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Side-by-side financial comparison of Axos Financial, Inc. (AX) and Westrock Coffee Co (WEST). Click either name above to swap in a different company.
Axos Financial, Inc. is the larger business by last-quarter revenue ($392.2M vs $339.5M, roughly 1.2× Westrock Coffee Co). Axos Financial, Inc. runs the higher net margin — 31.8% vs -6.6%, a 38.4% gap on every dollar of revenue. Over the past eight quarters, Westrock Coffee Co's revenue compounded faster (32.8% CAGR vs 16.1%).
Axos Financial is an American bank holding company based in Las Vegas, Nevada and is the parent of Axos Bank, a direct bank. It also offers registered investment adviser services and an electronic trading platform.
Westrock Coffee Co is a global integrated coffee, tea and functional beverage solutions provider. It sources, roasts, manufactures and distributes coffee products, ready-to-drink beverages and custom formulations for retail, foodservice and commercial clients across North America and other key markets.
AX vs WEST — Head-to-Head
Income Statement — Q3 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $392.2M | $339.5M |
| Net Profit | $124.7M | $-22.6M |
| Gross Margin | — | 11.5% |
| Operating Margin | — | -2.6% |
| Net Margin | 31.8% | -6.6% |
| Revenue YoY | — | 48.3% |
| Net Profit YoY | 18.5% | 8.3% |
| EPS (diluted) | $2.15 | $-0.22 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $392.2M | — | ||
| Q4 25 | $385.1M | $339.5M | ||
| Q3 25 | $323.4M | $354.8M | ||
| Q2 25 | $321.4M | $280.9M | ||
| Q1 25 | $308.8M | $213.8M | ||
| Q4 24 | $307.9M | $229.0M | ||
| Q3 24 | $320.7M | $220.9M | ||
| Q2 24 | $290.9M | $208.4M |
| Q1 26 | $124.7M | — | ||
| Q4 25 | $128.4M | $-22.6M | ||
| Q3 25 | $112.4M | $-19.1M | ||
| Q2 25 | $110.7M | $-21.6M | ||
| Q1 25 | $105.2M | $-27.2M | ||
| Q4 24 | $104.7M | $-24.6M | ||
| Q3 24 | $112.3M | $-14.3M | ||
| Q2 24 | $104.9M | $-17.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | 11.5% | ||
| Q3 25 | — | 11.7% | ||
| Q2 25 | — | 14.7% | ||
| Q1 25 | — | 13.6% | ||
| Q4 24 | — | 16.6% | ||
| Q3 24 | — | 16.8% | ||
| Q2 24 | — | 19.9% |
| Q1 26 | — | — | ||
| Q4 25 | 45.6% | -2.6% | ||
| Q3 25 | 46.3% | -2.4% | ||
| Q2 25 | 48.5% | -5.3% | ||
| Q1 25 | 47.9% | -6.1% | ||
| Q4 24 | 48.8% | -4.3% | ||
| Q3 24 | 49.6% | -5.8% | ||
| Q2 24 | 49.6% | -7.9% |
| Q1 26 | 31.8% | — | ||
| Q4 25 | 33.3% | -6.6% | ||
| Q3 25 | 34.7% | -5.4% | ||
| Q2 25 | 34.4% | -7.7% | ||
| Q1 25 | 34.1% | -12.7% | ||
| Q4 24 | 34.0% | -10.7% | ||
| Q3 24 | 35.0% | -6.5% | ||
| Q2 24 | 36.0% | -8.5% |
| Q1 26 | $2.15 | — | ||
| Q4 25 | $2.22 | $-0.22 | ||
| Q3 25 | $1.94 | $-0.20 | ||
| Q2 25 | $1.89 | $-0.23 | ||
| Q1 25 | $1.81 | $-0.29 | ||
| Q4 24 | $1.80 | $-0.26 | ||
| Q3 24 | $1.93 | $-0.16 | ||
| Q2 24 | $1.75 | $-0.20 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $49.9M |
