vs
华美银行集团（EWBC）与高途（GOTU）财务数据对比。点击上方公司名可切换其他公司
华美银行集团的季度营收约是高途的1.0倍（$775.0M vs $767.1M），过去两年高途的营收复合增速更高（141.9% vs 18.4%）
华美银行集团旗下核心子公司为华美银行，是总部位于美国南加州的最大上市银行控股集团。集团资产规模超100亿美元，曾获评标普全球市场财智全美最佳银行，自2023年起连续三年位列《银行董事》杂志同资产规模银行绩效榜单首位。
高途教育是中国一家教育科技企业，成立于2014年，核心业务包括K12阶段学生的在线辅导，同时也面向成人开设外语学习与职业培训类课程，跟谁学是其旗下核心在线教育平台。
EWBC vs GOTU — 直观对比
营收规模更大
EWBC
是对方的1.0倍
$767.1M
两年增速更快
GOTU
近两年复合增速
18.4%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $775.0M | $767.1M |
| 净利润 | $358.0M | — |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 46.2% | — |
| 营收同比 | 2.1% | — |
| 净利润同比 | 0.4% | — |
| 每股收益（稀释后） | $2.57 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收EWBCGOTU
| Q1 26 | $775.0M | — | ||
| Q4 25 | $657.8M | $767.1M | ||
| Q3 25 | $677.5M | $221.8M | ||
| Q2 25 | $617.1M | $194.0M | ||
| Q1 25 | $600.2M | $205.7M | ||
| Q4 24 | $587.6M | $318.7M | ||
| Q3 24 | $572.7M | $172.2M | ||
| Q2 24 | $553.2M | $139.0M |
净利润EWBCGOTU
| Q1 26 | $358.0M | — | ||
| Q4 25 | $356.3M | — | ||
| Q3 25 | $368.4M | $-20.7M | ||
| Q2 25 | $310.3M | $-30.2M | ||
| Q1 25 | $290.3M | — | ||
| Q4 24 | $293.1M | — | ||
| Q3 24 | $299.2M | — | ||
| Q2 24 | $288.2M | $-59.1M |
毛利率EWBCGOTU
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 66.1% | ||
| Q2 25 | — | 66.0% | ||
| Q1 25 | — | 69.7% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 64.4% | ||
| Q2 24 | — | 69.0% |
营业利润率EWBCGOTU
| Q1 26 | — | — | ||
| Q4 25 | 71.0% | — | ||
| Q3 25 | 68.6% | -11.3% | ||
| Q2 25 | 65.2% | -17.4% | ||
| Q1 25 | 65.2% | — | ||
| Q4 24 | 60.6% | — | ||
| Q3 24 | 68.0% | — | ||
| Q2 24 | 65.9% | -46.0% |
净利率EWBCGOTU
| Q1 26 | 46.2% | — | ||
| Q4 25 | 54.2% | — | ||
| Q3 25 | 54.4% | -9.3% | ||
| Q2 25 | 50.3% | -15.5% | ||
| Q1 25 | 48.4% | — | ||
| Q4 24 | 49.9% | — | ||
| Q3 24 | 52.2% | — | ||
| Q2 24 | 52.1% | -42.5% |
每股收益（稀释后）EWBCGOTU
| Q1 26 | $2.57 | — | ||
| Q4 25 | $2.55 | — | ||
| Q3 25 | $2.65 | — | ||
| Q2 25 | $2.24 | — | ||
| Q1 25 | $2.08 | — | ||
| Q4 24 | $2.10 | — | ||
| Q3 24 | $2.14 | — | ||
| Q2 24 | $2.06 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $596.2M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $9.0B | $1.3B |
| 总资产 | $82.9B | $6.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资EWBCGOTU
| Q1 26 | — | — | ||
| Q4 25 | $4.2B | $596.2M | ||
| Q3 25 | $4.7B | $318.7M | ||
| Q2 25 | $4.4B | $814.4M | ||
| Q1 25 | $3.4B | $1.0B | ||
| Q4 24 | $5.3B | $433.8M | ||
| Q3 24 | $4.9B | $855.8M | ||
| Q2 24 | $4.4B | $1.4B |
总债务EWBCGOTU
| Q1 26 | — | — | ||
| Q4 25 | $35.6M | — | ||
| Q3 25 | $35.7M | — | ||
| Q2 25 | $35.8M | — | ||
| Q1 25 | $35.9M | — | ||
| Q4 24 | $36.0M | — | ||
| Q3 24 | $36.1M | — | ||
| Q2 24 | $36.1M | — |
股东权益EWBCGOTU
| Q1 26 | $9.0B | — | ||
| Q4 25 | $8.9B | $1.3B | ||
| Q3 25 | $8.6B | $1.4B | ||
| Q2 25 | $8.2B | $1.6B | ||
| Q1 25 | $7.9B | $1.9B | ||
| Q4 24 | $7.7B | $264.9M | ||
| Q3 24 | $7.7B | $2.1B | ||
| Q2 24 | $7.2B | $2.7B |
总资产EWBCGOTU
| Q1 26 | $82.9B | — | ||
| Q4 25 | $80.4B | $6.2B | ||
| Q3 25 | $79.7B | $5.1B | ||
| Q2 25 | $78.2B | $5.9B | ||
| Q1 25 | $76.2B | $5.2B | ||
| Q4 24 | $76.0B | $798.4M | ||
| Q3 24 | $74.5B | $5.2B | ||
| Q2 24 | $72.5B | $5.8B |
负债/权益比EWBCGOTU
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | 0.00× | — | ||
| Q2 24 | 0.01× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
