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COMMERCE BANCSHARES INC（CBSH）与WESTERN ALLIANCE BANCORPORATION（WAL）财务数据对比。点击上方公司名可切换其他公司
WESTERN ALLIANCE BANCORPORATION的季度营收约是COMMERCE BANCSHARES INC的2.1倍（$1.0B vs $475.7M），COMMERCE BANCSHARES INC净利率更高（29.8% vs 18.6%，领先11.2%），WESTERN ALLIANCE BANCORPORATION同比增速更快（31.0% vs 11.1%），过去两年WESTERN ALLIANCE BANCORPORATION的营收复合增速更高（14.9% vs 7.1%）
Commerce Bancshares, Inc.是总部位于美国密苏里州的区域性银行控股公司，在堪萨斯城和圣路易斯设有核心办公点，旗下Commerce Bank提供多元化金融服务，覆盖企业及个人银行、财富管理、关联公司投资等业务。
Western Alliance Bancorporation是总部位于美国菲尼克斯的区域性银行控股公司，长期深耕美国本土区域金融服务市场，目前已跻身美国最大银行行列，在福布斯发布的美国最佳银行榜单中排名第97位。
CBSH vs WAL — 直观对比
营收规模更大
WAL
是对方的2.1倍
$475.7M
营收增速更快
WAL
高出19.8%
11.1%
净利率更高
CBSH
高出11.2%
18.6%
两年增速更快
WAL
近两年复合增速
7.1%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $475.7M | $1.0B |
| 净利润 | $141.6M | $189.2M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 29.8% | 18.6% |
| 营收同比 | 11.1% | 31.0% |
| 净利润同比 | 0.7% | -5.0% |
| 每股收益（稀释后） | $0.96 | $1.65 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CBSHWAL
| Q1 26 | $475.7M | $1.0B | ||
| Q4 25 | $449.4M | $980.9M | ||
| Q3 25 | $441.0M | $938.2M | ||
| Q2 25 | $445.8M | $845.9M | ||
| Q1 25 | $428.1M | $778.0M | ||
| Q4 24 | $422.1M | $838.4M | ||
| Q3 24 | $421.4M | $823.1M | ||
| Q2 24 | $414.5M | $771.8M |
净利润CBSHWAL
| Q1 26 | $141.6M | $189.2M | ||
| Q4 25 | $140.7M | $286.1M | ||
| Q3 25 | $141.5M | $253.4M | ||
| Q2 25 | $152.5M | $230.4M | ||
| Q1 25 | $131.6M | $199.1M | ||
| Q4 24 | $136.1M | $216.9M | ||
| Q3 24 | $138.0M | $199.8M | ||
| Q2 24 | $139.6M | $193.6M |
营业利润率CBSHWAL
| Q1 26 | — | — | ||
| Q4 25 | 40.8% | 36.3% | ||
| Q3 25 | 41.9% | 33.4% | ||
| Q2 25 | 44.0% | 34.4% | ||
| Q1 25 | 39.2% | 31.7% | ||
| Q4 24 | 41.2% | 30.9% | ||
| Q3 24 | 42.4% | 30.6% | ||
| Q2 24 | 43.4% | 32.1% |
净利率CBSHWAL
| Q1 26 | 29.8% | 18.6% | ||
| Q4 25 | 31.3% | 29.2% | ||
| Q3 25 | 32.1% | 27.0% | ||
| Q2 25 | 34.2% | 27.2% | ||
| Q1 25 | 30.7% | 25.6% | ||
| Q4 24 | 32.2% | 25.9% | ||
| Q3 24 | 32.8% | 24.3% | ||
| Q2 24 | 33.7% | 25.1% |
每股收益（稀释后）CBSHWAL
| Q1 26 | $0.96 | $1.65 | ||
| Q4 25 | $0.86 | $2.59 | ||
| Q3 25 | $1.06 | $2.28 | ||
| Q2 25 | $1.14 | $2.07 | ||
| Q1 25 | $0.98 | $1.79 | ||
| Q4 24 | $0.83 | $1.94 | ||
| Q3 24 | $1.01 | $1.80 | ||
| Q2 24 | $1.03 | $1.75 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | $4.3B |
| 股东权益账面价值 | $4.3B | $7.9B |
| 总资产 | $35.7B | $98.9B |
| 负债/权益比越低杠杆越低 | — | 0.54× |
8季度趋势，按日历期对齐
总债务CBSHWAL
| Q1 26 | — | $4.3B | ||
| Q4 25 | — | $1.4B | ||
| Q3 25 | — | $2.9B | ||
| Q2 25 | — | $2.9B | ||
| Q1 25 | — | $1.6B | ||
| Q4 24 | — | $2.4B | ||
| Q3 24 | — | $1.4B | ||
| Q2 24 | — | $436.0M |
股东权益CBSHWAL
| Q1 26 | $4.3B | $7.9B | ||
| Q4 25 | $3.8B | $7.7B | ||
| Q3 25 | $3.8B | $7.4B | ||
| Q2 25 | $3.6B | $7.1B | ||
| Q1 25 | $3.5B | $6.9B | ||
| Q4 24 | $3.3B | $6.7B | ||
| Q3 24 | $3.4B | $6.7B | ||
| Q2 24 | $3.1B | $6.3B |
总资产CBSHWAL
| Q1 26 | $35.7B | $98.9B | ||
| Q4 25 | $32.9B | $92.8B | ||
| Q3 25 | $32.3B | $91.0B | ||
| Q2 25 | $32.3B | $86.7B | ||
| Q1 25 | $32.4B | $83.0B | ||
| Q4 24 | $32.0B | $80.9B | ||
| Q3 24 | $31.5B | $80.1B | ||
| Q2 24 | $30.6B | $80.6B |
负债/权益比CBSHWAL
| Q1 26 | — | 0.54× | ||
| Q4 25 | — | 0.18× | ||
| Q3 25 | — | 0.39× | ||
| Q2 25 | — | 0.41× | ||
| Q1 25 | — | 0.23× | ||
| Q4 24 | — | 0.36× | ||
| Q3 24 | — | 0.21× | ||
| Q2 24 | — | 0.07× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
