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Side-by-side financial comparison of TEXAS CAPITAL BANCSHARES INC (TCBI) and Westrock Coffee Co (WEST). Click either name above to swap in a different company.
Westrock Coffee Co is the larger business by last-quarter revenue ($339.5M vs $324.0M, roughly 1.0× TEXAS CAPITAL BANCSHARES INC). TEXAS CAPITAL BANCSHARES INC runs the higher net margin — 22.8% vs -6.6%, a 29.4% gap on every dollar of revenue. On growth, Westrock Coffee Co posted the faster year-over-year revenue change (48.3% vs 15.5%). Over the past eight quarters, Westrock Coffee Co's revenue compounded faster (32.8% CAGR vs 10.2%).
Texas Capital Bank is a bank headquartered in Dallas, Texas. The bank has branches located in every major city in Texas. Its parent bank holding company is Texas Capital Bancshares. It also operates an online-only banking division, Bask Bank.
Westrock Coffee Co is a global integrated coffee, tea and functional beverage solutions provider. It sources, roasts, manufactures and distributes coffee products, ready-to-drink beverages and custom formulations for retail, foodservice and commercial clients across North America and other key markets.
TCBI vs WEST — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $324.0M | $339.5M |
| Net Profit | $73.8M | $-22.6M |
| Gross Margin | — | 11.5% |
| Operating Margin | — | -2.6% |
| Net Margin | 22.8% | -6.6% |
| Revenue YoY | 15.5% | 48.3% |
| Net Profit YoY | 56.8% | 8.3% |
| EPS (diluted) | $1.56 | $-0.22 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $324.0M | — | ||
| Q4 25 | $327.5M | $339.5M | ||
| Q3 25 | $340.4M | $354.8M | ||
| Q2 25 | $307.5M | $280.9M | ||
| Q1 25 | $280.5M | $213.8M | ||
| Q4 24 | $229.6M | $229.0M | ||
| Q3 24 | $125.3M | $220.9M | ||
| Q2 24 | $267.0M | $208.4M |
| Q1 26 | $73.8M | — | ||
| Q4 25 | $100.7M | $-22.6M | ||
| Q3 25 | $105.2M | $-19.1M | ||
| Q2 25 | $77.3M | $-21.6M | ||
| Q1 25 | $47.0M | $-27.2M | ||
| Q4 24 | $71.0M | $-24.6M | ||
| Q3 24 | $-61.3M | $-14.3M | ||
| Q2 24 | $41.7M | $-17.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | 11.5% | ||
| Q3 25 | — | 11.7% | ||
| Q2 25 | — | 14.7% | ||
| Q1 25 | — | 13.6% | ||
| Q4 24 | — | 16.6% | ||
| Q3 24 | — | 16.8% | ||
| Q2 24 | — | 19.9% |
| Q1 26 | — | — | ||
| Q4 25 | 40.4% | -2.6% | ||
| Q3 25 | 40.5% | -2.4% | ||
| Q2 25 | 33.2% | -5.3% | ||
| Q1 25 | 21.6% | -6.1% | ||
| Q4 24 | 40.7% | -4.3% | ||
| Q3 24 | -63.8% | -5.8% | ||
| Q2 24 | 21.9% | -7.9% |
| Q1 26 | 22.8% | — | ||
| Q4 25 | 30.7% | -6.6% | ||
| Q3 25 | 30.9% | -5.4% | ||
| Q2 25 | 25.2% | -7.7% | ||
| Q1 25 | 16.8% | -12.7% | ||
| Q4 24 | 30.9% | -10.7% | ||
| Q3 24 | -48.9% | -6.5% | ||
| Q2 24 | 15.6% | -8.5% |
| Q1 26 | $1.56 | — | ||
| Q4 25 | $2.11 | $-0.22 | ||
| Q3 25 | $2.18 | $-0.20 | ||
| Q2 25 | $1.58 | $-0.23 | ||
| Q1 25 | $0.92 | $-0.29 | ||
| Q4 24 | $1.43 | $-0.26 | ||
| Q3 24 | $-1.41 | $-0.16 | ||
