vs
SouthState Bank Corp（SSB）与WESTERN ALLIANCE BANCORPORATION（WAL）财务数据对比。点击上方公司名可切换其他公司
WESTERN ALLIANCE BANCORPORATION的季度营收约是SouthState Bank Corp的1.5倍（$1.0B vs $661.7M），SouthState Bank Corp净利率更高（34.1% vs 18.6%，领先15.6%），过去两年SouthState Bank Corp的营收复合增速更高（37.4% vs 14.9%）
SouthState Bank总部位于美国佛罗里达州温特黑文，是银行控股公司SouthState Corporation旗下的银行子公司。截至2025年5月26日，该行已在南卡罗来纳、北卡罗来纳、佐治亚、佛罗里达、阿拉巴马、弗吉尼亚、科罗拉多、得克萨斯八州设有371家营业网点，为当地客户提供各类银行金融服务。
Western Alliance Bancorporation是总部位于美国菲尼克斯的区域性银行控股公司，长期深耕美国本土区域金融服务市场，目前已跻身美国最大银行行列，在福布斯发布的美国最佳银行榜单中排名第97位。
SSB vs WAL — 直观对比
营收规模更大
WAL
是对方的1.5倍
$661.7M
净利率更高
SSB
高出15.6%
18.6%
两年增速更快
SSB
近两年复合增速
14.9%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $661.7M | $1.0B |
| 净利润 | $225.8M | $189.2M |
| 毛利率 | — | — |
| 营业利润率 | 15.1% | — |
| 净利率 | 34.1% | 18.6% |
| 营收同比 | — | 31.0% |
| 净利润同比 | 153.5% | -5.0% |
| 每股收益（稀释后） | $2.28 | $1.65 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收SSBWAL
| Q1 26 | $661.7M | $1.0B | ||
| Q4 25 | $581.1M | $980.9M | ||
| Q3 25 | $599.7M | $938.2M | ||
| Q2 25 | $577.9M | $845.9M | ||
| Q1 25 | $544.5M | $778.0M | ||
| Q4 24 | $369.8M | $838.4M | ||
| Q3 24 | $351.5M | $823.1M | ||
| Q2 24 | $350.3M | $771.8M |
净利润SSBWAL
| Q1 26 | $225.8M | $189.2M | ||
| Q4 25 | $247.7M | $286.1M | ||
| Q3 25 | $246.6M | $253.4M | ||
| Q2 25 | $215.2M | $230.4M | ||
| Q1 25 | $89.1M | $199.1M | ||
| Q4 24 | $144.2M | $216.9M | ||
| Q3 24 | $143.2M | $199.8M | ||
| Q2 24 | $132.4M | $193.6M |
营业利润率SSBWAL
| Q1 26 | 15.1% | — | ||
| Q4 25 | 54.3% | 36.3% | ||
| Q3 25 | 53.6% | 33.4% | ||
| Q2 25 | 48.8% | 34.4% | ||
| Q1 25 | 22.3% | 31.7% | ||
| Q4 24 | 50.7% | 30.9% | ||
| Q3 24 | 53.1% | 30.6% | ||
| Q2 24 | 49.3% | 32.1% |
净利率SSBWAL
| Q1 26 | 34.1% | 18.6% | ||
| Q4 25 | 42.6% | 29.2% | ||
| Q3 25 | 41.1% | 27.0% | ||
| Q2 25 | 37.2% | 27.2% | ||
| Q1 25 | 16.4% | 25.6% | ||
| Q4 24 | 39.0% | 25.9% | ||
| Q3 24 | 40.7% | 24.3% | ||
| Q2 24 | 37.8% | 25.1% |
每股收益（稀释后）SSBWAL
| Q1 26 | $2.28 | $1.65 | ||
| Q4 25 | $2.47 | $2.59 | ||
| Q3 25 | $2.42 | $2.28 | ||
| Q2 25 | $2.11 | $2.07 | ||
| Q1 25 | $0.87 | $1.79 | ||
| Q4 24 | $1.88 | $1.94 | ||
| Q3 24 | $1.86 | $1.80 | ||
| Q2 24 | $1.73 | $1.75 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $2.9B | — |
| 总债务越低越好 | — | $4.3B |
| 股东权益账面价值 | $9.0B | $7.9B |
| 总资产 | $68.0B | $98.9B |
| 负债/权益比越低杠杆越低 | — | 0.54× |
8季度趋势，按日历期对齐
现金及短期投资SSBWAL
| Q1 26 | $2.9B | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
总债务SSBWAL
| Q1 26 | — | $4.3B | ||
| Q4 25 | — | $1.4B | ||
| Q3 25 | — | $2.9B | ||
| Q2 25 | — | $2.9B | ||
| Q1 25 | — | $1.6B | ||
| Q4 24 | — | $2.4B | ||
| Q3 24 | — | $1.4B | ||
| Q2 24 | — | $436.0M |
股东权益SSBWAL
| Q1 26 | $9.0B | $7.9B | ||
| Q4 25 | $9.1B | $7.7B | ||
| Q3 25 | $9.0B | $7.4B | ||
| Q2 25 | $8.8B | $7.1B | ||
| Q1 25 | $8.6B | $6.9B | ||
| Q4 24 | $5.9B | $6.7B | ||
| Q3 24 | $5.9B | $6.7B | ||
| Q2 24 | $5.7B | $6.3B |
总资产SSBWAL
| Q1 26 | $68.0B | $98.9B | ||
| Q4 25 | $67.2B | $92.8B | ||
| Q3 25 | $66.0B | $91.0B | ||
| Q2 25 | $65.9B | $86.7B | ||
| Q1 25 | $65.1B | $83.0B | ||
| Q4 24 | $46.4B | $80.9B | ||
| Q3 24 | $46.1B | $80.1B | ||
| Q2 24 | $45.5B | $80.6B |
负债/权益比SSBWAL
| Q1 26 | — | 0.54× | ||
| Q4 25 | — | 0.18× | ||
| Q3 25 | — | 0.39× | ||
| Q2 25 | — | 0.41× | ||
| Q1 25 | — | 0.23× | ||
| Q4 24 | — | 0.36× | ||
| Q3 24 | — | 0.21× | ||
| Q2 24 | — | 0.07× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
SSB
| Net Interest Income | $561.6M | 85% |
| Noninterest Income | $100.1M | 15% |
WAL
暂无分部数据