| Total DebtLower is stronger | — | $444.1M |
| Stockholders' EquityBook value | $3.1B | $-1.9M |
| Total Assets | $29.2B | $1.2B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | $49.9M | ||
| Q3 25 | $2.6B | $34.0M | ||
| Q2 25 | $1.9B | $44.0M | ||
| Q1 25 | $2.0B | $33.1M | ||
| Q4 24 | $2.4B | $26.2M | ||
| Q3 24 | $2.6B | $22.4M | ||
| Q2 24 | $2.0B | $24.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | $444.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | $312.7M | — | ||
| Q1 25 | $377.4M | — | ||
| Q4 24 | $358.7M | $393.1M | ||
| Q3 24 | $313.5M | — | ||
| Q2 24 | $325.7M | — |
| Q1 26 | $3.1B | — | ||
| Q4 25 | $2.9B | $-1.9M | ||
| Q3 25 | $2.8B | $11.4M | ||
| Q2 25 | $2.7B | $18.2M | ||
| Q1 25 | $2.6B | $71.4M | ||
| Q4 24 | $2.5B | $97.5M | ||
| Q3 24 | $2.4B | $110.3M | ||
| Q2 24 | $2.3B | $81.5M |
| Q1 26 | $29.2B | — | ||
| Q4 25 | $28.2B | $1.2B | ||
| Q3 25 | $27.4B | $1.2B | ||
| Q2 25 | $24.8B | $1.2B | ||
| Q1 25 | $24.0B | $1.1B | ||
| Q4 24 | $23.7B | $1.1B | ||
| Q3 24 | $23.6B | $1.1B | ||
| Q2 24 | $22.9B | $1.1B |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.14× | 4.03× | ||
| Q3 24 | 0.13× | — | ||
| Q2 24 | 0.14× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $36.7M |
| Free Cash FlowOCF − Capex | — | $27.8M |
| FCF MarginFCF / Revenue | — | 8.2% |
| Capex IntensityCapex / Revenue | — | 2.6% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-107.8M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $36.7M | ||
| Q3 25 | $118.4M | $-26.6M | ||
| Q2 25 | $490.3M | $-7.0M | ||
| Q1 25 | $73.7M | $-22.1M | ||
| Q4 24 | $162.5M | $2.8M | ||
| Q3 24 | $70.8M | $-332.0K | ||
| Q2 24 | $305.5M | $-23.7M |
| Q1 26 | — | — | ||
| Q4 25 | $85.4M | $27.8M | ||
| Q3 25 | $109.3M | $-44.7M | ||
| Q2 25 | $436.1M | $-27.5M | ||
| Q1 25 | $65.1M | $-63.4M | ||
| Q4 24 | $156.4M | $-15.4M | ||
| Q3 24 | $53.0M | $-36.7M | ||
| Q2 24 | $269.5M | $-59.9M |
| Q1 26 | — | — | ||
| Q4 25 | 22.2% | 8.2% | ||
| Q3 25 | 33.8% | -12.6% | ||
| Q2 25 | 135.7% | -9.8% | ||
| Q1 25 | 21.1% | -29.7% | ||
| Q4 24 | 50.8% | -6.7% | ||
| Q3 24 | 16.5% | -16.6% | ||
| Q2 24 | 92.6% | -28.7% |
| Q1 26 | — | — | ||
| Q4 25 | 4.9% | 2.6% | ||
| Q3 25 | 2.8% | 5.1% | ||
| Q2 25 | 16.9% | 7.3% | ||
| Q1 25 | 2.8% | 19.3% | ||
| Q4 24 | 2.0% | 7.9% | ||
| Q3 24 | 5.5% | 16.5% | ||
| Q2 24 | 12.4% | 17.4% |
| Q1 26 | — | — | ||
| Q4 25 | 0.81× | — | ||
| Q3 25 | 1.05× | — | ||
| Q2 25 | 4.43× | — | ||
| Q1 25 | 0.70× | — | ||
| Q4 24 | 1.55× | — | ||
| Q3 24 | 0.63× | — | ||
| Q2 24 | 2.91× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AX
| Net Interest Income | $306.3M | 78% |
| Noninterest Income | $86.0M | 22% |
WEST
| Coffee And Tea | $202.6M | 60% |
| Flavors Extracts And Ingredients | $69.6M | 21% |
| Sustainable Sourcing And Traceability Segments | $66.9M | 20% |
