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BankUnited, Inc.（BKU）与BV Financial, Inc.（BVFL）财务数据对比。点击上方公司名可切换其他公司
BV Financial, Inc.的季度营收约是BankUnited, Inc.的1.7倍（$9.8M vs $5.8M）。BankUnited, Inc.同比增速更快（16.0% vs 8.2%）。过去两年BV Financial, Inc.的营收复合增速更高（10.7% vs 4.4%）
BankUnited, Inc.是美国国民银行BankUnited, N.A.的控股公司，成立于1984年，总部位于佛罗里达州迈阿密莱克斯。业务覆盖佛罗里达州、佐治亚州亚特兰大及周边、得克萨斯州达拉斯、新泽西州莫里斯敦、北卡罗来纳州夏洛特，以及纽约大都会区，还通过全国性平台提供部分商业贷款和存款产品，截至2025年12月31日总资产达350亿美元。
Virtu Financial是一家美国高频交易公司，于2015年在纳斯达克完成上市，是全球知名的高频交易领域金融服务企业。
BKU vs BVFL — 直观对比
营收规模更大
BVFL
是对方的1.7倍
$5.8M
营收增速更快
BKU
高出7.8%
8.2%
两年增速更快
BVFL
近两年复合增速
4.4%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $5.8M | $9.8M |
| 净利润 | — | $4.8M |
| 毛利率 | — | — |
| 营业利润率 | — | 72.4% |
| 净利率 | — | 49.3% |
| 营收同比 | 16.0% | 8.2% |
| 净利润同比 | — | 146.2% |
| 每股收益（稀释后） | $0.89 | $0.52 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BKUBVFL
| Q4 25 | $5.8M | $9.8M | ||
| Q3 25 | $5.4M | $9.3M | ||
| Q2 25 | $5.3M | $9.2M | ||
| Q1 25 | $5.2M | $8.6M | ||
| Q4 24 | $5.0M | $9.0M | ||
| Q3 24 | $5.0M | $9.3M | ||
| Q2 24 | $4.9M | $8.9M | ||
| Q1 24 | $5.3M | $8.0M |
净利润BKUBVFL
| Q4 25 | — | $4.8M | ||
| Q3 25 | $71.9M | $3.7M | ||
| Q2 25 | $68.8M | $2.9M | ||
| Q1 25 | $58.5M | $2.1M | ||
| Q4 24 | — | $2.0M | ||
| Q3 24 | $61.5M | $3.8M | ||
| Q2 24 | $53.7M | $3.4M | ||
| Q1 24 | $48.0M | $2.6M |
营业利润率BKUBVFL
| Q4 25 | — | 72.4% | ||
| Q3 25 | — | 55.3% | ||
| Q2 25 | — | 43.0% | ||
| Q1 25 | — | 31.2% | ||
| Q4 24 | — | 31.6% | ||
| Q3 24 | — | 56.3% | ||
| Q2 24 | — | 53.0% | ||
| Q1 24 | — | 45.2% |
净利率BKUBVFL
| Q4 25 | — | 49.3% | ||
| Q3 25 | 1333.8% | 39.9% | ||
| Q2 25 | 1291.9% | 31.2% | ||
| Q1 25 | 1117.0% | 24.3% | ||
| Q4 24 | — | 21.7% | ||
| Q3 24 | 1225.1% | 40.8% | ||
| Q2 24 | 1094.6% | 38.2% | ||
| Q1 24 | 903.1% | 32.3% |
每股收益（稀释后）BKUBVFL
| Q4 25 | $0.89 | $0.52 | ||
| Q3 25 | $0.95 | $0.41 | ||
| Q2 25 | $0.91 | $0.29 | ||
| Q1 25 | $0.78 | $0.21 | ||
| Q4 24 | $0.91 | $0.18 | ||
| Q3 24 | $0.81 | $0.35 | ||
| Q2 24 | $0.72 | $0.32 | ||
| Q1 24 | $0.64 | $0.24 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $217.8M | $55.7M |
| 总债务越低越好 | $319.7M | $35.0M |
| 股东权益账面价值 | $3.1B | $183.8M |
| 总资产 | $35.0B | $912.2M |
| 负债/权益比越低杠杆越低 | 0.10× | 0.19× |
8季度趋势，按日历期对齐
现金及短期投资BKUBVFL
| Q4 25 | $217.8M | $55.7M | ||
| Q3 25 | $559.5M | $63.5M | ||
| Q2 25 | $801.3M | $56.3M | ||
| Q1 25 | $443.7M | $70.8M | ||
| Q4 24 | $491.1M | $70.5M | ||
| Q3 24 | $889.9M | $94.1M | ||
