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Side-by-side financial comparison of BCB BANCORP INC (BCBP) and BV Financial, Inc. (BVFL). Click either name above to swap in a different company.
BCB BANCORP INC is the larger business by last-quarter revenue ($24.2M vs $9.8M, roughly 2.5× BV Financial, Inc.). BV Financial, Inc. runs the higher net margin — 49.3% vs -49.7%, a 98.9% gap on every dollar of revenue. On growth, BCB BANCORP INC posted the faster year-over-year revenue change (9.1% vs 8.2%). BCB BANCORP INC produced more free cash flow last quarter ($11.5M vs $3.3M). Over the past eight quarters, BV Financial, Inc.'s revenue compounded faster (10.7% CAGR vs 2.3%).
Virtu Financial, Inc. is an American high-frequency trading company. The company went public on the Nasdaq in 2015.
BCBP vs BVFL — Head-to-Head
Income Statement — Q4 2025 vs Q4 2025
| Metric | | |
|---|---|---|
| Revenue | $24.2M | $9.8M |
| Net Profit | $-12.0M | $4.8M |
| Gross Margin | — | — |
| Operating Margin | -71.9% | 72.4% |
| Net Margin | -49.7% | 49.3% |
| Revenue YoY | 9.1% | 8.2% |
| Net Profit YoY | -467.6% | 146.2% |
| EPS (diluted) | $-0.73 | $0.52 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $24.2M | $9.8M | ||
| Q3 25 | $23.7M | $9.3M | ||
| Q2 25 | $23.1M | $9.2M | ||
| Q1 25 | $22.0M | $8.6M | ||
| Q4 24 | $22.2M | $9.0M | ||
| Q3 24 | $23.0M | $9.3M | ||
| Q2 24 | $23.6M | $8.9M | ||
| Q1 24 | $23.1M | $8.0M |
| Q4 25 | $-12.0M | $4.8M | ||
| Q3 25 | $4.3M | $3.7M | ||
| Q2 25 | $3.6M | $2.9M | ||
| Q1 25 | $-8.3M | $2.1M | ||
| Q4 24 | $3.3M | $2.0M | ||
| Q3 24 | $6.7M | $3.8M | ||
| Q2 24 | $2.8M | $3.4M | ||
| Q1 24 | $5.9M | $2.6M |
| Q4 25 | -71.9% | 72.4% | ||
| Q3 25 | 24.5% | 55.3% | ||
| Q2 25 | 21.7% | 43.0% | ||
| Q1 25 | -53.2% | 31.2% | ||
| Q4 24 | 20.8% | 31.6% | ||
| Q3 24 | 40.6% | 56.3% | ||
| Q2 24 | 16.8% | 53.0% | ||
| Q1 24 | 36.0% | 45.2% |
| Q4 25 | -49.7% | 49.3% | ||
| Q3 25 | 18.0% | 39.9% | ||
| Q2 25 | 15.4% | 31.2% | ||
| Q1 25 | -37.8% | 24.3% | ||
| Q4 24 | 14.7% | 21.7% | ||
| Q3 24 | 28.9% | 40.8% | ||
| Q2 24 | 11.9% | 38.2% | ||
| Q1 24 | 25.3% | 32.3% |
| Q4 25 | $-0.73 | $0.52 | ||
| Q3 25 | $0.22 | $0.41 | ||
| Q2 25 | $0.18 | $0.29 | ||
| Q1 25 | $-0.51 | $0.21 | ||
| Q4 24 | $0.17 | $0.18 | ||
| Q3 24 | $0.36 | $0.35 | ||
| Q2 24 | $0.14 | $0.32 | ||
| Q1 24 | $0.32 | $0.24 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $55.7M |
| Total DebtLower is stronger | — | $35.0M |
| Stockholders' EquityBook value | $304.3M | $183.8M |
| Total Assets | $3.3B | $912.2M |
| Debt / EquityLower = less leverage | — | 0.19× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $55.7M | ||
