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Side-by-side financial comparison of LendingClub Corp (LC) and Westrock Coffee Co (WEST). Click either name above to swap in a different company.
Westrock Coffee Co is the larger business by last-quarter revenue ($339.5M vs $252.3M, roughly 1.3× LendingClub Corp). LendingClub Corp runs the higher net margin — 20.5% vs -6.6%, a 27.1% gap on every dollar of revenue. On growth, Westrock Coffee Co posted the faster year-over-year revenue change (48.3% vs 15.9%). Over the past eight quarters, Westrock Coffee Co's revenue compounded faster (32.8% CAGR vs 16.1%).
LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.
Westrock Coffee Co is a global integrated coffee, tea and functional beverage solutions provider. It sources, roasts, manufactures and distributes coffee products, ready-to-drink beverages and custom formulations for retail, foodservice and commercial clients across North America and other key markets.
LC vs WEST — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $252.3M | $339.5M |
| Net Profit | $51.6M | $-22.6M |
| Gross Margin | — | 11.5% |
| Operating Margin | — | -2.6% |
| Net Margin | 20.5% | -6.6% |
| Revenue YoY | 15.9% | 48.3% |
| Net Profit YoY | 341.0% | 8.3% |
| EPS (diluted) | $0.44 | $-0.22 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $252.3M | — | ||
| Q4 25 | $266.5M | $339.5M | ||
| Q3 25 | $266.2M | $354.8M | ||
| Q2 25 | $248.4M | $280.9M | ||
| Q1 25 | $217.7M | $213.8M | ||
| Q4 24 | $217.2M | $229.0M | ||
| Q3 24 | $201.9M | $220.9M | ||
| Q2 24 | $187.2M | $208.4M |
| Q1 26 | $51.6M | — | ||
| Q4 25 | — | $-22.6M | ||
| Q3 25 | $44.3M | $-19.1M | ||
| Q2 25 | $38.2M | $-21.6M | ||
| Q1 25 | $11.7M | $-27.2M | ||
| Q4 24 | — | $-24.6M | ||
| Q3 24 | $14.5M | $-14.3M | ||
| Q2 24 | $14.9M | $-17.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | 11.5% | ||
| Q3 25 | — | 11.7% | ||
| Q2 25 | — | 14.7% | ||
| Q1 25 | — | 13.6% | ||
| Q4 24 | — | 16.6% | ||
| Q3 24 | — | 16.8% | ||
| Q2 24 | — | 19.9% |
| Q1 26 | — | — | ||
| Q4 25 | 18.8% | -2.6% | ||
| Q3 25 | 21.5% | -2.4% | ||
| Q2 25 | 21.7% | -5.3% | ||
| Q1 25 | 7.2% | -6.1% | ||
| Q4 24 | 5.1% | -4.3% | ||
| Q3 24 | 8.9% | -5.8% | ||
| Q2 24 | 10.4% | -7.9% |
| Q1 26 | 20.5% | — | ||
| Q4 25 | — | -6.6% | ||
| Q3 25 | 16.6% | -5.4% | ||
| Q2 25 | 15.4% | -7.7% | ||
| Q1 25 | 5.4% | -12.7% | ||
| Q4 24 | — | -10.7% | ||
| Q3 24 | 7.2% | -6.5% | ||
| Q2 24 | 8.0% | -8.5% |
| Q1 26 | $0.44 | — | ||
| Q4 25 | $0.36 | $-0.22 | ||
| Q3 25 | $0.37 | $-0.20 | ||
| Q2 25 | $0.33 | $-0.23 | ||
| Q1 25 | $0.10 | $-0.29 | ||
| Q4 24 | $0.08 | $-0.26 | ||
| Q3 24 | $0.13 | $-0.16 | ||
| Q2 24 | $0.13 | $-0.20 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $49.9M |