| Q2 24 | $0.80 | $-0.20 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $49.9M |
| Total DebtLower is stronger | $878.3M | $444.1M |
| Stockholders' EquityBook value | $3.6B | $-1.9M |
| Total Assets | $33.5B | $1.2B |
| Debt / EquityLower = less leverage | 0.24× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $49.9M | ||
| Q3 25 | — | $34.0M | ||
| Q2 25 | — | $44.0M | ||
| Q1 25 | — | $33.1M | ||
| Q4 24 | — | $26.2M | ||
| Q3 24 | — | $22.4M | ||
| Q2 24 | — | $24.3M |
| Q1 26 | $878.3M | — | ||
| Q4 25 | $620.6M | $444.1M | ||
| Q3 25 | $620.4M | — | ||
| Q2 25 | $620.3M | — | ||
| Q1 25 | $660.5M | — | ||
| Q4 24 | $660.3M | $393.1M | ||
| Q3 24 | $660.2M | — | ||
| Q2 24 | $660.0M | — |
| Q1 26 | $3.6B | — | ||
| Q4 25 | $3.6B | $-1.9M | ||
| Q3 25 | $3.6B | $11.4M | ||
| Q2 25 | $3.5B | $18.2M | ||
| Q1 25 | $3.4B | $71.4M | ||
| Q4 24 | $3.4B | $97.5M | ||
| Q3 24 | $3.4B | $110.3M | ||
| Q2 24 | $3.2B | $81.5M |
| Q1 26 | $33.5B | — | ||
| Q4 25 | $31.5B | $1.2B | ||
| Q3 25 | $32.5B | $1.2B | ||
| Q2 25 | $31.9B | $1.2B | ||
| Q1 25 | $31.4B | $1.1B | ||
| Q4 24 | $30.7B | $1.1B | ||
| Q3 24 | $31.6B | $1.1B | ||
| Q2 24 | $29.9B | $1.1B |
| Q1 26 | 0.24× | — | ||
| Q4 25 | 0.17× | — | ||
| Q3 25 | 0.17× | — | ||
| Q2 25 | 0.18× | — | ||
| Q1 25 | 0.19× | — | ||
| Q4 24 | 0.20× | 4.03× | ||
| Q3 24 | 0.20× | — | ||
| Q2 24 | 0.21× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $36.7M |
| Free Cash FlowOCF − Capex | — | $27.8M |
| FCF MarginFCF / Revenue | — | 8.2% |
| Capex IntensityCapex / Revenue | — | 2.6% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-107.8M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $360.2M | $36.7M | ||
| Q3 25 | $166.3M | $-26.6M | ||
| Q2 25 | $63.0M | $-7.0M | ||
| Q1 25 | $368.0K | $-22.1M | ||
| Q4 24 | $480.1M | $2.8M | ||
| Q3 24 | $332.8M | $-332.0K | ||
| Q2 24 | $33.3M | $-23.7M |
| Q1 26 | — | — | ||
| Q4 25 | $347.6M | $27.8M | ||
| Q3 25 | $161.3M | $-44.7M | ||
| Q2 25 | $57.5M | $-27.5M | ||
| Q1 25 | $-2.0M | $-63.4M | ||
| Q4 24 | $415.2M | $-15.4M | ||
| Q3 24 | $317.6M | $-36.7M | ||
| Q2 24 | $11.1M | $-59.9M |
| Q1 26 | — | — | ||
| Q4 25 | 106.1% | 8.2% | ||
| Q3 25 | 47.4% | -12.6% | ||
| Q2 25 | 18.7% | -9.8% | ||
| Q1 25 | -0.7% | -29.7% | ||
| Q4 24 | 180.9% | -6.7% | ||
| Q3 24 | 253.4% | -16.6% | ||
| Q2 24 | 4.1% | -28.7% |
| Q1 26 | — | — | ||
| Q4 25 | 3.8% | 2.6% | ||
| Q3 25 | 1.5% | 5.1% | ||
| Q2 25 | 1.8% | 7.3% | ||
| Q1 25 | 0.9% | 19.3% | ||
| Q4 24 | 28.2% | 7.9% | ||
| Q3 24 | 12.1% | 16.5% | ||
| Q2 24 | 8.3% | 17.4% |
| Q1 26 | — | — | ||
| Q4 25 | 3.58× | — | ||
| Q3 25 | 1.58× | — | ||
| Q2 25 | 0.81× | — | ||
| Q1 25 | 0.01× | — | ||
| Q4 24 | 6.76× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 0.80× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
TCBI
Segment breakdown not available.
WEST
| Coffee And Tea | $202.6M | 60% |
| Flavors Extracts And Ingredients | $69.6M | 21% |
| Sustainable Sourcing And Traceability Segments | $66.9M | 20% |
