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BCB BANCORP INC（BCBP）与BankUnited, Inc.（BKU）财务数据对比。点击上方公司名可切换其他公司
BCB BANCORP INC的季度营收约是BankUnited, Inc.的4.2倍（$24.2M vs $5.8M）。BankUnited, Inc.同比增速更快（16.0% vs 9.1%）。过去两年BankUnited, Inc.的营收复合增速更高（4.4% vs 2.3%）
BankUnited, Inc.是美国国民银行BankUnited, N.A.的控股公司，成立于1984年，总部位于佛罗里达州迈阿密莱克斯。业务覆盖佛罗里达州、佐治亚州亚特兰大及周边、得克萨斯州达拉斯、新泽西州莫里斯敦、北卡罗来纳州夏洛特，以及纽约大都会区，还通过全国性平台提供部分商业贷款和存款产品，截至2025年12月31日总资产达350亿美元。
BCBP vs BKU — 直观对比
营收规模更大
BCBP
是对方的4.2倍
$5.8M
营收增速更快
BKU
高出6.9%
9.1%
两年增速更快
BKU
近两年复合增速
2.3%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $24.2M | $5.8M |
| 净利润 | $-12.0M | — |
| 毛利率 | — | — |
| 营业利润率 | -71.9% | — |
| 净利率 | -49.7% | — |
| 营收同比 | 9.1% | 16.0% |
| 净利润同比 | -467.6% | — |
| 每股收益（稀释后） | $-0.73 | $0.89 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BCBPBKU
| Q4 25 | $24.2M | $5.8M | ||
| Q3 25 | $23.7M | $5.4M | ||
| Q2 25 | $23.1M | $5.3M | ||
| Q1 25 | $22.0M | $5.2M | ||
| Q4 24 | $22.2M | $5.0M | ||
| Q3 24 | $23.0M | $5.0M | ||
| Q2 24 | $23.6M | $4.9M | ||
| Q1 24 | $23.1M | $5.3M |
净利润BCBPBKU
| Q4 25 | $-12.0M | — | ||
| Q3 25 | $4.3M | $71.9M | ||
| Q2 25 | $3.6M | $68.8M | ||
| Q1 25 | $-8.3M | $58.5M | ||
| Q4 24 | $3.3M | — | ||
| Q3 24 | $6.7M | $61.5M | ||
| Q2 24 | $2.8M | $53.7M | ||
| Q1 24 | $5.9M | $48.0M |
营业利润率BCBPBKU
| Q4 25 | -71.9% | — | ||
| Q3 25 | 24.5% | — | ||
| Q2 25 | 21.7% | — | ||
| Q1 25 | -53.2% | — | ||
| Q4 24 | 20.8% | — | ||
| Q3 24 | 40.6% | — | ||
| Q2 24 | 16.8% | — | ||
| Q1 24 | 36.0% | — |
净利率BCBPBKU
| Q4 25 | -49.7% | — | ||
| Q3 25 | 18.0% | 1333.8% | ||
| Q2 25 | 15.4% | 1291.9% | ||
| Q1 25 | -37.8% | 1117.0% | ||
| Q4 24 | 14.7% | — | ||
| Q3 24 | 28.9% | 1225.1% | ||
| Q2 24 | 11.9% | 1094.6% | ||
| Q1 24 | 25.3% | 903.1% |
每股收益（稀释后）BCBPBKU
| Q4 25 | $-0.73 | $0.89 | ||
| Q3 25 | $0.22 | $0.95 | ||
| Q2 25 | $0.18 | $0.91 | ||
| Q1 25 | $-0.51 | $0.78 | ||
| Q4 24 | $0.17 | $0.91 | ||
| Q3 24 | $0.36 | $0.81 | ||
| Q2 24 | $0.14 | $0.72 | ||
| Q1 24 | $0.32 | $0.64 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $217.8M |
| 总债务越低越好 | — | $319.7M |
| 股东权益账面价值 | $304.3M | $3.1B |
| 总资产 | $3.3B | $35.0B |
| 负债/权益比越低杠杆越低 | — | 0.10× |
8季度趋势，按日历期对齐
现金及短期投资BCBPBKU
| Q4 25 | — | $217.8M | ||
| Q3 25 | — | $559.5M | ||
| Q2 25 | — | $801.3M | ||
| Q1 25 | — | $443.7M | ||
| Q4 24 | — | $491.1M | ||
| Q3 24 | — | $889.9M | ||