| Total DebtLower is stronger | — | $444.1M |
| Stockholders' EquityBook value | $1.5B | $-1.9M |
| Total Assets | $11.9B | $1.2B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $49.9M | ||
| Q3 25 | — | $34.0M | ||
| Q2 25 | — | $44.0M | ||
| Q1 25 | — | $33.1M | ||
| Q4 24 | — | $26.2M | ||
| Q3 24 | — | $22.4M | ||
| Q2 24 | — | $24.3M |
| Q1 26 | — | — | ||
| Q4 25 | $0 | $444.1M | ||
| Q3 25 | $0 | — | ||
| Q2 25 | $0 | — | ||
| Q1 25 | $0 | — | ||
| Q4 24 | $0 | $393.1M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $1.5B | — | ||
| Q4 25 | $1.5B | $-1.9M | ||
| Q3 25 | $1.5B | $11.4M | ||
| Q2 25 | $1.4B | $18.2M | ||
| Q1 25 | $1.4B | $71.4M | ||
| Q4 24 | $1.3B | $97.5M | ||
| Q3 24 | $1.3B | $110.3M | ||
| Q2 24 | $1.3B | $81.5M |
| Q1 26 | $11.9B | — | ||
| Q4 25 | $11.6B | $1.2B | ||
| Q3 25 | $11.1B | $1.2B | ||
| Q2 25 | $10.8B | $1.2B | ||
| Q1 25 | $10.5B | $1.1B | ||
| Q4 24 | $10.6B | $1.1B | ||
| Q3 24 | $11.0B | $1.1B | ||
| Q2 24 | $9.6B | $1.1B |
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | 0.00× | 4.03× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $36.7M |
| Free Cash FlowOCF − Capex | — | $27.8M |
| FCF MarginFCF / Revenue | — | 8.2% |
| Capex IntensityCapex / Revenue | — | 2.6% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-107.8M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-2.7B | $36.7M | ||
| Q3 25 | $-770.8M | $-26.6M | ||
| Q2 25 | $-713.1M | $-7.0M | ||
| Q1 25 | $-339.3M | $-22.1M | ||
| Q4 24 | $-2.6B | $2.8M | ||
| Q3 24 | $-669.8M | $-332.0K | ||
| Q2 24 | $-932.5M | $-23.7M |
| Q1 26 | — | — | ||
| Q4 25 | $-2.9B | $27.8M | ||
| Q3 25 | $-791.8M | $-44.7M | ||
| Q2 25 | $-803.8M | $-27.5M | ||
| Q1 25 | $-352.3M | $-63.4M | ||
| Q4 24 | $-2.7B | $-15.4M | ||
| Q3 24 | $-682.3M | $-36.7M | ||
| Q2 24 | $-945.3M | $-59.9M |
| Q1 26 | — | — | ||
| Q4 25 | -1076.0% | 8.2% | ||
| Q3 25 | -297.4% | -12.6% | ||
| Q2 25 | -323.5% | -9.8% | ||
| Q1 25 | -161.8% | -29.7% | ||
| Q4 24 | -1237.8% | -6.7% | ||
| Q3 24 | -338.0% | -16.6% | ||
| Q2 24 | -504.9% | -28.7% |
| Q1 26 | — | — | ||
| Q4 25 | 52.7% | 2.6% | ||
| Q3 25 | 7.9% | 5.1% | ||
| Q2 25 | 36.5% | 7.3% | ||
| Q1 25 | 6.0% | 19.3% | ||
| Q4 24 | 25.0% | 7.9% | ||
| Q3 24 | 6.2% | 16.5% | ||
| Q2 24 | 6.9% | 17.4% |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | -17.41× | — | ||
| Q2 25 | -18.68× | — | ||
| Q1 25 | -29.07× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | -46.33× | — | ||
| Q2 24 | -62.57× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LC
Segment breakdown not available.
WEST
| Coffee And Tea | $202.6M | 60% |
| Flavors Extracts And Ingredients | $69.6M | 21% |
| Sustainable Sourcing And Traceability Segments | $66.9M | 20% |