| Q2 24 | $433.5M | $90.6M | ||
| Q1 24 | $421.2M | $78.8M |
总债务BKUBVFL
| Q4 25 | $319.7M | $35.0M | ||
| Q3 25 | $320.4M | $35.0M | ||
| Q2 25 | $708.9M | $35.0M | ||
| Q1 25 | $709.1M | $49.9M | ||
| Q4 24 | $708.6M | $49.9M | ||
| Q3 24 | $708.7M | $34.8M | ||
| Q2 24 | $708.8M | $34.8M | ||
| Q1 24 | $709.0M | $34.8M |
股东权益BKUBVFL
| Q4 25 | $3.1B | $183.8M | ||
| Q3 25 | $3.0B | $190.2M | ||
| Q2 25 | $3.0B | $198.0M | ||
| Q1 25 | $2.9B | $198.1M | ||
| Q4 24 | $2.8B | $195.5M | ||
| Q3 24 | $2.8B | $209.7M | ||
| Q2 24 | $2.7B | $205.5M | ||
| Q1 24 | $2.6B | $201.8M |
总资产BKUBVFL
| Q4 25 | $35.0B | $912.2M | ||
| Q3 25 | $35.1B | $909.4M | ||
| Q2 25 | $35.5B | $908.3M | ||
| Q1 25 | $34.8B | $921.9M | ||
| Q4 24 | $35.2B | $911.8M | ||
| Q3 24 | $35.8B | $892.7M | ||
| Q2 24 | $35.4B | $897.2M | ||
| Q1 24 | $35.1B | $892.5M |
负债/权益比BKUBVFL
| Q4 25 | 0.10× | 0.19× | ||
| Q3 25 | 0.11× | 0.18× | ||
| Q2 25 | 0.24× | 0.18× | ||
| Q1 25 | 0.24× | 0.25× | ||
| Q4 24 | 0.25× | 0.26× | ||
| Q3 24 | 0.25× | 0.17× | ||
| Q2 24 | 0.26× | 0.17× | ||
| Q1 24 | 0.27× | 0.17× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $124.9M | $3.4M |
| 自由现金流经营现金流 - 资本支出 | — | $3.3M |
| 自由现金流率自由现金流/营收 | — | 33.9% |
| 资本支出强度资本支出/营收 | — | 1.4% |
| 现金转化率经营现金流/净利润 | — | 0.72× |
| 过去12个月自由现金流最近4个季度 | — | $18.5M |
8季度趋势，按日历期对齐
经营现金流BKUBVFL
| Q4 25 | $124.9M | $3.4M | ||
| Q3 25 | $99.7M | $8.4M | ||
| Q2 25 | $117.6M | $2.7M | ||
| Q1 25 | $16.4M | $4.4M | ||
| Q4 24 | $185.5M | $3.9M | ||
| Q3 24 | $46.1M | $6.1M | ||
| Q2 24 | $135.7M | $1.5M | ||
| Q1 24 | $66.5M | $4.6M |
自由现金流BKUBVFL
| Q4 25 | — | $3.3M | ||
| Q3 25 | — | $8.4M | ||
| Q2 25 | — | $2.6M | ||
| Q1 25 | — | $4.2M | ||
| Q4 24 | — | $3.9M | ||
| Q3 24 | — | $6.0M | ||
| Q2 24 | — | $1.4M | ||
| Q1 24 | — | $4.1M |
自由现金流率BKUBVFL
| Q4 25 | — | 33.9% | ||
| Q3 25 | — | 90.1% | ||
| Q2 25 | — | 28.1% | ||
| Q1 25 | — | 48.8% | ||
| Q4 24 | — | 43.5% | ||
| Q3 24 | — | 64.0% | ||
| Q2 24 | — | 16.2% | ||
| Q1 24 | — | 51.9% |
资本支出强度BKUBVFL
| Q4 25 | — | 1.4% | ||
| Q3 25 | — | 0.1% | ||
| Q2 25 | — | 1.5% | ||
| Q1 25 | — | 2.5% | ||
| Q4 24 | — | 0.2% | ||
| Q3 24 | — | 1.1% | ||
| Q2 24 | — | 0.6% | ||
| Q1 24 | — | 5.5% |
现金转化率BKUBVFL
| Q4 25 | — | 0.72× | ||
| Q3 25 | 1.39× | 2.26× | ||
| Q2 25 | 1.71× | 0.95× | ||
| Q1 25 | 0.28× | 2.11× | ||
| Q4 24 | — | 2.01× | ||
| Q3 24 | 0.75× | 1.60× | ||
| Q2 24 | 2.53× | 0.44× | ||
| Q1 24 | 1.39× | 1.77× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