| Q3 25 | — | $63.5M | ||
| Q2 25 | — | $56.3M | ||
| Q1 25 | — | $70.8M | ||
| Q4 24 | — | $70.5M | ||
| Q3 24 | — | $94.1M | ||
| Q2 24 | — | $90.6M | ||
| Q1 24 | — | $78.8M |
| Q4 25 | — | $35.0M | ||
| Q3 25 | — | $35.0M | ||
| Q2 25 | — | $35.0M | ||
| Q1 25 | — | $49.9M | ||
| Q4 24 | — | $49.9M | ||
| Q3 24 | — | $34.8M | ||
| Q2 24 | — | $34.8M | ||
| Q1 24 | — | $34.8M |
| Q4 25 | $304.3M | $183.8M | ||
| Q3 25 | $318.5M | $190.2M | ||
| Q2 25 | $315.7M | $198.0M | ||
| Q1 25 | $314.7M | $198.1M | ||
| Q4 24 | $323.9M | $195.5M | ||
| Q3 24 | $328.1M | $209.7M | ||
| Q2 24 | $320.7M | $205.5M | ||
| Q1 24 | $320.1M | $201.8M |
| Q4 25 | $3.3B | $912.2M | ||
| Q3 25 | $3.4B | $909.4M | ||
| Q2 25 | $3.4B | $908.3M | ||
| Q1 25 | $3.5B | $921.9M | ||
| Q4 24 | $3.6B | $911.8M | ||
| Q3 24 | $3.6B | $892.7M | ||
| Q2 24 | $3.8B | $897.2M | ||
| Q1 24 | $3.8B | $892.5M |
| Q4 25 | — | 0.19× | ||
| Q3 25 | — | 0.18× | ||
| Q2 25 | — | 0.18× | ||
| Q1 25 | — | 0.25× | ||
| Q4 24 | — | 0.26× | ||
| Q3 24 | — | 0.17× | ||
| Q2 24 | — | 0.17× | ||
| Q1 24 | — | 0.17× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $11.8M | $3.4M |
| Free Cash FlowOCF − Capex | $11.5M | $3.3M |
| FCF MarginFCF / Revenue | 47.6% | 33.9% |
| Capex IntensityCapex / Revenue | 1.3% | 1.4% |
| Cash ConversionOCF / Net Profit | — | 0.72× |
| TTM Free Cash FlowTrailing 4 quarters | $34.9M | $18.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $11.8M | $3.4M | ||
| Q3 25 | $8.7M | $8.4M | ||
| Q2 25 | $10.3M | $2.7M | ||
| Q1 25 | $5.0M | $4.4M | ||
| Q4 24 | $7.8M | $3.9M | ||
| Q3 24 | $43.5M | $6.1M | ||
| Q2 24 | $8.1M | $1.5M | ||
| Q1 24 | $8.3M | $4.6M |
| Q4 25 | $11.5M | $3.3M | ||
| Q3 25 | $8.5M | $8.4M | ||
| Q2 25 | $10.2M | $2.6M | ||
| Q1 25 | $4.7M | $4.2M | ||
| Q4 24 | $6.8M | $3.9M | ||
| Q3 24 | $43.4M | $6.0M | ||
| Q2 24 | $8.1M | $1.4M | ||
| Q1 24 | $8.1M | $4.1M |
| Q4 25 | 47.6% | 33.9% | ||
| Q3 25 | 35.7% | 90.1% | ||
| Q2 25 | 44.1% | 28.1% | ||
| Q1 25 | 21.4% | 48.8% | ||
| Q4 24 | 30.8% | 43.5% | ||
| Q3 24 | 188.5% | 64.0% | ||
| Q2 24 | 34.2% | 16.2% | ||
| Q1 24 | 35.2% | 51.9% |
| Q4 25 | 1.3% | 1.4% | ||
| Q3 25 | 1.2% | 0.1% | ||
| Q2 25 | 0.7% | 1.5% | ||
| Q1 25 | 1.3% | 2.5% | ||
| Q4 24 | 4.3% | 0.2% | ||
| Q3 24 | 0.4% | 1.1% | ||
| Q2 24 | 0.2% | 0.6% | ||
| Q1 24 | 0.6% | 5.5% |
| Q4 25 | — | 0.72× | ||
| Q3 25 | 2.05× | 2.26× | ||
| Q2 25 | 2.90× | 0.95× | ||
| Q1 25 | — | 2.11× | ||
| Q4 24 | 2.38× | 2.01× | ||
| Q3 24 | 6.53× | 1.60× | ||
| Q2 24 | 2.88× | 0.44× | ||
| Q1 24 | 1.41× | 1.77× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
