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ASSOCIATED BANC-CORP（ASB）与WESTERN ALLIANCE BANCORPORATION（WAL）财务数据对比。点击上方公司名可切换其他公司
WESTERN ALLIANCE BANCORPORATION的季度营收约是ASSOCIATED BANC-CORP的2.7倍（$1.0B vs $383.0M），ASSOCIATED BANC-CORP净利率更高（31.2% vs 18.6%，领先12.7%），过去两年WESTERN ALLIANCE BANCORPORATION的营收复合增速更高（14.9% vs 9.1%）
联合银行集团（Associated Banc-Corp）是美国区域性银行控股公司，总部位于威斯康星州格林贝，深耕美国中西部地区，主营零售银行、商业银行、商业地产贷款、私人银行及特色金融服务，在威斯康星州、伊利诺伊州、明尼苏达州设有220多个营业网点，覆盖100多个社区，还在印第安纳、密歇根等多州设有贷款办事处。
Western Alliance Bancorporation是总部位于美国菲尼克斯的区域性银行控股公司，长期深耕美国本土区域金融服务市场，目前已跻身美国最大银行行列，在福布斯发布的美国最佳银行榜单中排名第97位。
ASB vs WAL — 直观对比
营收规模更大
WAL
是对方的2.7倍
$383.0M
净利率更高
ASB
高出12.7%
18.6%
两年增速更快
WAL
近两年复合增速
9.1%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $383.0M | $1.0B |
| 净利润 | $119.6M | $189.2M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 31.2% | 18.6% |
| 营收同比 | — | 31.0% |
| 净利润同比 | 566.6% | -5.0% |
| 每股收益（稀释后） | $0.70 | $1.65 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASBWAL
| Q1 26 | $383.0M | $1.0B | ||
| Q4 25 | $310.0M | $980.9M | ||
| Q3 25 | $305.2M | $938.2M | ||
| Q2 25 | $300.0M | $845.9M | ||
| Q1 25 | $285.9M | $778.0M | ||
| Q4 24 | $270.3M | $838.4M | ||
| Q3 24 | $329.7M | $823.1M | ||
| Q2 24 | $321.8M | $771.8M |
净利润ASBWAL
| Q1 26 | $119.6M | $189.2M | ||
| Q4 25 | $137.1M | $286.1M | ||
| Q3 25 | $124.7M | $253.4M | ||
| Q2 25 | $111.2M | $230.4M | ||
| Q1 25 | $101.7M | $199.1M | ||
| Q4 24 | $-161.6M | $216.9M | ||
| Q3 24 | $88.0M | $199.8M | ||
| Q2 24 | $115.6M | $193.6M |
营业利润率ASBWAL
| Q1 26 | — | — | ||
| Q4 25 | 52.6% | 36.3% | ||
| Q3 25 | 50.5% | 33.4% | ||
| Q2 25 | 46.5% | 34.4% | ||
| Q1 25 | 42.3% | 31.7% | ||
| Q4 24 | -65.8% | 30.9% | ||
| Q3 24 | 32.8% | 30.6% | ||
| Q2 24 | 32.0% | 32.1% |
净利率ASBWAL
| Q1 26 | 31.2% | 18.6% | ||
| Q4 25 | 44.2% | 29.2% | ||
| Q3 25 | 40.9% | 27.0% | ||
| Q2 25 | 37.1% | 27.2% | ||
| Q1 25 | 35.6% | 25.6% | ||
| Q4 24 | -59.8% | 25.9% | ||
| Q3 24 | 26.7% | 24.3% | ||
| Q2 24 | 35.9% | 25.1% |
每股收益（稀释后）ASBWAL
| Q1 26 | $0.70 | $1.65 | ||
| Q4 25 | $0.80 | $2.59 | ||
| Q3 25 | $0.73 | $2.28 | ||
| Q2 25 | $0.65 | $2.07 | ||
| Q1 25 | $0.59 | $1.79 | ||
| Q4 24 | $-1.10 | $1.94 | ||
| Q3 24 | $0.56 | $1.80 | ||
| Q2 24 | $0.74 | $1.75 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | $4.3B |
| 股东权益账面价值 | $5.0B | $7.9B |
| 总资产 | $45.6B | $98.9B |
| 负债/权益比越低杠杆越低 | — | 0.54× |
8季度趋势，按日历期对齐
总债务ASBWAL
| Q1 26 | — | $4.3B | ||
| Q4 25 | $1.0B | $1.4B | ||
| Q3 25 | $594.1M | $2.9B | ||
| Q2 25 | $593.5M | $2.9B | ||
| Q1 25 | $591.4M | $1.6B | ||
| Q4 24 | $1.4B | $2.4B | ||
| Q3 24 | $844.3M | $1.4B | ||
| Q2 24 | $536.1M | $436.0M |
股东权益ASBWAL
| Q1 26 | $5.0B | $7.9B | ||
| Q4 25 | $5.0B | $7.7B | ||
| Q3 25 | $4.9B | $7.4B | ||
| Q2 25 | $4.8B | $7.1B | ||
| Q1 25 | $4.7B | $6.9B | ||
| Q4 24 | $4.6B | $6.7B | ||
| Q3 24 | $4.4B | $6.7B | ||
| Q2 24 | $4.2B | $6.3B |
总资产ASBWAL
| Q1 26 | $45.6B | $98.9B | ||
| Q4 25 | $45.2B | $92.8B | ||
| Q3 25 | $44.5B | $91.0B | ||
| Q2 25 | $44.0B | $86.7B | ||
| Q1 25 | $43.3B | $83.0B | ||
| Q4 24 | $43.0B | $80.9B | ||
| Q3 24 | $42.2B | $80.1B | ||
| Q2 24 | $41.6B | $80.6B |
负债/权益比ASBWAL
| Q1 26 | — | 0.54× | ||
| Q4 25 | 0.20× | 0.18× | ||
| Q3 25 | 0.12× | 0.39× | ||
| Q2 25 | 0.12× | 0.41× | ||
| Q1 25 | 0.13× | 0.23× | ||
| Q4 24 | 0.31× | 0.36× | ||
| Q3 24 | 0.19× | 0.21× | ||
| Q2 24 | 0.13× | 0.07× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASB
| Net Interest Income | $307.2M | 80% |
| Noninterest Income | $75.9M | 20% |
WAL
暂无分部数据
