
$1.3B
Q3 24
$3.6B
$1.4B
Q2 24
$3.8B
$1.4B
Q1 24
$3.8B
$1.4B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BCBP
BCBP
BYFC
BYFC
Operating Cash FlowLast quarter
$11.8M
$-2.3M
Free Cash FlowOCF − Capex
$11.5M
$-2.4M
FCF MarginFCF / Revenue
47.6%
-4464.2%
Capex IntensityCapex / Revenue
1.3%
205.7%
Cash ConversionOCF / Net Profit
-2.20×
TTM Free Cash FlowTrailing 4 quarters
$34.9M
$-13.0K

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BCBP
BCBP
BYFC
BYFC
Q4 25
$11.8M
$-2.3M
Q3 25
$8.7M
$3.8M
Q2 25
$10.3M
$3.0M
Q1 25
$5.0M
$-4.3M
Q4 24
$7.8M
$-2.8M
Q3 24
$43.5M
$6.1M
Q2 24
$8.1M
$9.8M
Q1 24
$8.3M
$-11.7M
Free Cash Flow
BCBP
BCBP
BYFC
BYFC
Q4 25
$11.5M
$-2.4M
Q3 25
$8.5M
$3.7M
Q2 25
$10.2M
$3.0M
Q1 25
$4.7M
$-4.4M
Q4 24
$6.8M
$-2.9M
Q3 24
$43.4M
$6.1M
Q2 24
$8.1M
$9.7M
Q1 24
$8.1M
$-11.7M
FCF Margin
BCBP
BCBP
BYFC
BYFC
Q4 25
47.6%
-4464.2%
Q3 25
35.7%
7910.6%
Q2 25
44.1%
7312.2%
Q1 25
21.4%
-10146.5%
Q4 24
30.8%
-6953.7%
Q3 24
188.5%
16908.3%
Q2 24
34.2%
25626.3%
Q1 24
35.2%
-29297.5%
Capex Intensity
BCBP
BCBP
BYFC
BYFC
Q4 25
1.3%
205.7%
Q3 25
1.2%
225.5%
Q2 25
0.7%
31.7%
Q1 25
1.3%
34.9%
Q4 24
4.3%
22.0%
Q3 24
0.4%
80.6%
Q2 24
0.2%
118.4%
Q1 24
0.6%
137.5%
Cash Conversion
BCBP
BCBP
BYFC
BYFC
Q4 25
-2.20×
Q3 25
2.05×
Q2 25
2.90×
4.00×
Q1 25
Q4 24
2.38×
-2.17×
Q3 24
6.53×
11.85×
Q2 24
2.88×
38.21×
Q1 24
1.41×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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