| Q2 24 | — | $433.5M | ||
| Q1 24 | — | $421.2M |
总债务BCBPBKU
| Q4 25 | — | $319.7M | ||
| Q3 25 | — | $320.4M | ||
| Q2 25 | — | $708.9M | ||
| Q1 25 | — | $709.1M | ||
| Q4 24 | — | $708.6M | ||
| Q3 24 | — | $708.7M | ||
| Q2 24 | — | $708.8M | ||
| Q1 24 | — | $709.0M |
股东权益BCBPBKU
| Q4 25 | $304.3M | $3.1B | ||
| Q3 25 | $318.5M | $3.0B | ||
| Q2 25 | $315.7M | $3.0B | ||
| Q1 25 | $314.7M | $2.9B | ||
| Q4 24 | $323.9M | $2.8B | ||
| Q3 24 | $328.1M | $2.8B | ||
| Q2 24 | $320.7M | $2.7B | ||
| Q1 24 | $320.1M | $2.6B |
总资产BCBPBKU
| Q4 25 | $3.3B | $35.0B | ||
| Q3 25 | $3.4B | $35.1B | ||
| Q2 25 | $3.4B | $35.5B | ||
| Q1 25 | $3.5B | $34.8B | ||
| Q4 24 | $3.6B | $35.2B | ||
| Q3 24 | $3.6B | $35.8B | ||
| Q2 24 | $3.8B | $35.4B | ||
| Q1 24 | $3.8B | $35.1B |
负债/权益比BCBPBKU
| Q4 25 | — | 0.10× | ||
| Q3 25 | — | 0.11× | ||
| Q2 25 | — | 0.24× | ||
| Q1 25 | — | 0.24× | ||
| Q4 24 | — | 0.25× | ||
| Q3 24 | — | 0.25× | ||
| Q2 24 | — | 0.26× | ||
| Q1 24 | — | 0.27× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $11.8M | $124.9M |
| 自由现金流经营现金流 - 资本支出 | $11.5M | — |
| 自由现金流率自由现金流/营收 | 47.6% | — |
| 资本支出强度资本支出/营收 | 1.3% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $34.9M | — |
8季度趋势，按日历期对齐
经营现金流BCBPBKU
| Q4 25 | $11.8M | $124.9M | ||
| Q3 25 | $8.7M | $99.7M | ||
| Q2 25 | $10.3M | $117.6M | ||
| Q1 25 | $5.0M | $16.4M | ||
| Q4 24 | $7.8M | $185.5M | ||
| Q3 24 | $43.5M | $46.1M | ||
| Q2 24 | $8.1M | $135.7M | ||
| Q1 24 | $8.3M | $66.5M |
自由现金流BCBPBKU
| Q4 25 | $11.5M | — | ||
| Q3 25 | $8.5M | — | ||
| Q2 25 | $10.2M | — | ||
| Q1 25 | $4.7M | — | ||
| Q4 24 | $6.8M | — | ||
| Q3 24 | $43.4M | — | ||
| Q2 24 | $8.1M | — | ||
| Q1 24 | $8.1M | — |
自由现金流率BCBPBKU
| Q4 25 | 47.6% | — | ||
| Q3 25 | 35.7% | — | ||
| Q2 25 | 44.1% | — | ||
| Q1 25 | 21.4% | — | ||
| Q4 24 | 30.8% | — | ||
| Q3 24 | 188.5% | — | ||
| Q2 24 | 34.2% | — | ||
| Q1 24 | 35.2% | — |
资本支出强度BCBPBKU
| Q4 25 | 1.3% | — | ||
| Q3 25 | 1.2% | — | ||
| Q2 25 | 0.7% | — | ||
| Q1 25 | 1.3% | — | ||
| Q4 24 | 4.3% | — | ||
| Q3 24 | 0.4% | — | ||
| Q2 24 | 0.2% | — | ||
| Q1 24 | 0.6% | — |
现金转化率BCBPBKU
| Q4 25 | — | — | ||
| Q3 25 | 2.05× | 1.39× | ||
| Q2 25 | 2.90× | 1.71× | ||
| Q1 25 | — | 0.28× | ||
| Q4 24 | 2.38× | — | ||
| Q3 24 | 6.53× | 0.75× | ||
| Q2 24 | 2.88× | 2.53× | ||
| Q1 24 | 1.41× | 1.39× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
